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Original filing (PDF)20251013131222NAL0000637267001
RETAIL SOLUTIONS LLC
Form 5500
FILING_RECEIVED
RETAIL SOLUTIONS LLC 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Signals · 2
94% in single holding~1061 bps in Sched C fees
Active participants
325
Accounts w/ balance
220
Plan assets (EOY)
$72K
Net assets (EOY)
$72K
How this plan invests
This plan
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "Vanguard Mid-Cap Index Fund Admiral Shares Registered Investment Company ** 3 Vanguard Total International Stock Index Fund Admiral Shares Registered Investment Company ** 34 Vanguard Balanced Index Fund Admiral Shares Registered Investment Company" is 94% of plan.
- 1061 bps in Schedule C fees — 572% above peer band of 158 bps.
- 68% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RETAIL SOLUTIONS LLC.
Plan sponsor
Name
RETAIL SOLUTIONS LLC
EIN
26-3596775
Address
23335 N 18TH DR STE 106 BLDG A · PHOENIX, AZ · 850276301
Phone
(480) 444-8648
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Name
ERISA FIDUCIARY SERVICES, INC.
EIN
47-1637791
City
HAUPPAUGE, NY
Phone
(631) 249-0500
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEE CPA AUDIT GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYCHEX, INC. | 16-1124166 | ROCHESTER, NY | RECORDKEEPER | $8K | — |
Investments
2 direct securities· $72K(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Mid-Cap Index Fund Admiral Shares Registered Investment Company ** 3 Vanguard Total International Stock Index Fund Admiral Shares Registered Investment Company ** 34 Vanguard Balanced Index Fund Admiral Shares Registered Investment Company | — | — | — | $67K | 93.7% | |
| Interest-Bearing Cash Vanguard Federal Money Market Fund Interest-Bearing Cash | — | — | — | $4K | 6.1% |
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