Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $57K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Registered Investment Company | — | — | — | $9.1M | 28.5% | |
| ETF Vanguard FTSE Developed Markets Registered Investment Company | — | — | — | $7.2M | 22.7% |
| SPDR Portfolio S&P 500 ETF Registered Investment Company | — | — | — | $4.7M | 14.7% |
| Vanguard FTSE Emerging Markets Registered Investment Company | — | — | — | $2.4M | 7.7% |
| iShares Core S&P Total U.S. Stock Market ETF Registered Investment Company ** 216 iShares Core Total US Bond Market ETF Registered Investment Company | — | — | — | $2.2M | 6.9% |
| iShares Core MSCI EAFE ETF Registered Investment Company ** 995 iShares Core MSCI Emerging Markets ETF Registered Investment Company ** 109 Schwab U.S. Mid-Cap ETF Registered Investment Company ** 82 SPDR Portfolio S&P 400 Mid Cap Registered Investment Company | — | — | — | $1.6M | 5.2% |
| SPDR Portfolio S&P 600 Small Cap ETF Registered Investment Company | — | — | — | $1.2M | 3.9% |
| Vanguard Total International Bond ETF Registered Investment Company | — | — | — | $535K | 1.7% |
| iShares Emerging Markets USD Bond ETF Registered Investment Company | — | — | — | $429K | 1.3% |
| Goldman Sachs ActiveBeta US Large Cap Equity Registered Investment Company | — | — | — | $308K | 1.0% |
| Vanguard Value ETF Registered Investment Company | — | — | — | $263K | 0.8% |
| Securities ETF Vanguard Small-Cap Value ETF Registered Investment Company | — | — | — | $222K | 0.7% |
| Notes Receivable from Participants Interest rates from 4.25% to 9.5%, | — | — | — | $217K | 0.7% |
| Vanguard Mid-Cap Value ETF Registered Investment Company | — | — | — | $196K | 0.6% |
| iShares ESG Aware MSCI USA ETF Registered Investment Company | — | — | — | $164K | 0.5% |
| SPDR S&P Kensho New Economies Composite Registered Investment Company | — | — | — | $152K | 0.5% |
| ETF iShares MSCI ACWI Low Carbon Target ETF Registered Investment Company | — | — | — | $94K | 0.3% |
| iShares ESG Aware MSCI EAFE ETF Registered Investment Company | — | — | — | $81K | 0.3% |
| Vanguard Short-Term Inflation-Protected Registered Investment Company | — | — | — | $79K | 0.2% |
| Bond ETF Goldman Sachs ActiveBeta International Equity Registered Investment Company | — | — | — | $69K | 0.2% |
| Vanguard Dividend Appreciation ETF Registered Investment Company | — | — | — | $68K | 0.2% |
| iShares 0-5 Year TIPS Bond ETF Registered Investment Company | — | — | — | $48K | 0.2% |
| Goldman Sachs Access High Yield Corporate Registered Investment Company ** 748 Bond ETF Goldman Sachs ActiveBeta Europe Equity ETF Registered Investment Company | — | — | — | $43K | 0.1% |
| ETF SPDR S&P 500 Fossil Fuel Reserves Free ETF Registered Investment Company | — | — | — | $35K | 0.1% |
| iShares ESG Aware MSCI EM ETF Registered Investment Company | — | — | — | $33K | 0.1% |
| JP Morgan Ultra-Short Income Registered Investment Company | — | — | — | $32K | 0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Registered Investment Company | — | — | — | $28K | <0.1% |
| iShares National AMT-Free Muni Bond ETF Registered Investment Company ** 517 iShares ESG Aware MSCI USA Small-Cap ETF Registered Investment Company | — | — | — | $25K | <0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Registered Investment Company | — | — | — | $24K | <0.1% |
| ETF Goldman Sachs TreasuryAccess 01 Year ETF Registered Investment Company | — | — | — | $23K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Registered Investment Company ** 902 Bond ETF Invesco Emerging Markets Sovereign Debt ETF Registered Investment Company ** 478 TCW Transform 500 ETF Registered Investment Company | — | — | — | $20K | <0.1% |
| iShares Trust iShares USD Green Bond ETF Registered Investment Company | — | — | — | $19K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Registered Investment Company | — | — | — | $18K | <0.1% |
| Invesco QQQ Trust Registered Investment Company | — | — | — | $17K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity Registered Investment Company | — | — | — | $16K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF Registered Investment Company | — | — | — | $14K | <0.1% |
| ETF Goldman Sachs Access U.S. Aggregate Bond ETF Registered Investment Company | CORPORATE BOND | — | — | $12K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free Registered Investment Company | — | — | — | $10K | <0.1% |
| Goldman Sachs Access Investment Grade Registered Investment Company | Mutual Funds | — | — | $9K | <0.1% |
| Equity Goldman Sachs Access Emerging Markets USD Registered Investment Company | — | — | — | $6K | <0.1% |
| Vanguard LongTerm Government Bond Registered Investment Company | — | — | — | $6K | <0.1% |
| Vanguard Large-Cap ETF - DNQ Registered Investment Company ** 130 Vanguard Small-Cap Stock ETF Registered Investment Company ** 53 Vanguard U.S. Large-cap Growth Equity ETF Registered Investment Company | — | — | — | $5K | <0.1% |
| Schwab U.S. Broad Market ETF Registered Investment Company | — | — | — | $4K | <0.1% |
| Vanguard Global ex-U.S. Real Estate ETF Registered Investment Company | — | — | — | $4K | <0.1% |
| Xtrackers USD High Yield Corporate Bond Registered Investment Company | — | — | — | $3K | <0.1% |
| iShares iBoxx Investment Grade Corporate Bond Registered Investment Company | — | — | — | $3K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF Registered Investment Company | — | — | — | $3K | <0.1% |
| Schwab U.S. REIT ETF Registered Investment Company | — | — | — | $3K | <0.1% |
