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Original filing (PDF)20251011073312NAL0008855409001
BILLFLOAT, INC.
Form 5500
FILING_RECEIVED
FORUS 401(K)
401(k) retirement plan
Signals · 2
25% in single holdingNo recordkeeper disclosed
Active participants
115
Accounts w/ balance
212
Plan assets (EOY)
$9.0M
Net assets (EOY)
$9.0M
How this plan invests
This plan
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Target Retirement 2055 Inv Mutual Fund" is 25% of plan.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BILLFLOAT, INC..
Plan sponsor
Name
BILLFLOAT, INC.
EIN
27-0865497
Address
417 MONTGOMERY ST., SUITE 600 · SAN FRANCISCO, CA · 94104
Phone
(415) 390-2618
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Name
FORUSALL, INC.
EIN
46-1803145
City
SAN CARLOS, CA
Phone
(844) 401-2253
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-11
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
2X · Other multiple-employer DC plan
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORUSALL ADVISORS LLC | 46-1803145 | SAN FRANCISCO, CA | ADMINISTRATOR | $25K | — |
| AT RETIREMENT SERVICES, LLC | 83-3455979 | DUBUQUE, IA | N/A | $13K | — |
Investments
21 direct securities· $7.9M(88% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2055 Inv Mutual Fund | — | — | — | $2.3M | 25.3% | |
| Schwab S&P 500 Index Mutual Fund | — | — | — | $1.2M | 12.9% | |
| Vanguard Target Retirement 2060 Inv Mutual Fund | — | — | — | $1.0M | 11.2% | |
| Vanguard Target Retirement 2045 Inv Mutual Fund | — | — | — | $813K | 9.1% | |
| Vanguard FTSE Social Index Fund Admiral Mutual Fund | — | — | — | $473K | 5.3% | |
| Vanguard Target Retirement 2025 Inv Mutual Fund ** 747 Vanguard Target Retirement 2030 Inv Mutual Fund | — | — | — | $439K | 4.9% | |
| Fidelity Total Market Index Fund Mutual Fund | — | — | — | $339K | 3.8% | |
| Fidelity Small Cap Index Instl Prem Mutual Fund | — | — | — | $338K | 3.8% | |
| Vanguard Target Retirement 2035 Inv Mutual Fund | — | — | — | $314K | 3.5% | |
| Fidelity Mid Cap Index Instl Prem Mutual Fund | — | — | — | $270K | 3.0% | |
| Vanguard Target Retirement 2040 Inv Mutual Fund | — | — | — | $204K | 2.3% | |
| Vanguard Total Intl Stock Index Adm Mutual Fund | — | — | — | $55K | 0.6% | |
| Vanguard Target Retirement 2065 Inv Mutual Fund | — | — | — | $48K | 0.5% | |
| Fidelity International Sustainability Index Mutual Fund | — | — | — | $47K | 0.5% | |
| Participant Loans to participants, bearing interest at 9.5% | — | — | — | $45K | 0.5% | |
| Vanguard Total Bond Market Index Adm Mutual Fund | — | — | — | $36K | 0.4% | |
| Vanguard Inflation-Protected Secs Adm Mutual Fund | — | — | — | $19K | 0.2% | |
| Calvert US Mid Cap Core Rspnb Idx I Mutual Fund | — | — | — | $17K | 0.2% | |
| Vanguard Treasury Money Market Fund Mutual Fund | — | — | — | $8K | <0.1% | |
| Vanguard Short-Term Bond Index Adm Mutual Fund | — | — | — | $7K | <0.1% | |
| Vanguard Target Retirement Income Inv Mutual Fund | — | — | — | $3K | <0.1% |