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Original filing (PDF)20250924152639NAL0010808402001
SPATIAL FRONT, INC.
Form 5500
FILING_RECEIVED
SPATIAL FRONT, INC. RETIREMENT PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
683
Accounts w/ balance
532
Plan assets (EOY)
$23.5M
Net assets (EOY)
$23.5M
How this plan invests
This plan
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Helping the score
- Below-peer total fees (10 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPATIAL FRONT, INC..
Plan sponsor
Name
SPATIAL FRONT, INC.
EIN
26-3662778
Address
6550 ROCK SPRING DRIVE · SUITE 485 · BETHESDA, MD · 20817
Phone
(240) 298-2960
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2J · 401(k) feature
2E · Profit-sharing
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
2A · Age/service weighted or new comparability
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MATTHEWS, CARTER & BOYCE, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $17K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $7K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
43 direct securities· $23.1M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2040 Fund N/A | — | — | — | $3.8M | 16.0% | |
| Fidelity Freedom Index 2035 Fund N/A | — | — | — | $2.6M | 11.0% | |
| Fidelity Freedom Index 2045 Fund N/A | — | — | — | $2.1M | 9.1% | |
| Fidelity 500 Index Fund N/A | — | — | — | $2.1M | 8.9% | |
| Fidelity Freedom Index 2050 Fund N/A | — | — | — | $1.6M | 6.8% | |
| Gabelli U.S. Treasury Money Market Fund N/A | — | — | — | $1.4M | 6.0% | |
| Fidelity Freedom Index 2030 Fund N/A | — | — | — | $1.4M | 5.8% | |
| Fidelity Freedom Index 2025 Fund N/A | — | — | — | $1.1M | 4.7% | |
| Fidelity Freedom Index 2055 Fund N/A | — | — | — | $1.0M | 4.4% | |
| Fidelity Blue Chip Growth K6 Fund N/A | — | — | — | $734K | 3.1% | |
| Fidelity Large Cap Growth Index Fund N/A | — | — | — | $648K | 2.8% | |
| Fidelity Freedom Index 2060 Fund N/A | — | — | — | $530K | 2.3% | |
| Fidelity Government Money Market Fund Class K6 N/A | — | — | — | $491K | 2.1% | |
| T. Rowe Price T. Rowe Price ALL-Cap Opportunities Fund N/A | — | — | — | $444K | 1.9% | |
| Fidelity Freedom Index 2020 Fund N/A | — | — | — | $266K | 1.1% | |
| Fidelity Emerging Markets Index Fund N/A | — | — | — | $243K | 1.0% | |
| T. Rowe Price T. Rowe Price Dividend Growth Fund N/A | — | — | — | $241K | 1.0% | |
| Fidelity Freedom Index 2015 Fund N/A | — | — | — | $229K | 1.0% | |
| Fidelity FidelityTotal Bond K6 Fund N/A | — | — | — | $226K | 1.0% | |
| Fidelity Global ex U.S.Index Fund N/A | — | — | — | $225K | 1.0% | |
| Allspring Special Mid Cap Value Fund Class R6 N/A | — | — | — | $201K | 0.9% | |
| Fidelity Freedom Index 2065 Fund N/A | — | — | — | $200K | 0.9% | |
| American Funds American Funds Mutual Fund Class R6 N/A | — | — | — | $174K | 0.7% | |
| Fidelity Large Cap Value Index Fund N/A | — | — | — | $163K | 0.7% | |
| Fidelity OTC K6 N/A | — | — | — | $147K | 0.6% | |
| JP Morgan JP Morgan Government Bond Fund -R6 N/A | — | — | — | $144K | 0.6% | |
| Fidelity International Capital Apreciation K6 Fund N/A | — | — | — | $133K | 0.6% | |
| Fidelity U.S. Bond Index Fund N/A | — | — | — | $132K | 0.6% | |
| Fidelity Mid Cap Index Fund N/A | — | — | — | $118K | 0.5% | |
| Fidelity Mid Cap Growth Index Fund N/A | — | — | — | $68K | 0.3% | |
| American Century American Century Small Cap Value Fund N/A | — | — | — | $46K | 0.2% | |
| Fidelity Balanced K6 Fund N/A | — | — | — | $40K | 0.2% | |
| Fidelity Inflation Protected Bond Index Fund N/A | — | — | — | $38K | 0.2% | |
| Fidelity Small Cap Growth Fund N/A | — | — | — | $37K | 0.2% | |
| Fidelity Small Cap Index Fund N/A | — | — | — | $33K | 0.1% | |
| Fidelity Small Cap Value Index Fund N/A | — | — | — | $26K | 0.1% | |
| Fidelity Select Chemicals Portfolio N/A | — | — | — | $14K | <0.1% | |
| BNY Mellon BNY Mellon Small/Mid Cap Growth Fund Class Y N/A | — | — | — | $14K | <0.1% | |
| Cohen & Steers Cohen & Steers Realty Shares Z N/A | — | — | — | $11K | <0.1% | |
| Fidelity Small Cap Growth Index Fund N/A | — | — | — | $9K | <0.1% | |
| Fidelity Real Estate Index Fund N/A | — | — | — | $8K | <0.1% | |
| Pimco Governement Money Market Fund N/A | — | — | — | $5K | <0.1% | |
| Fidelity Freedom Index Income Fund N/A | — | — | — | $2K | <0.1% |
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