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Original filing (PDF)20251015163649NAL0005149057001
INSTRUCTURE, INC.
Form 5500
FILING_RECEIVED
INSTRUCTURE, INC. 401(K) PLAN
401(k) retirement plan
Active participants
1,286
Accounts w/ balance
1,904
Plan assets (EOY)
$91.0M
Net assets (EOY)
$91.0M
How this plan invests
This plan
23 pooled trusts
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 28 bps in Schedule C fees — 75% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INSTRUCTURE, INC..
Plan sponsor
Name
INSTRUCTURE, INC.
EIN
26-3505687
Address
6330 SOUTH 3000 EAST SUITE 700 · SALT LAKE CITY, UT · 84121
Phone
(801) 658-7505
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SQUIRE & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $139K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEDIGITAL INVESTMENT ADVISORS LLC | — | DALLAS, TX | INVESTMENT ADVISOR | $77K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RESOURCES INVESTMENT ADVISORS, LLC | — | OVERLAND PARK, KS | INVESTMENT MGMT | $40K | — |
Investments
16 direct securities · 23 pooled funds· $91.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$80.2M
23 holdings
Uncategorized
$10.9M
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NUVEEN LIFECYCLE INDEX 2050 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $17.9M | 19.7% | |
| NUVEEN LIFECYCLE INDEX 2045 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $13.5M | 14.9% | |
| NUVEEN LIFECYCLE INDEX 2055 J NUVEEN FUND ADVISORS · EIN 85-3165477 / PN 042 | Common Collective Trust | — | — | $13.4M | 14.7% | |
| NUVEEN LIFECYCLE INDEX 2040 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $11.8M | 12.9% | |
| AM1 DOMESTIC EQUITY CLASS 1 ALTA TRUST · EIN 99-0743104 / PN 001 | Common Collective Trust | — | — | $6.9M | 7.6% | |
| NUVEEN LIFECYCLE INDEX 2060 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $4.6M | 5.0% | |
| Fidelity 500 Index Registered Investment Company | — | — | — | $4.4M | 4.8% | |
| AIM CORE FIXED INCOME CLASS 1 ALTA TRUST · EIN 83-2064950 / PN 001 | Common Collective Trust | — | — | $2.8M | 3.1% | |
| Fidelity Total Market Index Registered Investment Company | — | — | — | $2.5M | 2.7% | |
| AM1 INTERNATIONAL EQUITY CLASS 1 ALTA TRUST · EIN 99-0743245 / PN 001 | Common Collective Trust | — | — | $2.2M | 2.4% | |
| NUVEEN LIFECYCLE INDEX 2065 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $1.6M | 1.7% | |
| AIM INCOME CLASS 1 ALTA TRUST · EIN 99-0817300 / PN 001 | Common Collective Trust | — | — | $1.5M | 1.7% | |
| NUVEEN LIFECYCLE INDEX 2035 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $1.1M | 1.2% | |
| BLACKROCK RUSSELL 1000 GROWTH INDEX GREAT GRAY · EIN 81-1025041 / PN 012 | Common Collective Trust | — | — | $845K | 0.9% | |
| Fidelity Mid Cap Index Registered Investment Company | — | — | — | $791K | 0.9% | |
| AM1 PORTFOLIO DIVERSIFIERS CLASS 1 ALTA TRUST · EIN 99-0817374 / PN 001 | Common Collective Trust | — | — | $735K | 0.8% | |
| Fidelity Small Cap Index Registered Investment Company | — | — | — | $624K | 0.7% | |
| Fidelity International Index Registered Investment Company | — | — | — | $612K | 0.7% | |
| NUVEEN LIFECYCLE INDEX 2030 J NUVEEN FUND ADVISORS · EIN 85-3029802 / PN 037 | Common Collective Trust | — | — | $581K | 0.6% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $510K | 0.6% | |
| Notes Receivable from Participants 4.25% - 9.50% interest rate - | — | — | — | $456K | 0.5% | |
| Blackrock Sustainable Balanced K Registered Investment Company | — | — | — | $351K | 0.4% | |
| Victory Sycamore Established Value R6 Registered Investment Company | — | — | — | $291K | 0.3% | |
| Fidelity US Bond Index Registered Investment Company | — | — | — | $156K | 0.2% | |
| Cohen & Steers Real Estate Securities Z Registered Investment Company | — | — | — | $134K | 0.1% | |
| PIMCO Income Instl Registered Investment Company | — | — | — | $128K | 0.1% | |
| MFS Mid Cap Growth R6 Registered Investment Company | — | — | — | $109K | 0.1% | |
| STATE ST US INFL PROTCT BND IDX SL STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 90-0337987 / PN 000 | Common Collective Trust | — | — | $104K | 0.1% | |
| Dreyfus Government Cash Mgmt Instl Registered Investment Company | — | — | — | $101K | 0.1% | |
| Undiscovered MGRS Behavioral Value R6 Registered Investment Company | — | — | — | $100K | 0.1% | |
| MFS Intl Diversivication R6 Registered Investment Company | — | — | — | $93K | 0.1% | |
| NUVEEN LIFECYCLE INDEX 2025 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $66K | <0.1% | |
| Janus Henderson Triton N Registered Investment Company | — | — | — | $66K | <0.1% | |
| BLACKROCK RUSSELL 1000 VALUE INDX R GREAT GRAY · EIN 81-1009614 / PN 011 | Common Collective Trust | — | — | $52K | <0.1% | |
| STATE ST EMG MKTS INDX SL SF CL II STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 90-0337987 / PN 002 | Common Collective Trust | — | — | $49K | <0.1% | |
| BLACKROCK TOTAL RETURN BOND CL 6 GREAT GRAY · EIN 82-2941483 / PN 001 | Common Collective Trust | — | — | $25K | <0.1% | |
| NUVEEN LIFECYCLE INDEX 2020 J SEI CT OR SVF · EIN 27-3441498 / PN 043 | Common Collective Trust | — | — | $9K | <0.1% | |
| RESOURCES DIVERSIFIED EQUITY ALTA TRUST · EIN 83-2060613 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| RESOURCES DIVERSIFIED RISK MITIGATI ALTA TRUST · EIN 83-2080943 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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