Back to filter
Original filing (PDF)20250729080942NAL0001421571001
EMERALD CLOUD LAB, INC.
Form 5500
FILING_RECEIVED
EMERALD CLOUD LAB 401(K) PLAN
401(k) retirement plan
Signals · 2
26% in single holdingNo recordkeeper disclosed
Active participants
187
Accounts w/ balance
124
Plan assets (EOY)
$5.4M
Net assets (EOY)
$5.4M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
80
Knocking points off
- Top holding "Vanguard Target Retirement 2055 Fund Vanguard 0" is 26% of plan.
- No recordkeeper disclosed on Schedule C.
- 66% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (3 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMERALD CLOUD LAB, INC..
Plan sponsor
Name
EMERALD CLOUD LAB, INC.
EIN
27-1261333
Address
15500 WELLS PORT DRIVE · AUSTIN, TX · 78728
Phone
(512) 264-1025
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
PRICE KUBECKA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $2K | — |
Investments
29 direct securities· $5.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $1.4M | 25.7% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $755K | 14.1% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $615K | 11.5% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $607K | 11.3% | |
| Vanguard Growth Index Adm Vanguard 0 | — | — | — | $390K | 7.3% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $367K | 6.8% | |
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $301K | 5.6% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $202K | 3.8% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $143K | 2.7% | |
| Vanguard Value Index Adm Vanguard 0 | — | — | — | $70K | 1.3% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $69K | 1.3% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $58K | 1.1% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $54K | 1.0% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $37K | 0.7% | |
| Vanguard Cash Reserves Federal MM Adm Vanguard 0 | — | — | — | $37K | 0.7% | |
| Vanguard Total Intl Bond Index Adm Vanguard 0 | — | — | — | $35K | 0.6% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $33K | 0.6% | |
| Vanguard Short-Term Bond Index Adm Vanguard 0 | — | — | — | $32K | 0.6% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $32K | 0.6% | |
| Vanguard Real Estate Index Adm Vanguard 0 | — | — | — | $26K | 0.5% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $24K | 0.5% | |
| Vanguard Mid-Cap Growth Index Adm Vanguard 0 | — | — | — | $22K | 0.4% | |
| Vanguard Balanced Index Adm Vanguard 0 | — | — | — | $16K | 0.3% | |
| Vanguard Mid-Cap Value Index Adm Vanguard 0 | — | — | — | $13K | 0.2% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $12K | 0.2% | |
| Vanguard Small-Cap Growth Index Adm Vanguard 0 | — | — | — | $9K | 0.2% | |
| Vanguard Small-Cap Value Index Adm Vanguard 0 | — | — | — | $8K | 0.2% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $3K | <0.1% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $2K | <0.1% |
Related plans
Other plans using THE VANGUARD GROUP, INC.
GOOGLE LLC
GOOGLE LLC 401(K) SAVINGS PLAN
$48.7B · 114,321 participants
CVS HEALTH CORPORATION
CVS HEALTH FUTURE FUND 401(K) PLAN
$30.1B · 313,966 participants
FEDEX CORPORATION
FEDEX CORPORATION RETIREMENT SAVINGS PLAN
$25.4B · 102,265 participants
KAISER FOUNDATION HEALTH PLAN, INC.
KAISER PERMANENTE 401(K) RETIREMENT PLAN
$22.5B · 155,687 participants
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
STATE FARM 401(K) SAVINGS PLAN
$19.0B · 67,476 participants
KAISER FOUNDATION HEALTH PLAN, INC.
KAISER PERMANENTE TAX SHELTERED ANNUITY PLAN
$13.8B · 80,148 participants
Similar-size Professional & Technical Services plans
OPEN SOURCE RESEARCH, LLC
OPEN SOURCE RESEARCH 401(K) PLAN
$5.3M · 18 participants
CHICAGO ASSOCIATION FOR RESEARCH
CARES 401(K) PLAN
$5.4M · 37 participants
BIOLINQ INCORPORATED
BIOLINQ INCORPORATED 401(K) PLAN
$5.3M · 112 participants
EPIC SCIENTIFIC, LLC
EPIC SCIENTIFIC, LLC 401(K) PLAN
$5.3M · 34 participants
HELIAE DEVELOPMENT, LLC
HELIAE DEVELOPMENT, LLC 401(K) PLAN
$5.3M · 75 participants
ONESUBSEA LLC
ONESUBSEA LLC GROUP WELFARE BENEFITS PLAN
$5.3M · 760 participants
Large plans in Texas
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
AT&T INC.
AT&T SAVINGS PLAN MASTER TRUST
$42.6B
AT&T INC.
SBC MASTER PENSION TRUST
$30.6B
AT&T INC.
AT&T PENSION BENEFIT PLAN
$28.3B · 93,065 participants
AMERICAN AIRLINES, INC. - RETIREMENT
MASTER TRUST FOR DC PLANS OF AMERICAN AIRLINES, INC. AND AFFILIATES
$27.7B
SAMMONS ENTERPRISES, INC.
SAMMONS ENTERPRISES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$23.9B · 3,454 participants