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Original filing (PDF)20251014110001NAL0005527538001
FCP GROTON LLC
Form 5500
FILING_RECEIVED
FCP GROTON LLC 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
246
Accounts w/ balance
383
Plan assets (EOY)
$11.1M
Net assets (EOY)
$11.1M
How this plan invests
This plan
2 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 58 bps in Schedule C fees — 102% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FCP GROTON LLC.
Plan sponsor
Name
FCP GROTON LLC
EIN
26-3955689
Address
155 HILL STREET · MILFORD, CT · 06460
Phone
(860) 577-7332
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $48K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ENVESTNET RETIREMENT SOLUTIONS, LLC | — | DENVER, CO | INVESTMENT ADVISOR | $86 | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MML INVESTORS SERVICES LLC | — | SPRINFIELD, MA | BROKER/ADVISER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PASI, LLC | — | FARMINGTON, CT | CONTRACT ADMIN | $17K | — |
Investments
23 direct securities · 2 pooled funds· $11.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$10.3M
21 holdings
Common Collective Trust
$631K
2 holdings
Real Estate
$130K
1 holding
Mutual Funds
$1K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds American Funds 2050 TRGT Date Retire R6 N/R | — | — | — | $2.7M | 24.6% | |
| American Funds American Funds 2060 TRGT Date Retire R6 N/R | — | — | — | $1.1M | 10.2% | |
| Fidelity 500 Index N/R | — | — | — | $1.0M | 9.2% | |
| JP Morgan JPMorgan Large Cap Growth R6 N/R | — | — | — | $962K | 8.7% | |
| Hartford Dividend and Growth R6 N/R | — | — | — | $930K | 8.4% | |
| American Funds American Funds 2045 TRGT Date Retire R6 N/R | — | — | — | $802K | 7.2% | |
| Fidelity Advisor Small Cap Growth Z N/R 309 Fidelity International Index N/R | — | — | — | $610K | 5.5% | |
| American Funds American Funds 2055 TRGT Date Retire R6 N/R | — | — | — | $579K | 5.2% | |
| STATE ST RUSSELL SMALL/MID IDX SL C STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 04-0025081 / PN 000 | Common Collective Trust | — | — | $423K | 3.8% | |
| American Funds American Funds 2040 TRGT Date Retire R6 N/R | — | — | — | $396K | 3.6% | |
| Notes Receivable From Participants * Participant Loans Interest rates: 5.25% - 9.50% $0 | — | — | — | $253K | 2.3% | |
| BLACK ROCK RUSSELL 2000 VALUE IND R GREAT GRAY · EIN 81-1009614 / PN 011 | Common Collective Trust | — | — | $209K | 1.9% | |
| Victory Core Victory Core Plus Intermediate Bond R6 N/R | — | — | — | $198K | 1.8% | |
| American Funds American Funds 2030 TRGT Date Retire R6 N/R | — | — | — | $152K | 1.4% | |
| Fidelity Advisor Focused Emerging MRKT Z N/R | — | — | — | $135K | 1.2% | |
| Securities DFA Real Estate Securities I N/R | Real Estate | — | — | $130K | 1.2% | |
| Blackrock Mid-Cap Growth Equity K N/R | — | — | — | $122K | 1.1% | |
| Ishares U.S. Aggregate Bond Index K N/R | — | — | — | $112K | 1.0% | |
| American Funds American Funds 2065 TRGT Date Retire R6 N/R | — | — | — | $38K | 0.3% | |
| T. Rowe Price T. Rowe Price Mid-Cap Value I N/R | — | — | — | $37K | 0.3% | |
| Fixed Annuities Fixed Account EI Fixed Account - Series Class I N/R | — | — | — | $37K | 0.3% | |
| Ishares Russell Ishares Russell Small/Mid cap Index K N/R | — | — | — | $36K | 0.3% | |
| American Funds American Funds 2035 TRGT Date Retire R6 N/R | — | — | — | $25K | 0.2% | |
| American Funds American Funds 2025 TRGT Date Retire R6 N/R | — | — | — | $23K | 0.2% | |
| American Funds American Funds 2020 TRGT Date Retire R6 N/R | Mutual Funds | — | — | $1K | <0.1% |