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Original filing (PDF)20251002092511NAL0000192355001
ENCORE HOLDINGS, LLC
Form 5500
FILING_RECEIVED
ENCORE HOLDINGS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
50% in single holding
Active participants
1,141
Accounts w/ balance
660
Plan assets (EOY)
$35.8M
Net assets (EOY)
$35.8M
How this plan invests
This plan
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "secured by participant accounts b b b b" is 50% of plan.
- 58% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ENCORE HOLDINGS, LLC.
Plan sponsor
Name
ENCORE HOLDINGS, LLC
EIN
27-0867747
Address
70 BACON STREET · PAWTUCKET, RI · 02860
Phone
(800) 966-0000
Industry
Constructionsee all
Plan administrator
Name
COMPASS 360, LLC
EIN
81-1939215
City
STRATHAM, NH
Phone
(603) 778-9920
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WITHUM SMITH AND BROWN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INV INST OP | 04-2647786 | — | RECORDKEEPER | $67K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES | 13-2638166 | — | ADVISOR | $47K | — |
Investments
40 direct securities· $71.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| secured by participant accounts b | — | — | — | $35.8M | 100.0% | |
| Fidelity Advisor Freedom 2030 BLD Class K6 | — | — | — | $4.4M | 12.3% | |
| Fidelity Advisor Freedom 2035 BLD Class K6 | — | — | — | $4.3M | 12.0% | |
| Fidelity Advisor Freedom 2050 BLD Class K6 | — | — | — | $4.0M | 11.3% | |
| Fidelity Advisor Freedom 2055 BLD Class K6 | — | — | — | $3.8M | 10.6% | |
| Fidelity Advisor Freedom 2045 BLD Class K6 | — | — | — | $3.7M | 10.3% | |
| Fidelity Advisor Freedom 2040 BLD Class K6 | — | — | — | $3.2M | 9.0% | |
| Fidelity 500 Index | — | — | — | $2.4M | 6.6% | |
| Fidelity Advisor Freedom 2025 BLD Class K6 | — | — | — | $1.8M | 5.1% | |
| Fidelity Government Cash Reserve | — | — | — | $1.6M | 4.4% | |
| Loomis Sayles Growth N Fund | — | — | — | $1.1M | 3.0% | |
| Fidelity Advisor Freedom 2060 BLD Class K6 | — | — | — | $1.0M | 2.9% | |
| Participant loans Maturing through August 2050, interest rates at 4.25% - 9.50%, | — | — | — | $517K | 1.4% | |
| J.P. Morgan Growth Advantage R6 | — | — | — | $479K | 1.3% | |
| MFS Value Fund Class R6 | — | — | — | $325K | 0.9% | |
| Franklin Small Cap Growth Fund Class A | — | — | — | $305K | 0.9% | |
| Fidelity Advisor Freedom 2065 BLD INC K6 | — | — | — | $291K | 0.8% | |
| Fidelity Mid Cap Index | — | — | — | $287K | 0.8% | |
| Fidelity Small Cap Index | — | — | — | $248K | 0.7% | |
| T. Rowe Price Mid Cap Growth I | — | — | — | $236K | 0.7% | |
| BlackRock High Yield Bond Investment Fund Class A | — | — | — | $216K | 0.6% | |
| Fidelity Advisor Freedom 2020 BLD Class K6 | — | — | — | $214K | 0.6% | |
| Columbia Small Cap Index Fund Class A | — | — | — | $189K | 0.5% | |
| MFS International Diversification Fund Class R6 | — | — | — | $183K | 0.5% | |
| Pimco Commodity Real Return Strategy Fund Class A | — | — | — | $165K | 0.5% | |
| MFS Mid Cap Index Fund Class R6 | — | — | — | $118K | 0.3% | |
| First Eagle Global R6 | — | — | — | $117K | 0.3% | |
| Loomis Sayles Investment Grade Bond Fund Class A | — | — | — | $89K | 0.2% | |
| Dodge & Cox INT Stock X | — | — | — | $71K | 0.2% | |
| Neuberger Berman Strategic Income Fund R6 | — | — | — | $56K | 0.2% | |
| Fidelity Advisor Freedom 2015 BLD Class K6 | — | — | — | $54K | 0.2% | |
| Fidelity International Index | — | — | — | $53K | 0.1% | |
| Cohen & Steers Real Estate Securities Fund Z | — | — | — | $52K | 0.1% | |
| Fidelity Advisor Freedom 2010 BLD Class K6 | — | — | — | $46K | 0.1% | |
| American Funds Europacific Growth R6 | — | — | — | $39K | 0.1% | |
| American Funds New World R6 | — | — | — | $37K | 0.1% | |
| Fidelity Advisor Freedom BLD INC Class K6 | — | — | — | $32K | <0.1% | |
| Fidelity US Bond Index | — | — | — | $9K | <0.1% | |
| American Funds Bond FD AMER R6 | — | — | — | $6K | <0.1% | |
| Dodge & Cox Global Bond Fund I | — | — | — | $2K | <0.1% |
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