Original filing (PDF)20251006132748NAL0003471713001

OVATIVE GROUP LLC

Name: OVATIVE GROUP LLC — OVATIVE GROUP 401K PLAN, Form 5500 (2024)
Creator: OVATIVE GROUP LLC

Form 5500

FILING_RECEIVED

OVATIVE GROUP 401K PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

493

Accounts w/ balance

638

Plan assets (EOY)

$37.8M

Net assets (EOY)

$37.8M

How this plan invests

This plan

45 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Helping the score

No Schedule C compensation disclosed — likely a small plan or unbundled.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OVATIVE GROUP LLC.

Plan sponsor

Name

OVATIVE GROUP LLC

EIN

27-1175614

Address

729 WASHINGTON AVE N. · SUITE 1000 · MINNEAPOLIS, MN · 55401

Phone

(612) 810-6173

Industry

Professional & Technical Servicessee all

Plan administrator

Name

FIDELITY WORKPLACE SERVICES LLC

EIN

04-3532603

City

COVINGTON, KY

Phone

(859) 386-4199

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

REDPATH AND COMPANY LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY WORKPLACE SERVICES LLC	04-3532603	—	PLAN ADMINISTRATOR	-$975	—

Investments

45 direct securities· $37.8M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Freedom Index 2055 Fund Mutual Fund	—	—	—	$7.0M	18.5%
Fidelity Freedom Index 2060 Fund Mutual Fund	—	—	—	$5.7M	15.2%
Fidelity Freedom Index 2050 Fund Mutual Fund	—	—	—	$4.2M	11.1%
Fidelity Freedom Index 2045 Fund Mutual Fund	—	—	—	$4.1M	10.9%
Fidelity 500 Index Fund Mutual Fund	—	—	—	$3.4M	9.1%
Fidelity Freedom Index 2065 Fund Mutual Fund	—	—	—	$2.9M	7.8%
Fidelity Large Cap Growth Index Fund Mutual Fund	—	—	—	$1.3M	3.6%
Fidelity Freedom Index 2030 Fund Mutual Fund	—	—	—	$1.0M	2.7%
Fidelity Freedom Index 2040 Fund Mutual Fund	—	—	—	$1.0M	2.7%
Fidelity Freedom Index 2025 Fund Mutual Fund	—	—	—	$833K	2.2%
iShares Total U.S. Stock Market Index Fund Mutual Fund	—	—	—	$715K	1.9%
Fidelity Large Cap Value Index Fund Mutual Fund	—	—	—	$539K	1.4%
Fidelity Mid Cap Index Fund Mutual Fund	—	—	—	$480K	1.3%
Amana Mutual Funds Trust Growth Fund Mutual Fund	—	—	—	$389K	1.0%
Fidelity Freedom Index 2035 Fund Mutual Fund	—	—	—	$333K	0.9%
Fidelity Small Cap Index Fund Mutual Fund	—	—	—	$320K	0.8%
American Funds American Mutual Fund Mutual Fund	—	—	—	$285K	0.8%
Calvert Growth Allocation I Mutual Fund	—	—	—	$266K	0.7%
iShares MSCI EAFE International Index Fund Mutual Fund	—	—	—	$253K	0.7%
Fidelity Global ex U.S. Index Fund Mutual Fund	—	—	—	$201K	0.5%
JPMorgan Small Cap Value Fund Mutual Fund	—	—	—	$199K	0.5%
Calvert International Responsible Index Fund Mutual Fund	—	—	—	$189K	0.5%
Calvert Bond Fund Class R6 Mutual Fund	—	—	—	$187K	0.5%
Calvert US Large Cap GRI I Mutual Fund	—	—	—	$154K	0.4%
Participant Loans Interest Rate at 5.25%-9.50%	—	—	—	$148K	0.4%
Principal Blue Chip Fund Institutional Class Mutual Fund	—	—	—	$140K	0.4%
Goldman Sachs Emerging Markets Equity Insights Fund Mutual Fund	—	—	—	$133K	0.4%
American Funds American Balanced Fund Mutual Fund	—	—	—	$129K	0.3%
Fidelity Mid Cap Growth Index Fund Mutual Fund	—	—	—	$120K	0.3%
Fidelity Real Estate Index Fund Mutual Fund	—	—	—	$119K	0.3%
Fidelity Emerging Markets Index Fund Mutual Fund	—	—	—	$116K	0.3%
American Funds Inflation Linked Bond Fund Mutual Fund	—	—	—	$108K	0.3%
Fidelity U.S. Bond Index Fund Mutual Fund	—	—	—	$100K	0.3%
PIMCO High Yield Fund Mutual Fund	—	—	—	$88K	0.2%
AB Small Cap Growth Portfolio Mutual Fund	—	—	—	$75K	0.2%
Amana Income Institutional Fund Mutual Fund	—	—	—	$67K	0.2%
Fidelity Freedom Index Inc Fund Mutual Fund 747 * Fidelity Mid Cap Value Index Fund Mutual Fund	—	—	—	$66K	0.2%
PGIM Total Return BD R6 Mutual Fund	—	—	—	$61K	0.2%
Fidelity Small Cap Value Index Fund Mutual Fund	—	—	—	$60K	0.2%
Fidelity Government Money Market Fund Mutual Fund	—	—	—	$60K	0.2%
Fidelity Small Cap Growth Index Fund Mutual Fund	—	—	—	$46K	0.1%
Amana Participation Fund Institutional Shares Mutual Fund	—	—	—	$11K	<0.1%
Calvert Consolidated Allocation I Mutual Fund	—	—	—	$4K	<0.1%
Calvert Moderate Allocation Fund Mutual Fund	—	—	—	$3K	<0.1%
Fidelity Freedom Index 2070 Fund Mutual Fund	—	—	—	$1K	<0.1%