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Original filing (PDF)20250729111221NAL0001266307001
INNOVATION FIRST INTERNATIONAL, INC.
Form 5500
FILING_RECEIVED
INNOVATION FIRST INTERNATIONAL 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 2
1 failed disclosure29% in single holding
Active participants
177
Accounts w/ balance
187
Plan assets (EOY)
$25.2M
Net assets (EOY)
$25.2M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Top holding "Money Market Fund * Fidelity Investments Fidelity Government Money Market N/R" is 29% of plan.
Helping the score
- Below-peer total fees (1 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INNOVATION FIRST INTERNATIONAL, INC..
Plan sponsor
Name
INNOVATION FIRST INTERNATIONAL, INC.
EIN
27-1530354
Address
6725 W. FM 1570 · GREENVILLE, TX · 75402
Phone
(903) 453-0800
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
2E · Profit-sharing
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $2K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
33 direct securities· $25.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Money Market Fund * Fidelity Investments Fidelity Government Money Market N/R | — | — | — | $7.3M | 29.0% | |
| Self-Directed Brokerage Account * Fidelity Investments Brokerage Link N/R | — | — | — | $3.5M | 13.7% | |
| Fund Class K6 Mutual Funds * Fidelity Investments Fidelity Blue Chip Growth Fund N/R | — | — | — | $2.0M | 7.9% | |
| Fidelity Investments Fidelity 500 Index Fund N/R | — | — | — | $1.9M | 7.4% | |
| American Funds American Funds 2050 Target Date N/R | — | — | — | $1.3M | 5.2% | |
| Retirement R-3 American Funds American Funds 2045 Target Date N/R | — | — | — | $1.2M | 4.8% | |
| Retirement R-3 American Funds American Funds 2030 Target Date N/R | — | — | — | $1.2M | 4.6% | |
| Retirement R-3 American Funds American Funds 2060 Target Date N/R | — | — | — | $1.1M | 4.4% | |
| Retirement R-3 American Funds American Funds 2025 Target Date N/R | — | — | — | $1.0M | 4.0% | |
| Retirement R-3 American Funds American Funds 2055 Target Date N/R | — | — | — | $746K | 3.0% | |
| Retirement R-3 * Fidelity Investments Fidelity Total Market Index Fund N/R | — | — | — | $737K | 2.9% | |
| Fidelity Investments Fidelity Balanced Fund N/R | — | — | — | $549K | 2.2% | |
| Fidelity Investments Fidelity Small Cap Index Fund N/R | — | — | — | $415K | 1.6% | |
| Participant Loans * Participant Loans Interest rates: 4.25% - 9.50% $0 | — | — | — | $299K | 1.2% | |
| American Funds American Funds 2040 Target Date N/R | — | — | — | $224K | 0.9% | |
| Retirement R-3 * Fidelity Investments Fidelity International Growth Fund N/R | — | — | — | $217K | 0.9% | |
| Putnam Large Cap Value Fund N/R | — | — | — | $210K | 0.8% | |
| Class A Janus Henderson Janus Henderson Enterprise Fund N/R | — | — | — | $197K | 0.8% | |
| Class Capital Group American Funds American Funds Bond Fund of N/R | — | — | — | $153K | 0.6% | |
| America American Funds American Funds 2035 Target Date N/R | — | — | — | $147K | 0.6% | |
| Retirement R-3 * Fidelity Investments Fidelity U.S. Bond Index Fund N/R | — | — | — | $112K | 0.4% | |
| Fidelity Investments Fidelity International Index Fund N/R | — | — | — | $110K | 0.4% | |
| Fidelity Investments Fidelity Extended Market Index N/R | — | — | — | $103K | 0.4% | |
| Fund * Fidelity Investments Fidelity Overseas K Fund N/R | — | — | — | $102K | 0.4% | |
| BlackRock Advantage International N/R | — | — | — | $97K | 0.4% | |
| Inv A Nationwide Amundi Strategic N/R | — | — | — | $94K | 0.4% | |
| Income Fund Allspring Special Mid Cap Value R6 N/R | — | — | — | $83K | 0.3% | |
| Loomis Sayles Core Plus Bond N/R | — | — | — | $55K | 0.2% | |
| Fund * Fidelity Investments Fidelity Multi-Asset Index Fund N/R | — | — | — | $54K | 0.2% | |
| Fidelity Investments Fidelity Mid Cap Stock N/R | — | — | — | $35K | 0.1% | |
| Fidelity Investments Fidelity Inflation-Protected Bond N/R | — | — | — | $20K | <0.1% | |
| Index Fund American Funds American Funds 2020 Target Date N/R | — | — | — | $15K | <0.1% | |
| Retirement R-3 Allspring Small Company Value N/R | — | — | — | $13K | <0.1% |
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