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Original filing (PDF)20251013083749NAL0000863569001
CONTINENTAL REFINING COMPANY LLC
Form 5500
FILING_RECEIVED
CONTINENTAL REFINING COMPANY 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
194
Accounts w/ balance
146
Plan assets (EOY)
$2.8M
Net assets (EOY)
$2.8M
How this plan invests
This plan
2 pooled trusts
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (10 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONTINENTAL REFINING COMPANY LLC.
Plan sponsor
Name
CONTINENTAL REFINING COMPANY LLC
EIN
26-3515098
Address
300 REFINERY ROAD · SOMERSET, KY · 42501
Phone
(606) 679-6301
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2A · Age/service weighted or new comparability
2J · 401(k) feature
2G · Total participant-directed accounts
2E · Profit-sharing
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BESTEN & DIERUF, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERICAN TRUST COMPANY | 62-0951563 | — | CONTRACT ADMIN | $3K | — |
Investments
18 direct securities · 2 pooled funds· $2.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$2.4M
18 holdings
Common Collective Trust
$448K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund-Admiral Mutual Funds | — | — | — | $627K | 22.4% | |
| Dodge & Cox Income Fund Mutual Funds | — | — | — | $456K | 16.3% | |
| UT STABLE VALUE MASTER TRUST AMERICAN TRUST COMPANY · EIN 37-1992955 / PN 008 | Common Collective Trust | — | — | $438K | 15.7% | |
| DFA U.S. Large Cap Value Mutual Funds | — | — | — | $349K | 12.5% | |
| MFS Growth R6 Mutual Funds | — | — | — | $180K | 6.4% | |
| PIMCO Commodity Real Ret Strat Admin Mutual Funds ** 594 American Funds Europacific Growth R6 Mutual Funds | — | — | — | $165K | 5.9% | |
| Vanguard Mid Cap Index-Admiral Mutual Funds | — | — | — | $134K | 4.8% | |
| Vanguard Mid-Cap Value Index Admiral Mutual Funds | — | — | — | $114K | 4.1% | |
| Schwab Fdmtl Intl Equity Index Fund Mutual Funds | — | — | — | $81K | 2.9% | |
| Vanguard Balanced Index-Adm Mutual Funds | — | — | — | $63K | 2.3% | |
| Vanguard Small Cap Index Admiral Mutual Funds | — | — | — | $47K | 1.7% | |
| DFA Emerging Markets I Mutual Funds | — | — | — | $42K | 1.5% | |
| T. Rowe Price Diversified Mid Cap Growth Mutual Funds | — | — | — | $34K | 1.2% | |
| DFA US Targeted Value Mutual Funds | — | — | — | $32K | 1.1% | |
| UTC WPS Target Risk - Mod II Collective Trust Funds | — | — | — | $11K | 0.4% | |
| UNIFIED COLLECTIVE INVESTMENT TRUST AMERICAN TRUST COMPANY · EIN 61-2025474 / PN 001 | Common Collective Trust | — | — | $11K | 0.4% | |
| Vanguard Small Cap Growth Index Admiral Mutual Funds | — | — | — | $10K | 0.4% | |
| American Funds New Perspective R6 Mutual Funds | — | — | — | $4K | 0.2% | |
| American Funds US Government Sec R6 Mutual Funds | — | — | — | $3K | 0.1% | |
| DFA Real Estate Securities I Mutual Funds | — | — | — | $2K | <0.1% |
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