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Original filing (PDF)20250930084054NAL0012983600001
H MART INC.
Form 5500
FILING_RECEIVED
H MART 401(K) PLAN
401(k) retirement plan
Signals · 2
No recordkeeper disclosed7 service providers
Active participants
3,748
Accounts w/ balance
991
Plan assets (EOY)
$22.7M
Net assets (EOY)
$22.7M
How this plan invests
This plan
69 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 71 bps in Schedule C fees — 144% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 26% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for H MART INC..
Plan sponsor
Name
H MART INC.
EIN
26-3957673
Address
300 CHUBB AVENUE · LYNDHURST, NJ · 07071
Phone
(201) 507-9900
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
LEE CPA AUDIT GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PROACCOUNT | 73-0988442 | COLUMB, OH | INVESTMENT ADVISORY | $29K | — |
Other
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLMERITS ASSET, LLC | 85-0737245 | LOS ANGELES, CA | NONE | $59K | — |
| NATIONWIDE | — | COLUMBUS, OH | NONE | $58K | — |
| IRON FIDUCIARY | 99-9552241 | — | NONE | $10K | — |
| NATIONWIDE LIFE INSURANCE COMPANY | 31-4156830 | COLUMBUS, OH | NONE | $2K | — |
| NATIONWIDE | — | COLUMBUS, OH | NONE | $2K | — |
| NATIONWIDE RETIREMENT PLANS | — | COLUMBUS, OH | NONE | $584 | — |
Investments
68 direct securities· $22.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fid 500 Indx Registered Investment Company | — | — | — | $4.3M | 18.9% | |
| Nuveen Lifecycle Index 2030 Fund - Class R6 Registered Investment Company | — | — | — | $2.1M | 9.2% | |
| Nuveen Lifecycle Index 2035 Fund - Class R6 Registered Investment Company | — | — | — | $1.6M | 7.0% | |
| Group Annuity Contract * Fixed Select Contract Group Annuity Contract | — | — | — | $1.2M | 5.4% | |
| Vngrd Ttl Stmkt Indx Fd As Registered Investment Company | — | — | — | $1.2M | 5.2% | |
| Nuveen Lifecycle Index 2040 Fund - Class R6 Registered Investment Company | — | — | — | $943K | 4.1% | |
| State Street Balanced Index Fund - Class K Registered Investment Company | — | — | — | $850K | 3.7% | |
| Nuveen Lifecycle Index 2045 Fund - Class R6 Registered Investment Company | — | — | — | $580K | 2.6% | |
| Fid Us Bd Indx Registered Investment Company | — | — | — | $569K | 2.5% | |
| Brown Advisory Sustainable Growth Fund - Institutional Shares Registered Investment Company | — | — | — | $537K | 2.4% | |
| Nuveen Lifecycle Index 2050 Fund - Class R6 Registered Investment Company | — | — | — | $455K | 2.0% | |
| Nuveen Lifecycle Index 2025 Fund - Class R6 Registered Investment Company | — | — | — | $399K | 1.8% | |
| Nuveen Lifecycle Index 2055 Fund - Class R6 Registered Investment Company | — | — | — | $398K | 1.8% | |
| Putnam Large Cap Growth Fund - Class Y Registered Investment Company | — | — | — | $396K | 1.7% | |
| Pgim Ttl Rtn Bd R6 Registered Investment Company | — | — | — | $394K | 1.7% | |
| Nw Loomis Allcap Gr R6 Registered Investment Company | — | — | — | $391K | 1.7% | |
| Fid Intl Indx Registered Investment Company | — | — | — | $368K | 1.6% | |
| Dodge & Cox International Stock Fund Class I Registered Investment Company | — | — | — | $366K | 1.6% | |
| Gdmnscs Gqgptnrintloppr R6 Registered Investment Company | — | — | — | $361K | 1.6% | |
| Avantis U.S. Large Cap Value Fund Registered Investment Company | — | — | — | $340K | 1.5% | |
| Jpm Lgcap Gr R6 Registered Investment Company | — | — | — | $324K | 1.4% | |
| Blackrock High Yield Portfolio - Class K Registered Investment Company | — | — | — | $320K | 1.4% | |
| Jpm Eq Inc R5 Registered Investment Company | — | — | — | $301K | 1.3% | |
| Avantis Emerging Markets Equity Fund - Institutional Class Registered Investment Company | — | — | — | $284K | 1.2% | |
| Vngrd 500 Index Fd As + Registered Investment Company | — | — | — | $221K | 1.0% | |
| Blkrk Ttl Rtn K Registered Investment Company | — | — | — | $219K | 1.0% | |
| Pimco Real Rtn Inst Registered Investment Company | — | — | — | $218K | 1.0% | |
| Nuveen Lifecycle Index 2060 Fund - Class R6 Registered Investment Company | — | — | — | $216K | 0.9% | |
| Vngrd Wndsr Adml Registered Investment Company | — | — | — | $198K | 0.9% | |
| Prncpl Mdcap R6 Registered Investment Company | — | — | — | $187K | 0.8% | |
| Prncpl Glbl Realest R6 Registered Investment Company | — | — | — | $182K | 0.8% | |
| Ab Global Bond Fund - Class Z Registered Investment Company | — | — | — | $181K | 0.8% | |
| Jpmorgan Usrsrchenhcdeq R6 + Registered Investment Company ** 356 Mfs Mdcap Gr R6 Registered Investment Company | — | — | — | $176K | 0.8% | |
| Diamond Hill Mdcap I Registered Investment Company | — | — | — | $174K | 0.8% | |
| Dfa Intl Lgcap Gr Registered Investment Company | — | — | — | $170K | 0.7% | |
| Legal & General Commodity Strategy Fund - Institutional Shares Registered Investment Company | — | — | — | $158K | 0.7% | |
| Nw Geneva Smcapgr Inst Svc Registered Investment Company | — | — | — | $124K | 0.5% | |
| Victory Sycamore Established Value Fund - Class I Registered Investment Company | — | — | — | $107K | 0.5% | |
| Participant Loans Interest Rate at (9.50% - 10.50%) $0 | — | — | — | $99K | 0.4% | |
| Vngrd Explr Adml Registered Investment Company | — | — | — | $96K | 0.4% | |
| Avantis U.S. Small Cap Value Fund - Institutional Class Registered Investment Company | — | — | — | $94K | 0.4% | |
| Nuveen Lifecycle Index 2020 Fund - Class R6 Registered Investment Company | — | — | — | $88K | 0.4% | |
| Nuveen Lifecycle Index 2065 Fund - Class R6 Registered Investment Company | — | — | — | $85K | 0.4% | |
| Fed Hrms Inst Hiyldbd Inst Registered Investment Company | — | — | — | $82K | 0.4% | |
| Putnam Core Equity Fund Class Y + Registered Investment Company ** 25 Nuveen Lifecycle Index 2010 Fund - Class R6 Registered Investment Company | — | — | — | $74K | 0.3% | |
| Vngrd Ttl Intl Bd Idx Adml Registered Investment Company | — | — | — | $68K | 0.3% | |
| Nuveen Lifecycle Index 2015 Fund - Class R6 Registered Investment Company | — | — | — | $64K | 0.3% | |
| Fid Infl Prtct Bd Indx Registered Investment Company | — | — | — | $54K | 0.2% | |
| Cohenstrs Realest Sec Inst Registered Investment Company | — | — | — | $47K | 0.2% | |
| Artisan Intl Val Inst Registered Investment Company | — | — | — | $42K | 0.2% | |
| Vngrd Ttl Intlstkindx Adml Registered Investment Company | — | — | — | $42K | 0.2% | |
| Nuveen Lifecycle Index Retirement Income Fund - Class R6 Registered Investment Company | — | — | — | $40K | 0.2% | |
| Blkrk 80/20 Trgtalloc Inst Registered Investment Company | — | — | — | $37K | 0.2% | |
| Vngrd Wlsly Inc Adml Registered Investment Company | — | — | — | $37K | 0.2% | |
| Registered Investment Companies Ab Glbl Bd I Registered Investment Company ** 196 Amfds New Wld R6 Registered Investment Company | — | — | — | $29K | 0.1% | |
| Pimco Intl Bdusdlrhdginst Registered Investment Company | — | — | — | $28K | 0.1% | |
| Baird Cor Pls Bd Inst Registered Investment Company | — | — | — | $23K | 0.1% | |
| Interest-Bearing Cash Fed Hrms Gov Oblgtns Prmr Interest-Bearing Cash ** $ 112 Fid Govt Mnymkt K6 Interest-Bearing Cash | — | — | — | $20K | <0.1% | |
| Impax Sustnbl Alloc Inst Registered Investment Company | — | — | — | $16K | <0.1% | |
| Calvert International Equity Fund - Class I Registered Investment Company | — | — | — | $9K | <0.1% | |
| Vngrd Gnma Adml Registered Investment Company | — | — | — | $8K | <0.1% | |
| Blkrk Strat Inc Oppr I Registered Investment Company | — | — | — | $8K | <0.1% | |
| Blkrk Mdcap Gr Eq Inst + Registered Investment Company | — | — | — | $7K | <0.1% | |
| Fid Lg Cap Gr Indx + Registered Investment Company | — | — | — | $5K | <0.1% | |
| Dfa Emrg Mkts Core Eq 2 Portfolio - Inst Registered Investment Company | — | — | — | $2K | <0.1% | |
| Fid Smcap Indx + Registered Investment Company | — | — | — | $2K | <0.1% | |
| Col Sel Lgcap Gr Inst2 + Registered Investment Company | — | — | — | $1K | <0.1% | |
| Pimcocomdyrealrtnstratinst Registered Investment Company | — | — | — | $1K | <0.1% |