How big is Regency Management Sservices' plan?

Regency Management Sservices' plan reported $3.4M in assets and 643 participants for 2024.

Original filing (PDF)20250924144935NAL0008293888001

Regency Management Sservices

Name: Regency Management Sservices — Regency Furniture, Form 5500 (2024)
Creator: Regency Management Sservices
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Regency Furniture 401(k) Plan

401(k) retirement plan · Regency Management Sservices' Regency Furniture 401(k) Plan held $3.4M in plan assets for 643 participants in 2024, with Capital Group (American Funds) as recordkeeper.

Signals · 4

Possibly inadequate fidelity bond28% in single holdingCorrective distributions issued~116 bps in Sched C fees

Active participants

643

Accounts w/ balance

170

Plan assets (EOY)

$3.4M

Net assets (EOY)

$3.4M

People on this filing

Andrea Nolin signed Regency Management Sservices' 2024 Form 5500 as plan administrator.

Andrea Nolin — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Regency Management Sservices' EIN is 27-2059558.

EIN 27-2059558

Plan number 001

Plan year 2024

ACK ID 20250924144935NAL0008293888001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Regency Management Sservices from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Regency Management Sservices' plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for REGENCY MANAGEMENT SSERVICES.

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How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Fidelity bond appears below the 10%-of-assets requirement.
Total administrative cost in the bottom quartile of peers (15th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (4th percentile).
Bottom-decile employer contributions per participant (5th percentile).

Plan sponsor

Name

REGENCY MANAGEMENT SSERVICES

EIN

all filings

Address

7900 CEDARVILLE ROAD · BRANDYWINE, MD · 20613

Phone

(301) 393-7959

Industry

Retail Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-24

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPITAL GROUP RETIREMENT PLAN SVCS.	82-4555287	—	RECORDKEEPER	$27K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
RAYMOND JAMES & ASSOCIATES INC	—	ST PETERSBURG, FL	INVESTMENT ADVISOR	$13K	—

Investments

28 direct securities· $3.4M(100% of reported assets)

Mutual Funds

$3.2M

25 holdings

Common Collective Trusts

$154K

1 holding

Participant loans

$51K

1 holding

Other securities

$13K

1 holding

					% of plan
American Funds 2025 Target Date Fund R6	Mutual Funds	—	—	$965K	28.0%
Vanguard Growth Index - Admiral	Mutual Funds	—	—	$334K	9.7%
American Funds 2045 Target Date Fund R6	Mutual Funds	—	—	$284K	8.3%
American Funds 2020 Target Date Fund R6	Mutual Funds	—	—	$265K	7.7%
American Funds 2040 Target Date Fund R6	Mutual Funds	—	—	$232K	6.7%
Vanguard Value Index - Admiral	Mutual Funds	—	—	$178K	5.2%
American Funds 2030 Target Date Fund R6	Mutual Funds	—	—	$172K	5.0%
Schwab S&P 500 Index	Common Collective Trusts	—	—	$154K	4.5%
American Funds 2055 Target Date Fund R6	Mutual Funds	—	—	$148K	4.3%
American Funds 2050 Target Date Fund R6	Mutual Funds	—	—	$144K	4.2%
American Funds 2035 Target Date Fund R6	Mutual Funds	—	—	$97K	2.8%
American Funds 2060 Target Date Fund R6	Mutual Funds	—	—	$52K	1.5%
Participant loans	Participant loans	—	—	$51K	1.5%
Vanguard Mid-Cap Value Index Admiral	Mutual Funds	—	—	$43K	1.2%
Fidelity Emerging Markets Index	Mutual Funds	—	—	$40K	1.1%
American Funds 2015 Target Date Fund R6	Mutual Funds	—	—	$39K	1.1%
American Funds 2065 Target Date Fund R6	Mutual Funds	—	—	$38K	1.1%
Vanguard Small Cap Value Index Admiral	Mutual Funds	—	—	$35K	1.0%
American Funds 2010 Target Date Fund R6	Mutual Funds	—	—	$35K	1.0%
Vanguard Mid-Cap Growth Index Admiral	Mutual Funds	—	—	$34K	1.0%
Vanguard Small Cap Growth Index Admiral	Mutual Funds	—	—	$29K	0.8%
Fidelity Total International Index	Mutual Funds	—	—	$22K	0.6%
American Funds US Govt Money Market R6	Mutual Funds	—	—	$21K	0.6%
JPMorgan Emerging Mkts Eq R6	Other securities	—	—	$13K	0.4%
Vanguard International Growth Adm	Mutual Funds	—	—	$10K	0.3%
American Funds Interm Bd Fd of AmerR6	Mutual Funds	—	—	$6K	0.2%
Vanguard US Growth Adm	Mutual Funds	—	—	$3K	<0.1%
Vanguard Short-Term Investment-Grade Adm	Mutual Funds	—	—	$154	<0.1%