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Original filing (PDF)20250730104352NAL0006377056014

DECISIONS, LLC

Form 5500
FILING_RECEIVED
DECISIONS 401(K) PLAN
401(k) retirement plan
Active participants
166
Accounts w/ balance
154
Plan assets (EOY)
$3.3M
Net assets (EOY)
$3.3M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
  • Below-peer total fees (30 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DECISIONS, LLC.
Plan sponsor
Name
DECISIONS, LLC
EIN
27-0795439
Address
4588 VIRGINIA BEACH BLVD, STE 104 · VIRGINIA BEACH, VA · 23462
Phone
(855) 223-7227
Industry
Custom Computer Programming· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2J · 401(k) feature
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
2K · 401(m) arrangement
Audit & trust (Schedule H)
Auditor
LILLING & COMPANY, LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

1 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
TRANSAMERICA RETIREMENT SOLUTIONS13-3689044RECORD KEEPER$10K

Investments

29 direct securities · 1 pooled fund· $3.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$3.3M
29 holdings
Common Collective Trust
$0
1 holding
PIInvestmentTypeShares / unitsCostCurrent value% of plan
JHancock 2050 Lifetime Blend R6 Mutual Fund$805K24.5%
JHancock 2060 Lifetime Blend R6 Mutual Fund$559K17.0%
JHancock 2055 Lifetime Blend R6 Mutual Fund$439K13.4%
JHancock 2045 Lifetime Blend R6 Mutual Fund$420K12.8%
Fidelity 500 Index Mutual Fund$223K6.8%
JHancock 2065 Lifetime Blend R6 Mutual Fund$133K4.0%
JHancock 2040 Lifetime Blend R6 Mutual Fund$112K3.4%
BlackRock Technology Opportunities K Mutual Fund$110K3.4%
JHancock 2030 Lifetime Blend R6 Mutual Fund$93K2.8%
Fidelity Small Cap Index Mutual Fund$65K2.0%
DFA US Large Cap Value I Mutual Fund$49K1.5%
JHancock 2035 Lifetime Blend R6 Mutual Fund$40K1.2%
Fidelity Mid Cap Index Mutual Fund$38K1.2%
T. Rowe Price All-Cap Opportunities I Mutual Fund$36K1.1%
Transamerica Stable Value Ascend Option GAC$26K0.8%
American Funds New World R6 Mutual Fund$26K0.8%
First Eagle Overseas R6 Mutual Fund$15K0.5%
JHancock 2020 Lifetime Blend R6 Mutual Fund$14K0.4%
Carillon Eagle Mid Cap Growth R6 Mutual Fund$14K0.4%
Fidelity Advisor Health Care Z Mutual Fund$14K0.4%
PIMCO Total Return Instl Mutual Fund$10K0.3%
PIMCO Income Instl Mutual Fund$9K0.3%
PIMCO Real Return Instl Mutual Fund$9K0.3%
MFS Mid Cap Value R6 Mutual Fund$6K0.2%
Bearing interest * Notes receivable from participants at 9.50%$6K0.2%
Federated Hermes Instl High Yld Bd R6 Mutual Fund$5K0.2%
Macquarie Small Cap Growth R6 Mutual Fund$4K0.1%
Cohen & Steers Real Estate Securities Z Mutual Fund$3K<0.1%
Fidelity Extended Market Index Mutual Fund$2K<0.1%
T. ROWE PRICE STABLE VALUE
T. ROWE PRICE · EIN 52-1309931 / PN 001
Common Collective Trust
$0<0.1%

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