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Original filing (PDF)20251231082832NAL0031751408001
EMERALD TEXTILES, SAN DIEGO, LLC
Form 5500
FILING_RECEIVED
EMERALD TEXTILES, SAN DIEGO LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 49.5 moNo recordkeeper disclosed
Active participants
1,040
Accounts w/ balance
510
Plan assets (EOY)
$6.5M
Net assets (EOY)
$6.4M
How this plan invests
This plan
1 pooled trust
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
75
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- Filed 49.5 months past the 10.5-month grace window.
- No recordkeeper disclosed on Schedule C.
- Only 49% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMERALD TEXTILES, SAN DIEGO, LLC.
Plan sponsor
Name
EMERALD TEXTILES, SAN DIEGO, LLC
EIN
27-1167089
Address
1725 DORNOCH CT. · SAN DIEGO, CA · 92154
Phone
(619) 330-7077
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2020-01-01
Tax period
2020-12-31
Filed
2025-12-31
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LAVINE,LOFGREN,MORRIS&ENGELBERG LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NIA SECURITIES LLC | 22-3570392 | — | NONE | $16K | — |
| MASSMUTUAL LIFE INSURANCE CO. | 04-1590850 | — | NONE | $10K | — |
| RELIANCE TRUST COMPANY | 58-1428634 | — | NONE | $0 | — |
Investments
21 direct securities · 1 pooled fund· $12.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$6.4M
21 holdings
Pooled Separate Account
$6.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SEPARTE ACCOUNT SCAI MASSMUTUAL LIFE INSURANCE CO. · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $6.0M | 92.7% | |
| MFS Lifetime 2025 R2 | — | — | — | $1.2M | 18.4% | |
| MFS Lifetime 2030 R2 | — | — | — | $897K | 13.8% | |
| MFS Lifetime 2045 R3 | — | — | — | $713K | 11.0% | |
| MFS Lifetime 2040 R2 | — | — | — | $468K | 7.2% | |
| MFS Lifetime 2035 R2 | — | — | — | $440K | 6.8% | |
| MFS Lifetime 2050 R2 | — | — | — | $407K | 6.3% | |
| MassMutual Russell 2000 Small Cap Ind R3 | — | — | — | $390K | 6.0% | |
| MassMutual S&P Mid Cap Index R3 | — | — | — | $313K | 4.8% | |
| Participant Loans | — | — | — | $304K | 4.7% | |
| MassMutual S&P 500 Index R3 | — | — | — | $248K | 3.8% | |
| MassMutual MSCI EAFE International Index R3 | — | — | — | $218K | 3.4% | |
| MFS Lifetime 2055 R4 | — | — | — | $197K | 3.0% | |
| MFS Value R2 | — | — | — | $157K | 2.4% | |
| MassMutual Fixed Account | — | — | — | $99K | 1.5% | |
| MFS Growth Inv R2 | — | — | — | $87K | 1.3% | |
| Fidelity Advisor Total Bond T | — | — | — | $78K | 1.2% | |
| MFS Lifetime 2020 R2 | — | — | — | $63K | 1.0% | |
| Victory Sycamore Est Value R | — | — | — | $61K | 0.9% | |
| Pimco Income R | — | — | — | $58K | 0.9% | |
| Select TRP/Frontier MC Gr II R3 | — | — | — | $18K | 0.3% | |
| MFS Lifetime Income R2 | — | — | — | $9K | 0.1% |