Original filing (PDF)20251015140533NAL0006519824001

ABILITIES RICHMOND, INC

Name: ABILITIES RICHMOND, INC — Form 5500 (2024)
Creator: ABILITIES RICHMOND, INC

Form 5500

FILING_RECEIVED

401(k) retirement plan

Signals · 2

No auditor on fileNo recordkeeper disclosed

Active participants

133

Accounts w/ balance

102

Plan assets (EOY)

$52K

Net assets (EOY)

$52K

How this plan invests

This plan

1 pooled trust

Schedule D

12 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

No independent qualified public accountant (IQPA) named.
No recordkeeper disclosed on Schedule C.

Helping the score

No Schedule C compensation disclosed — likely a small plan or unbundled.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ABILITIES RICHMOND, INC.

Plan sponsor

Name

ABILITIES RICHMOND, INC

EIN

26-4527510

Address

831 N E STREET · RICHMOND, IN · 47374

Phone

(765) 542-6830

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-09-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

—

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

12 direct securities · 1 pooled fund· $49K(94% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Registered Investment Companies

$49K

12 holdings

Common Collective Trust

$10

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
JPMORGAN EQUITY INCOME FUND R6 653 REGISTERED INVESTMENT COMPANY FID FREEDOM INDEX 2065 PREMIER	Registered Investment Companies	—	—	$8K	14.5%
FID FREEDOM INDEX 2060 PREMIER	Registered Investment Companies	—	—	$7K	12.6%
FID FREEDOM INDEX 2045 PREMIER	Registered Investment Companies	—	—	$7K	12.5%
FID FREEDOM INDEX 2030 PREMIER	Registered Investment Companies	—	—	$5K	10.4%
FID FREEDOM INDEX 2025 PREMIER	Registered Investment Companies	—	—	$5K	9.8%
FID FREEDOM INDEX 2035 PREMIER	Registered Investment Companies	—	—	$4K	7.9%
BLACKROCK TOTAL RETURN K 661 REGISTERED INVESTMENT COMPANY VANGUARD INTERMEDIATE TERM BON 232 REGISTERED INVESTMENT COMPANY FID FREEDOM INDEX 2050 PREMIER	Registered Investment Companies	—	—	$4K	7.3%
FID FREEDOM INDEX 2055 PREMIER	Registered Investment Companies	—	—	$3K	4.8%
FID FREEDOM INDEX 2010 PREMIER	Registered Investment Companies	—	—	$2K	4.2%
FID FREEDOM INDEX 2020 PREMIER	Registered Investment Companies	—	—	$2K	3.9%
FID FREE INDX 2015 PREM	Registered Investment Companies	—	—	$2K	3.3%
STATE ST EQUITY 500 INDEX K 845 REGISTERED INVESTMENT COMPANY AMF GROWTH FUND OF AMERICA R6 683 REGISTERED INVESTMENT COMPANY FID FREEDOM INDEX 2040 PREMIER	Registered Investment Companies	—	—	$1K	2.2%
INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001	Common Collective Trust	—	—	$10	<0.1%