Back to filter
Original filing (PDF)20251014172042NAL0003490497001
CFSC SHARED SERVICES LLC
Form 5500
FILING_RECEIVED
CFSC SHARED SERVICES, LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
46% in single holdingNo recordkeeper disclosed
Active participants
393
Accounts w/ balance
653
Plan assets (EOY)
$16.2M
Net assets (EOY)
$16.2M
How this plan invests
This plan
2 pooled trusts
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
77
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Wellington Admiral T Mutual Fund" is 46% of plan.
- 41 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CFSC SHARED SERVICES LLC.
Plan sponsor
Name
CFSC SHARED SERVICES LLC
EIN
26-3701552
Address
601 E 5TH · SUITE 510 · CHARLOTTE, NC · 28202
Phone
(704) 943-9400
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTON LARSON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANDARD FINANCIAL GROUP | 93-1253576 | — | NONE | $67K | — |
Investments
21 direct securities · 2 pooled funds· $17.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$16.1M
21 holdings
Common Collective Trust
$1.6M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Wellington Admiral T Mutual Fund | — | — | — | $7.4M | 45.6% | |
| RELIANCE ADVISORY TRUST RELIANCE TRUST COMPANY · EIN 46-6634600 / PN 001 | Common Collective Trust | — | — | $1.6M | 10.0% | |
| JP Morgan US Equity R6 Mutual Fund | — | — | — | $1.2M | 7.6% | |
| Mainstay Winslow Large Cap Gth Funds R6 Mutual Fund | — | — | — | $1.2M | 7.5% | |
| MFS Research International R5 Mutual Fund | — | — | — | $716K | 4.4% | |
| Dodge & Cox Income X Mutual Fund | — | — | — | $706K | 4.4% | |
| Vanguard 500 Index Admiral Mutual Fund | — | — | — | $701K | 4.3% | |
| MFS Value R6 Mutual Fund | — | — | — | $548K | 3.4% | |
| Party-in-interest lessor or similar party rate of interest, collateral, par or maturity value * Reliance Advisory Inv80 Portfolio Common Trust Fund | — | — | — | $498K | 3.1% | |
| Stable Value Fd D Common Trust Fund | — | — | — | $447K | 2.8% | |
| Vanguard FTSE Socil Idx Fd Adm Mutual Fund | — | — | — | $437K | 2.7% | |
| Columbia Small Cap Index R5 Mutual Fund | — | — | — | $381K | 2.4% | |
| Reliance Advisory Inv60 Portfolio Common Trust Fund | — | — | — | $368K | 2.3% | |
| JP Morgan Mid Cap Growth R6 Mutual Fund | — | — | — | $343K | 2.1% | |
| Vanguard Mid-Cap Value Index Admiral Mutual Fund | — | — | — | $318K | 2.0% | |
| Notes Receivable from Participants Interest rates range from 4.25% to 9.50% | — | — | — | $246K | 1.5% | |
| Hood River Small Cal Growth Fund Mutual Fund | — | — | — | $215K | 1.3% | |
| Reliance Advisory Inv70 Portfolio Common Trust Fund | — | — | — | $212K | 1.3% | |
| Reliance Advisory Inv99 Portfolio Common Trust Fund | — | — | — | $74K | 0.5% | |
| MFS New Discovery Value R5 Mutual Fund | — | — | — | $18K | 0.1% | |
| Reliance Advisory Inv20 Portfolio Common Trust Fund | — | — | — | $14K | <0.1% | |
| Fidelity Inflation-Protected Bnd Idx Fnd Mutual Fund | — | — | — | $13K | <0.1% | |
| GALLIARD RETIREMENT INCOME FUND WILMINGTON TRUST RETIREMENT & INSTITUTIONAL SERVICES · EIN 20-5886387 / PN 082 | Common Collective Trust | — | — | $0 | <0.1% |
Related plans
Other plans using STANDARD FINANCIAL GROUP
BOARD OF TRUSTEES, CASCADE PENSION TRUST MONEY
CASCADE PENSION TRUST MONEY PURCHASE PENSION PLAN
$425.3M · 2,271 participants
A.N. DERINGER, INC.
A.N. DERINGER, INC.401(K) PLAN
$60.6M · 530 participants
KULZER, LLC
KULZER, LLC 401(K) SAVINGS AND PROFIT SHARING PLAN
$17.7M · 105 participants
2LIFE COMMUNITIES SERVICES INC.
2LIFE COMMUNITIES 401(K) PLAN
$16.8M · 181 participants
HORIZON NUT, LLC
HORIZON NUT, LLC 401K PROFIT SHARING PLAN
$4.7M · 193 participants
ALLIANCE GROUP SERVICES, LLC
ALLIANCE GROUP SERVICES, LLC 401(K) PLAN
$0
Similar-size Other Services (ex. Public Admin) plans
AMERICAN ACADEMY OF OTOLARYNGOLOGY - HEAD AND NECK SURGERY FOUNDATION
AAO-HNSF 403(B) PLAN
$16.2M · 62 participants
THE WAY INTERNATIONAL
THE WAY INTERNATIONAL 401(K) SAVINGS PLAN
$16.2M · 268 participants
JEWISH SOCIAL SERVICE AGENCY
JEWISH SOCIAL SERVICE AGENCY 403(B) PLAN
$16.2M · 406 participants
SHENANDOAH VALLEY MEDICAL SYSTEM INC.
SHENANDOAH VALLEY MEDICAL SYSTEM INC. RETIREMENT PLAN
$16.2M · 300 participants
CHARLESTON AREA CONVENTION & VISITORS BUREAU
CHARLESTON AREA CONVENTION & VISITORS BUREAU 401(K) PLAN
$16.2M · 66 participants
BIBLE LEAGUE
BIBLE LEAGUE 401(K) SAVINGS PLAN
$16.1M · 91 participants
Large plans in North Carolina
BANK OF AMERICA CORPORATION
THE BANK OF AMERICA 401(K) PLAN
$62.9B · 168,229 participants
HONEYWELL INTERNATIONAL INC EMPLOYEE SERVICES FINANCE MGMNT
HONEYWELL INTERNATIONAL INC. MASTER RETIREMENT TRUST
$17.9B
HONEYWELL INTERNATIONAL INC.
HONEYWELL RETIREMENT EARNINGS PLAN
$16.6B · 9,275 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL 401(K) PLAN
$16.3B · 44,069 participants
HONEYWELL INTERNATIONAL INC
HONEYWELL SAVINGS AND OWNERSHIP PLAN MASTER TRUST
$16.2B
TRUIST FINANCIAL CORPORATION
TRUIST FINANCIAL CORPORATION PENSION PLAN
$14.7B · 33,167 participants