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Original filing (PDF)20250717200610NAL0000899937001
SUN LIFE FINANCIAL U.S. SERVICES COMPANY, INC.
Form 5500
FILING_RECEIVED
SUN ADVANTAGE SAVINGS AND INVESTMENT PLAN
401(k) retirement plan
Active participants
5,991
Accounts w/ balance
8,029
Plan assets (EOY)
$1.8B
Net assets (EOY)
$1.8B
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 7 bps in Schedule C fees — modestly above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SUN LIFE FINANCIAL U.S. SERVICES COMPANY, INC..
Plan sponsor
Name
SUN LIFE FINANCIAL U.S. SERVICES COMPANY, INC.
EIN
26-3730703
Address
ONE SUN LIFE PARK · WELLESLEY HILLS, MA · 024815615
Phone
(781) 446-1295
Industry
Finance & Insurancesee all
Plan administrator
Name
BENEFIT PLANS COMMITTEE SUN LIFE FIN. U.S. SRVCS CO. INC.
EIN
26-3730703
City
WELLESLEY HILLS, MA
Phone
(781) 446-1295
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-17
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DELOITTE & TOUCHE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA INSTITUTIONAL PLAN SERVICES | 04-3516284 | — | RECORD KEEPER | $236K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT ADVISORS | 22-1862786 | — | CONTRACTUAL | $1.0M | — |
Investments
26 direct securities · 1 pooled fund· $1.8B(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$1.7B
26 holdings
Common Collective Trust
$101.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Index Fund Plus | — | — | $689K | $330.1M | 18.6% | |
| Vanguard Growth | — | — | $1.1M | $232.2M | 13.1% | |
| Vanguard Extended Market Index Fund | — | — | $391K | $139.1M | 7.8% | |
| Vanguard Total Int’l Stock Index Fund | — | — | $1.1M | $138.2M | 7.8% | |
| Vanguard Total Bond Index Fund | — | — | $13.7M | $130.0M | 7.3% | |
| VANGUARD RET. SAVINGS TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 23-2186884 / PN 023 | Common Collective Trust | — | $101.0M | $101.0M | 5.7% | |
| Fund Vanguard Value | — | — | $1.4M | $91.7M | 5.2% | |
| TIAA-CREF Lifecycle Index 2035 Fund | — | — | $3.1M | $83.1M | 4.7% | |
| TIAA-CREF Lifecycle Index 2040 Fund | — | — | $2.4M | $69.0M | 3.9% | |
| TIAA-CREF Lifecycle Index 2030 Fund | — | — | $2.5M | $60.8M | 3.4% | |
| TIAA-CREF Lifecycle Index 2045 Fund | — | — | $1.9M | $59.8M | 3.4% | |
| BNY Mellon BNY Mellon Small Mid | — | — | $1.8M | $52.8M | 3.0% | |
| TIAA-CREF Lifecycle Index 2050 Fund | — | — | $1.5M | $47.9M | 2.7% | |
| TIAA-CREF Lifecycle Index 2025 Fund | — | — | $2.0M | $43.3M | 2.4% | |
| TIAA-CREF Lifecycle Index 2055 Fund | — | — | $1.3M | $34.3M | 1.9% | |
| Self-Managed Accounts Schwab Personal Choice Accounts | — | — | — | $32.6M | 1.8% | |
| Services MFS Institutional International Equity | — | — | $928K | $31.4M | 1.8% | |
| Vanguard Inflation-Protected Securities 2,611,868 | — | — | $2.6M | $24.0M | 1.3% | |
| TIAA-CREF Lifecycle Index 2060 Fund | — | — | $643K | $12.7M | 0.7% | |
| Massachusetts Financial * MFS Global Opportunistic Bond Fund | — | — | $1.6M | $12.7M | 0.7% | |
| TIAA-CREF Lifecycle Index 2020 Fund | — | — | $652K | $12.3M | 0.7% | |
| DFA Emerging Markets Equity Port | — | — | $379K | $8.8M | 0.5% | |
| Cohen & Steers Cohen & Steers Real Estate | — | — | $380K | $6.6M | 0.4% | |
| TIAA-CREF Lifecycle Index 2010 Fund | — | — | $373K | $6.1M | 0.3% | |
| TIAA-CREF Lifecycle Index 2065 Fund | — | — | $319K | $4.5M | 0.3% | |
| TIAA-CREF Lifecycle Index 2015 Fund | — | — | $145K | $2.5M | 0.1% | |
| Net of deemed distributions of | — | — | — | $351K | <0.1% |