How big is Middlesex Savings Bank's plan?

Middlesex Savings Bank's plan reported $169.5M in assets and 407 participants for 2023.

Original filing (PDF)20250530083250NAL0007947729001

Middlesex Savings Bank

Name: Middlesex Savings Bank — Sbera Pension Plan AS, Form 5500 (2023)
Creator: Middlesex Savings Bank
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Sbera Pension Plan AS Adopted by Middlesex Savings Bank

Defined-benefit pension plan · Middlesex Savings Bank's Sbera Pension Plan AS Adopted by Middlesex Savings Bank held $169.5M in plan assets for 407 participants in 2023.

Signals · 2

100% in single holdingNo recordkeeper disclosed

Active participants

407

Accounts w/ balance

—

Plan assets (EOY)

$169.5M

Net assets (EOY)

$169.5M

People on this filing

Thomas Forese, Jr. signed Middlesex Savings Bank's 2023 Form 5500 as plan administrator.

Thomas Forese, Jr. — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Middlesex Savings Bank's EIN is 27-0402195.

EIN 27-0402195

Plan number 001

Plan year 2023

ACK ID 20250530083250NAL0007947729001

Official Form 5500 document

Download the official 2023 Form 5500 (PDF) for Middlesex Savings Bank from the U.S. Department of Labor's EFAST2 system.

Download the official 2023 Form 5500 (PDF)

Plan features

Middlesex Savings Bank's plan includes a defined-benefit pension formula.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for MIDDLESEX SAVINGS BANK.

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How this plan invests

This plan

1 collective trust

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 80% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

Plan health

n/a

Vendor & structure

100

Helping the score

Below-peer total plan cost (98th percentile).
Plan health not scored — no comparable participation/contribution data.

Plan sponsor

Name

MIDDLESEX SAVINGS BANK

EIN

all filings

Address

6 MAIN STREET · NATICK, MA · 01760

Phone

(508) 563-0300

Industry

Finance & Insurance

Plan administrator

Name

NRS, LLC

EIN

81-5140646

City

WOBURN, MA

Phone

(781) 938-6559

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-11-01

Tax period

2024-10-31

Filed

2025-05-30

Pension benefit codes

1A · Pay-related DB formula

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

JOHNSON OCONNOR FERON & CARUCCI LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

1 pooled fund· $169.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.