Original filing (PDF)20250926141939NAL0010976176001

OPTIMA TAX RELIEF, LLC

Name: OPTIMA TAX RELIEF, LLC — OPTIMA TAX RELIEF, LLC 401(K) PROFIT SHARING PLAN, Form 5500 (2024)
Creator: OPTIMA TAX RELIEF, LLC

Form 5500

FILING_RECEIVED

OPTIMA TAX RELIEF, LLC 401(K) PROFIT SHARING PLAN

401(k) retirement plan

Signals · 1

6 service providers

Active participants

363

Accounts w/ balance

258

Plan assets (EOY)

$15.9M

Net assets (EOY)

$15.9M

How this plan invests

This plan

1 pooled trust

Schedule D

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OPTIMA TAX RELIEF, LLC.

Plan sponsor

Name

OPTIMA TAX RELIEF, LLC

EIN

27-2793788

Address

6 HUTTON CENTRE DRIVE · SUITE 200 · SANTA ANA, CA · 92707

Phone

(800) 536-0734

Industry

Admin Support & Waste Mgmtsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-26

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

6 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS	13-3689044	—	RECORDKEEPER	$48K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GIBBS WEALTH MANAGEMENT, LLC	47-5148116	—	INVESTMENT ADVISORY-PLAN

Investments

31 direct securities · 1 pooled fund· $15.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$15.0M

30 holdings

Stable Value

$612K

1 holding

Common Collective Trust

$271K

1 holding

					% of plan
iShares S&P 500 Index K Pooled separate account	Other securities	—	—	$2.3M	14.7%
JHancock 2045 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$1.8M	11.4%
JHancock 2050 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$1.6M	10.2%
JPMorgan Large Cap Growth R6 Pooled separate account -	Other securities	—	—	$1.3M	8.4%
JHancock 2055 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$1.2M	7.5%
JHancock 2040 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$795K	5.0%
Transamerica Stable Value Core Option Guaranteed investment contract -	Stable Value	—	—	$612K	3.8%
JHancock 2030 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$590K	3.7%
JHancock 2035 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$562K	3.5%
JHancock 2060 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$504K	3.2%
American Funds New Perspective R6 Pooled separate account -	Other securities	—	—	$481K	3.0%
Invesco Small Cap Value R6 Pooled separate account -	Other securities	—	—	$388K	2.4%
JHancock 2025 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$303K	1.9%
Personal Choice Pooled separate account -	Other securities	—	—	$296K	1.9%
Janus Henderson Enterprise N Pooled separate account -	Other securities	—	—	$285K	1.8%
COMPLETE OVERSEAS BLENDED TRUST BENEFIT TRUST · EIN 86-6768914 / PN 334	Common Collective Trust	—	—	$271K	1.7%
iShares Russell 2000 Small Cap Index K Pooled separate account -	Other securities	—	—	$265K	1.7%
iShares MSCI Total International Index K Pooled separate account -	Other securities	—	—	$262K	1.6%
Victory Core Plus Intermediate Bond R6 Pooled separate account -	Other securities	—	—	$238K	1.5%
Putnam Small Cap Growth R6 Pooled separate account -	Other securities	—	—	$235K	1.5%
JHancock 2020 Lifetime Blend R6 Pooled separate account - 187 Interest Rate Range * Notes Receivable from Participants -	Other securities	—	—	$233K	1.5%
iShares U.S. Aggregate Bond Index K Pooled separate account -	Other securities	—	—	$228K	1.4%
iShares Russell Mid Cap Index K Pooled separate account -	Other securities	—	—	$217K	1.4%
Franklin Real Estate Securities R6 Pooled separate account -	Other securities	—	—	$209K	1.3%
BlackRock Health Sciences Opps K Pooled separate account -	Other securities	—	—	$200K	1.3%
Victory Integrity Mid-Cap Value R6 Pooled separate account -	Other securities	—	—	$163K	1.0%
Franklin Gold and Precious Metals R6 Pooled separate account -	Other securities	—	—	$118K	0.7%
Neuberger Berman Large Cap Value R6 Pooled separate account -	Other securities	—	—	$65K	0.4%
MFS Utilities R6 Pooled separate account -	Other securities	—	—	$41K	0.3%
BlackRock High Yield Portfolio K Pooled separate account -	Other securities	—	—	$30K	0.2%
Schwab Treasury Infl Protected Secs Index Pooled separate account -	Other securities	—	—	$25K	0.2%
JHancock 2065 Lifetime Blend R6 Pooled separate account -	Other securities	—	—	$11K	<0.1%