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Original filing (PDF)20251010124126NAL0004247475001
EXPENSIFY, INC
Form 5500
FILING_RECEIVED
EXPENSIFY 401(K) PLAN
401(k) retirement plan
Active participants
70
Accounts w/ balance
112
Plan assets (EOY)
$17.0M
Net assets (EOY)
$17.0M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (19 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EXPENSIFY, INC.
Plan sponsor
Name
EXPENSIFY, INC
EIN
27-0239450
Address
88 KEARNY STREET · SUITE 16000 · SAN FRANCISCO, CA · 94108
Phone
(510) 842-6875
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENSIONMARK FINANCIAL GROUP LLC | — | SANTA BARBARA, CA | NONE | $22K | — |
| WORLD INVESTMENT ADVISORS | — | SANTA BARBARA, CA | NONE | $9K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $2K | — |
Investments
34 direct securities· $17.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Fidelity 0 | — | — | — | $2.6M | 15.2% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $2.6M | 15.1% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $2.3M | 13.8% | |
| Fidelity Total Market Index Fund Fidelity 0 | — | — | — | $1.9M | 11.0% | |
| JPMorgan Large Cap Growth R6 JP Morgan 0 | — | — | — | $1.0M | 6.0% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $951K | 5.6% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $679K | 4.0% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $562K | 3.3% | |
| Vanguard Information Tech Index Adm Vanguard 0 | — | — | — | $505K | 3.0% | |
| Fidelity Total International Index Fidelity 0 | — | — | — | $485K | 2.9% | |
| Fidelity Mid Cap Index Fidelity 0 | — | — | — | $445K | 2.6% | |
| Dodge & Cox Stock Fund I Dodge 0 | — | — | — | $369K | 2.2% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $364K | 2.1% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $265K | 1.6% | |
| American Funds New Perspective R6 American Funds 0 | — | — | — | $262K | 1.5% | |
| American Funds New World R6 American Funds 0 | — | — | — | $225K | 1.3% | |
| Fidelity U.S. Bond Index Fund Fidelity 0 | — | — | — | $201K | 1.2% | |
| Cohen & Steers Real Estate Secs Z Cohen & Steers 0 | — | — | — | $159K | 0.9% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $158K | 0.9% | |
| PGIM Total Return Bond R6 PGIM 0 | — | — | — | $99K | 0.6% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $90K | 0.5% | |
| PIMCO RAE US Small Instl PIMCO 0 | — | — | — | $82K | 0.5% | |
| Carillon Eagle Mid Cap Growth R6 Carillon 0 | — | — | — | $77K | 0.5% | |
| PIMCO Real Return Instl PIMCO 0 | — | — | — | $75K | 0.4% | |
| Calvert International Equity R6 Calvert 0 | — | — | — | $73K | 0.4% | |
| Allspring Special Mid Cap Value R6 Allspring 0 | — | — | — | $68K | 0.4% | |
| Janus Henderson Triton N Janus Henderson 0 | — | — | — | $68K | 0.4% | |
| American Eupac R6 American Eupac 0 | — | — | — | $64K | 0.4% | |
| Vanguard FTSE Social Index Adm Vanguard 0 | — | — | — | $57K | 0.3% | |
| Vanguard Federal Money Market Inv Vanguard 0 | — | — | — | $54K | 0.3% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $49K | 0.3% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $46K | 0.3% | |
| Invesco Gold & Special Minerals R6 Invesco 0 | — | — | — | $43K | 0.3% | |
| BlackRock High Yield Portfolio K Blackrock 0 | — | — | — | $25K | 0.1% |