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Original filing (PDF)20250804100317NAL0000672979001
TCPS, INC.
Form 5500
FILING_RECEIVED
TCPS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
289
Accounts w/ balance
234
Plan assets (EOY)
$17.9M
Net assets (EOY)
$17.9M
How this plan invests
This plan
1 pooled trust
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TCPS, INC..
Plan sponsor
Name
TCPS, INC.
EIN
27-1467110
Address
4200 PARLIAMENT PL · SUITE 600 · LANHAM, MD · 20706
Phone
(240) 455-0162
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-04
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MULLEN, SONDBERG, WIMBISH & STONE,
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $38K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH | 42-1445429 | — | ADVISOR | $35K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
33 direct securities · 1 pooled fund· $17.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$17.8M
33 holdings
Common Collective Trust
$58K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Registered investment companies American Funds American Funds 2045 Target Date R6 | — | — | — | $3.4M | 19.1% | |
| American Funds American Funds 2035 Target Date R6 | — | — | — | $1.9M | 10.8% | |
| American Funds American Funds 2055 Target Date R6 | — | — | — | $1.7M | 9.5% | |
| American Funds American Funds 2050 Target Date R6 | — | — | — | $1.2M | 6.7% | |
| American Funds American Funds 2030 Target Date R6 | — | — | — | $1.2M | 6.6% | |
| American Funds American Funds 2025 Target Date R6 | — | — | — | $961K | 5.4% | |
| American Funds American Funds 2040 Target Date R6 | — | — | — | $871K | 4.9% | |
| Invesco Comstock R6 | — | — | — | $864K | 4.8% | |
| T. Rowe Price T. Rowe Price Mid Cap Value I | — | — | — | $711K | 4.0% | |
| Fidelity Spartan 500 Index Advantage | — | — | — | $636K | 3.6% | |
| Fidelity US Bond Index | — | — | — | $622K | 3.5% | |
| American Funds American Funds 2020 Target Date R6 | — | — | — | $545K | 3.0% | |
| Fidelity International Index Fund Premium | — | — | — | $513K | 2.9% | |
| Participant loans 4.25% - 9.50% $ -0- | — | — | — | $359K | 2.0% | |
| American Funds American Funds 2060 Target Date R6 | — | — | — | $326K | 1.8% | |
| American Funds American Funds Growth Fund of America RG | — | — | — | $279K | 1.6% | |
| Fidelity Small Cap Index | — | — | — | $269K | 1.5% | |
| BlackRock iShares U.S. Aggregate Bond Index Fund Institutional Shares | — | — | — | $211K | 1.2% | |
| T. Rowe Price T. Rowe Price New Horizons I | — | — | — | $198K | 1.1% | |
| BlackRock High Yield Bond K | — | — | — | $186K | 1.0% | |
| Putnam International Value R6 | — | — | — | $169K | 0.9% | |
| Money market funds * Fidelity Retirement Money Market | — | — | — | $108K | 0.6% | |
| Fidelity Emerging Markets Index | — | — | — | $89K | 0.5% | |
| Royce Opportunity I | — | — | — | $87K | 0.5% | |
| American Funds American Funds 2065 Target Date R6 | — | — | — | $75K | 0.4% | |
| American Funds American Funds Balanced R6 | — | — | — | $70K | 0.4% | |
| MFS Mid Cap Growth R6 | — | — | — | $66K | 0.4% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $58K | 0.3% | |
| American Funds American Funds 2010 Target Date R6 | — | — | — | $47K | 0.3% | |
| Fidelity Mid Cap Index | — | — | — | $47K | 0.3% | |
| Cohen & Steers C&S Inst Realty SHS | — | — | — | $44K | 0.2% | |
| American Funds American Funds Cap World Bond R6 | — | — | — | $36K | 0.2% | |
| T. Rowe Price T. Rowe Price Global Allocation I | — | — | — | $19K | 0.1% | |
| Fidelity Advisor International Small Cap Fund Class I | — | — | — | $7K | <0.1% |
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