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Original filing (PDF)20251015134450NAL0009895314001

SOLAR GAINES, LLC

Form 5500
FILING_RECEIVED
SOLAR GAINES, LLC 401(K) PLAN
401(k) retirement plan
Active participants
139
Accounts w/ balance
216
Plan assets (EOY)
$1.7M
Net assets (EOY)
$1.7M
How this plan invests
This plan
29 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
  • Below-peer total fees (4 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOLAR GAINES, LLC.
Plan sponsor
Name
SOLAR GAINES, LLC
EIN
26-4728205
Address
9 SCHILLING ROAD · SUITE 210 · HUNT VALLEY, MD · 21031
Phone
(410) 785-1761
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ELLIN AND TUCKER CHARTERED
Trustee / custodian
Trustee phone

Service providers (Schedule C)

1 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
JOHN HANCOCK USA01-0233346RECORDKEEPER$702

Investments

29 pooled funds· $1.6M(91% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

PIInvestmentTypeShares / unitsCostCurrent value% of plan
500 INDEX FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$393K22.7%
AMERICAN FUNDS 2065 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$156K9.0%
AMERICAN FUNDS 2045 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$148K8.5%
AMERICAN FUNDS 2035 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$142K8.2%
AMERICAN FUNDS 2050 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$131K7.6%
AMERICAN FUNDS 2055 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$131K7.6%
AMERICAN FUNDS 2060 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$70K4.0%
T. ROWE PRICE OVERSEAS STOCK
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$54K3.1%
AMERICAN FUNDS 2040 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$52K3.0%
ROYCE SMALL-CAP OPPORTUNITY
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$43K2.5%
FIDELITY MID CAP INDEX FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$41K2.4%
COLUMBIA DIVIDEND INCOME FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$41K2.4%
AMERICAN FUNDS NEW WORLD FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$41K2.4%
AMERICAN FUNDS NEW PERSPECTIVE
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$29K1.7%
RELIANCE METLIFE STABLE VALUE
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$29K1.7%
VIRTUS CEREDEX MCV EQUITY
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$29K1.6%
SMALL CAP STOCK FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$14K0.8%
AMERICAN FUNDS 2025 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$6K0.4%
AMERICAN FUNDS 2030 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$6K0.3%
JOHN HANCOCK MID CAP GROWTH
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$5K0.3%
FRANKLIN DYNATECH FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$4K0.3%
AMERICAN FUNDS 2010 TD
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$4K0.2%
VANGUARD INTERNATIONAL GROWTH
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$1K<0.1%
AF AMERICAN BALANCED FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$1K<0.1%
AMERICAN FUNDS BOND FUND OF AM
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$738<0.1%
VANGUARD SHORT-TERM BOND INDEX
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$648<0.1%
JPMORGAN GLOBAL BOND OPPS
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$424<0.1%
DFA INFLATION-PROTECTED SEC
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$84<0.1%
SPROTT GOLD EQUITY FUND
JOHN HANCOCK USA · EIN 01-0233346 / PN 000
Pooled Separate Account
$2<0.1%

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