Original filing (PDF)20251014082102NAL0002313745001

A. RAYMOND CORPORATE NA, INC.

Name: A. RAYMOND CORPORATE NA, INC. — A. RAYMOND CORPORATE NA, INC. 401(K) PLAN, Form 5500 (2024)
Creator: A. RAYMOND CORPORATE NA, INC.

Form 5500

FILING_RECEIVED

A. RAYMOND CORPORATE NA, INC. 401(K) PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

725

Accounts w/ balance

686

Plan assets (EOY)

$82.8M

Net assets (EOY)

$82.8M

How this plan invests

This plan

147 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

21 bps in Schedule C fees — modestly above peer band of 16 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for A. RAYMOND CORPORATE NA, INC..

Plan sponsor

Name

A. RAYMOND CORPORATE NA, INC.

EIN

27-1088874

Address

2474 DEVONDALE ROAD · SUITE 100 · ROCHESTER HILLS, MI · 48309

Phone

(248) 537-3407

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

PLANTE MORAN, PLLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONWIDE	31-4156830	—	NONE	$121K	—
NATIONWIDE	31-4156830	—	NONE	$43K	—
NATIONWIDE	31-4156830	—	NONE	$6K	—
NATIONWIDE	31-4156830	—	NONE	$2K	—

Investments

138 direct securities· $143.4M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard 500 Index Fd Admiral Shs	—	—	—	$15.4M	18.6%
VNGRD GR INDX ADML MUTUAL FUND	—	—	—	$7.5M	9.1%
Vanguard Growth Index Fund Admiral	—	—	—	$7.5M	9.1%
Principal Mid Cap Inst	—	—	—	$6.1M	7.4%
PRINCIPAL FUNDS INC. - MIDCAP FUND - INS MUTUAL FUND	—	—	—	$6.1M	7.4%
PGIM Total Return Bond Fund Class R6	—	—	—	$5.5M	6.7%
PGIM TTL RTN BD R6 MUTUAL FUND	—	—	—	$5.5M	6.7%
Vanguard International Growth Fund Admiral Shares	—	—	—	$4.7M	5.7%
VNGRD INTL GR ADML MUTUAL FUND	—	—	—	$4.7M	5.7%
VNGRD TRGT RTRMT 2025 INV MUTUAL FUND	—	—	—	$4.5M	5.4%
Vanguard Target Retirement 2025 Fund	—	—	—	$4.5M	5.4%
Nationwide Unallocated investment contract - Nationwide Fixed Sel Option	—	—	—	$3.8M	4.5%
VNGRD EQ INC ADML MUTUAL FUND	—	—	—	$3.1M	3.8%
Vanguard Equity-Income Fund Admiral Shares	—	—	—	$3.1M	3.8%
Vanguard Target Retirement 2035 Fund	—	—	—	$2.8M	3.4%
VNGRD TRGT RTRMT 2035 INV MUTUAL FUND	—	—	—	$2.8M	3.4%
MFS New Discovery Fund Class R6	—	—	—	$2.7M	3.2%
Vanguard Target Retirement 2045 Fund	—	—	—	$2.7M	3.2%
VNGRD TRGT RTRMT 2045 INV MUTUAL FUND	—	—	—	$2.7M	3.2%
Vanguard Target Retirement 2040 Fund	—	—	—	$2.0M	2.5%
VNGRD TRGT RTRMT 2040 INV MUTUAL FUND	—	—	—	$2.0M	2.5%
Vanguard Small-Cap Growth Index Fund Admiral Share	—	—	—	$1.7M	2.0%
VNGRD SMCAP GR INDX ADML MUTUAL FUND	—	—	—	$1.7M	2.0%
Vanguard Int-Term Inv-Grade Fund Admiral Shares	—	—	—	$1.6M	1.9%
VNGRD INTMDTRMINVTGRD ADML MUTUAL FUND	—	—	—	$1.6M	1.9%
Vanguard Mid-Cap Growth Index Fund Admiral Shares	—	—	—	$1.6M	1.9%
VNGRD MDCAP GR INDX ADML MUTUAL FUND	—	—	—	$1.6M	1.9%
Vanguard International Value Fund Investor Shares	—	—	—	$1.5M	1.9%
VNGRD INTL VAL INV MUTUAL FUND	—	—	—	$1.5M	1.9%
FID EMRG MKT INDX MUTUAL FUND	—	—	—	$1.5M	1.8%
Fidelity Emerging Markets Index Fund	—	—	—	$1.5M	1.8%
VNGRD TRGT RTRMT 2055 INV MUTUAL FUND	—	—	—	$1.5M	1.8%
Vanguard Target Retirement 2055 Fund	—	—	—	$1.5M	1.8%
Vanguard Target Retirement 2030 Fund	—	—	—	$1.5M	1.8%
VNGRD TRGT RTRMT 2030 INV MUTUAL FUND	—	—	—	$1.5M	1.8%
Vanguard MdCap Value Index Admiral	—	—	—	$1.4M	1.7%
VNGRD MDCAP VAL INDX ADML MUTUAL FUND	—	—	—	$1.4M	1.7%
PIMCO INC INST MUTUAL FUND	—	—	—	$1.3M	1.6%
PIMCO Income Fund Institutional Class	—	—	—	$1.3M	1.6%
PRNCPL HI YLD INST MUTUAL FUND	—	—	—	$1.3M	1.5%
Principal High Yield Institutional Fund	—	—	—	$1.3M	1.5%
Vanguard Target Retirement 2050 Fund	—	—	—	$1.2M	1.5%
VNGRD TRGT RTRMT 2050 INV MUTUAL FUND	—	—	—	$1.2M	1.5%
PARTICIPANT LOANS LOW-HIGH INTEREST RATE 4.25% - 10.50%	—	—	—	$1.1M	1.4%
to 10.5 percent -	—	—	—	$1.1M	1.4%
VNGRD TRGT RTRMT 2020 INV MUTUAL FUND	—	—	—	$863K	1.0%
Vanguard Target Retirement 2020 Fund	—	—	—	$863K	1.0%
Vanguard Target Retirement Inc	—	—	—	$836K	1.0%
VNGRD TRGT RTRMT INC MUTUAL FUND	—	—	—	$836K	1.0%
VNGRD REALEST INDX ADML MUTUAL FUND	—	—	—	$588K	0.7%
Vanguard REIT Index Fund Admiral	—	—	—	$588K	0.7%
Vanguard Target Retirement 2060 Fund	—	—	—	$363K	0.4%
VNGRD TRGT RTRMT 2060 INV MUTUAL FUND	—	—	—	$363K	0.4%
PIMCO International Bond Fund Institutional Class	—	—	—	$344K	0.4%
PIMCO INTL BDUSDLRHDGINST MUTUAL FUND	—	—	—	$344K	0.4%
CARILN REAMS COR PLS BD I MUTUAL FUND	—	—	—	$206K	0.2%
Carillon Reams Core Plus Bond Fund Class I	—	—	—	$206K	0.2%
VNGRD INFO TECH INDX ADML MUTUAL FUND	—	—	—	$201K	0.2%
Vanguard Information Technology Index Fund Admiral	—	—	—	$201K	0.2%
Federated Hermes US Treasury Cash Reserves	—	—	—	$198K	0.2%
Janus Henderson Global Technology and Innovation F	—	—	—	$136K	0.2%
JNSHNDRSN GLBLTECH INNOV N MUTUAL FUND	—	—	—	$136K	0.2%
Vanguard Federal Money Market Fund	—	—	—	$114K	0.1%
PIMCO StocksPLUS Long Duration Fund Institutional	—	—	—	$88K	0.1%
PIMCO STKPLUS LG DUR INST MUTUAL FUND	—	—	—	$88K	0.1%
Nationwide Ave Maria Bond Fund	—	—	—	$66K	<0.1%
AVEMARIA BD MUTUAL FUND	—	—	—	$66K	<0.1%
VNGRD TTL STMKT INDX FD AS MUTUAL FUND	—	—	—	$62K	<0.1%
Vanguard Total Stock Market Index Fund Admiral Sha	—	—	—	$62K	<0.1%
T. Rowe Price All-Cap Opportunities Fund	—	—	—	$57K	<0.1%
TROWEPR NEW AM GR FD MUTUAL FUND	—	—	—	$57K	<0.1%
FID GOVT MNYMKT K6 MUTUAL FUND	—	—	—	$54K	<0.1%
Fidelity Government Money Market Fund Class K6	—	—	—	$54K	<0.1%
JPMorgan Equity Income Fund Class R5	—	—	—	$46K	<0.1%
JPM EQ INC R5 MUTUAL FUND	—	—	—	$46K	<0.1%
PGIM Floating Rate Income Fund- Class R6	—	—	—	$40K	<0.1%
PGIM FLOTNG RT INC R6 MUTUAL FUND	—	—	—	$40K	<0.1%
VNGRD TRGT RTRMT 2065 INV MUTUAL FUND	—	—	—	$36K	<0.1%
Vanguard Target Retirement 2065 Fund	—	—	—	$36K	<0.1%
PARNASSUS MDCAP INST MUTUAL FUND	—	—	—	$34K	<0.1%
Parnassus Mid Cap Fund Institutional Shares	—	—	—	$34K	<0.1%
TROWEPR HLTH SCNC MUTUAL FUND	—	—	—	$29K	<0.1%
T. Rowe Price Health Sciences Fund	—	—	—	$29K	<0.1%
VNGRD FIN INDX ADML MUTUAL FUND	—	—	—	$29K	<0.1%
Vanguard Financials Index Fund Admiral Shares	—	—	—	$29K	<0.1%
Invesco Gold & Special Minerals Fund Class Y * 815 PIMCO Long-Term Credit Bond Fund Institutional Cla	—	—	—	$21K	<0.1%
PIMCO LT CR BD INST MUTUAL FUND	—	—	—	$21K	<0.1%
MACQUARIE EXTENDED DUR BOND FUND - INST MUTUAL FUND	—	—	—	$19K	<0.1%
Vanguard Long-Term Investment-Grade Fund Admiral S	—	—	—	$19K	<0.1%
VNGRD LT INVMT GRD ADML MUTUAL FUND	—	—	—	$19K	<0.1%
PIMCO LT US GOV INST MUTUAL FUND	—	—	—	$17K	<0.1%
PIMCO Long-Term U.S. Government Fund Institutional	—	—	—	$17K	<0.1%
VNGRD STINFLPRTSECIND ADML MUTUAL FUND	—	—	—	$17K	<0.1%
Vanguard Short-Term Inflation-Protected Securities	—	—	—	$17K	<0.1%
MSIF GLBL OPPR I MUTUAL FUND	—	—	—	$16K	<0.1%
Morgan Stanley Institutional Fund, Inc. Global Opp	—	—	—	$16K	<0.1%
FID 500 INDX MUTUAL FUND	—	—	—	$16K	<0.1%
Fidelity 500 Index Fund	—	—	—	$16K	<0.1%
DWS Science and Technology S Fund	—	—	—	$16K	<0.1%
DWS SCNC TECH S MUTUAL FUND	—	—	—	$16K	<0.1%
Nuveen Lifecycle Index 2030 Fund R6 Class	—	—	—	$15K	<0.1%
Columbia Global Technology Growth Fund Institution	—	—	—	$13K	<0.1%
VNGRD HLTH CARE ADML MUTUAL FUND	—	—	—	$13K	<0.1%
Vanguard Health Care Fund Admiral	—	—	—	$13K	<0.1%
FID NSDQ CMPST INDX MUTUAL FUND	—	—	—	$11K	<0.1%
Fidelity NASDAQ Composite Index Fund	—	—	—	$11K	<0.1%
VIRTUS ALLNZGI FOCSGR INST MUTUAL FUND	—	—	—	$11K	<0.1%
Virtus AllianzGI Focused Growth Fund Institutional	—	—	—	$11K	<0.1%
Morgan Stanley Insight Fund Class I	—	—	—	$10K	<0.1%
Victory Nasdaq 100 Index Fund R6 Shares	—	—	—	$10K	<0.1%
FID PURITAN K6 MUTUAL FUND	—	—	—	$10K	<0.1%
T. Rowe Price New Era Fund * 492 T. Rowe PriceSpectrum Conservative Allocation Fund * 350 Fidelity Puritan K6 Fund	—	—	—	$10K	<0.1%
LOOMIS GR Y MUTUAL FUND	—	—	—	$10K	<0.1%
FED HRMS GOV OBLGTNS PRMR MUTUAL FUND	—	—	—	$8K	<0.1%
Nationwide Federated Government Obligations Fund	—	—	—	$8K	<0.1%
FID SEL TECH MUTUAL FUND	—	—	—	$8K	<0.1%
Victory Global Natural Resources Fund Class Y * 869 Fidelity Select Technology Portfolio	—	—	—	$8K	<0.1%
T. Rowe Price Blue Chip Growth Fund	—	—	—	$8K	<0.1%
American Funds American High-Inc R6	—	—	—	$7K	<0.1%
AMFDS AM HI INC TR R6 MUTUAL FUND	—	—	—	$7K	<0.1%
Vanguard Tax-Managed Small Cap Fund Admiral Shares	—	—	—	$6K	<0.1%
VNGRD TAXMGD SMCAP ADML MUTUAL FUND	—	—	—	$6K	<0.1%
Fidelity Mid Cap Index Fund	—	—	—	$6K	<0.1%
FID MDCAP INDX MUTUAL FUND	—	—	—	$6K	<0.1%
AVEMARIA RIS DIVD MUTUAL FUND	—	—	—	$4K	<0.1%
Ave Maria Rising Dividend Fund	—	—	—	$4K	<0.1%
FNKLN GOLD PREC MTLS ADV MUTUAL FUND	—	—	—	$4K	<0.1%
AVEMARIA GR MUTUAL FUND	—	—	—	$4K	<0.1%
Ave Maria Growth Fund	—	—	—	$4K	<0.1%
Knights of Columbus Small Cap I Fund	—	—	—	$3K	<0.1%
KNGHTSCBUS SMCAP I MUTUAL FUND	—	—	—	$3K	<0.1%
Ave Maria Value Fund	—	—	—	$3K	<0.1%
AVEMARIA VAL MUTUAL FUND	—	—	—	$3K	<0.1%
T. Rowe Price U.S. Equity Research Fund I Class	—	—	—	$3K	<0.1%
Fidelity Advisor Energy I Fund	—	—	—	$2K	<0.1%
FIDADV ENRGY I MUTUAL FUND	—	—	—	$2K	<0.1%
DWS RREEF Real Estate Securities Fund - Class R6	—	—	—	$1K	<0.1%
Gabelli Gold Fund AAA	—	—	—	$1K	<0.1%