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Original filing (PDF)20250821082355NAL0004099313001
ULTIMATE HOME SERVICES
Form 5500
FILING_RECEIVED
ULTIMATE HOME SERVICES 401(K) PLAN
401(k) retirement plan
Signals · 2
37% in single holding~81 bps in Sched C fees
Active participants
183
Accounts w/ balance
105
Plan assets (EOY)
$6.3M
Net assets (EOY)
$6.3M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "JP Morgan JPM LG CAP GROWTH R5 N/A" is 37% of plan.
- 81 bps in Schedule C fees — 55% above peer band of 52 bps.
- 57% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ULTIMATE HOME SERVICES.
Plan sponsor
Name
ULTIMATE HOME SERVICES
EIN
26-3323700
Address
7340 SANCUS BLVD., UNIT C · WORTHINGTON, OH · 43085
Phone
(614) 888-8698
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-21
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2A · Age/service weighted or new comparability
Audit & trust (Schedule H)
Auditor
SCHNEIDER DOWNS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $36K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS FARGO CLEARING SERVICES LLC | 23-2384840 | — | ADVISOR | $15K | — |
Investments
23 direct securities· $6.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan JPM LG CAP GROWTH R5 N/A | — | — | — | $2.3M | 36.8% | |
| Fidelity FID FDM IDX 2040 IPR N/A | — | — | — | $657K | 10.4% | |
| Fidelity FID FDM IDX 2030 IPR N/A | — | — | — | $499K | 7.9% | |
| Fidelity FID FDM IDX 2025 IPR N/A | — | — | — | $489K | 7.8% | |
| Fidelity FID FDM IDX 2045 IPR N/A | — | — | — | $484K | 7.7% | |
| Fidelity FID FDM IDX 2035 IPR N/A | — | — | — | $395K | 6.3% | |
| Fidelity FID FDM IDX 2055 IPR N/A | — | — | — | $317K | 5.0% | |
| Fidelity FID FDM IDX 2060 IPR N/A | — | — | — | $257K | 4.1% | |
| Fidelity FID FDM IDX 2050 IPR N/A | — | — | — | $230K | 3.6% | |
| Fidelity FID SMALL CAP GROWTH N/A | — | — | — | $187K | 3.0% | |
| Fidelity FID 500 INDEX N/A | — | — | — | $154K | 2.5% | |
| Baron GROWTH INST N/A | — | — | — | $138K | 2.2% | |
| Fidelity FID FDM IDX 2015 IPR N/A | — | — | — | $72K | 1.1% | |
| Fidelity FID CONTRAFUND N/A | — | — | — | $29K | 0.5% | |
| Fidelity FID EXTD MKT IDX N/A | — | — | — | $19K | 0.3% | |
| Fidelity FID INTL INDEX N/A | — | — | — | $16K | 0.2% | |
| Fidelity FID FDM IDX 2020 IPR N/A | — | — | — | $13K | 0.2% | |
| Fidelity FID SM CAP IDX N/A | — | — | — | $11K | 0.2% | |
| PIMCO TOT RETURN ADM N/A | — | — | — | $7K | 0.1% | |
| Fidelity FID GOVT MMKT N/A | — | — | — | $3K | <0.1% | |
| John Hancock JH DISCPL VALUE R4 N/A | — | — | — | $2K | <0.1% | |
| Allspring AS SPL SM CAP VAL R6 N/A | — | — | — | $2K | <0.1% | |
| Allspring AS SPL MID CP VAL R6 N/A | — | — | — | $1K | <0.1% |
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