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Original filing (PDF)20250910051450NAL0035018896001
CARNOW
Form 5500
FILING_RECEIVED
CARNOW, INC. 401(K) PLAN
401(k) retirement plan
Active participants
145
Accounts w/ balance
141
Plan assets (EOY)
$4.3M
Net assets (EOY)
$4.3M
How this plan invests
This plan
5 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (25 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARNOW.
Plan sponsor
Name
CARNOW
EIN
26-3273826
Address
100 FULTON ST · APT 3A · BOSTON, MA · 02109
Phone
(617) 416-5758
Industry
Software Publishers· Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLEY US
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $2K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SRPC, INC | 81-2204426 | — | INVESTMENT/FINANCIAL ADVI | $8K | — |
Investments
21 direct securities · 5 pooled funds· $4.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$3.4M
21 holdings
Common Collective Trust
$935K
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T.ROWE PRICE RETIREMENT 2045-R | Registered Investment Companies | — | — | $964K | 22.4% | |
| STATE ST S&P 500 IDX IX STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 344 | Common Collective Trust | — | — | $620K | 14.4% | |
| T.ROWE PRICE RETIREMENT 2055-R | Registered Investment Companies | — | — | $575K | 13.4% | |
| T.ROWE PRICE RETIREMENT 2040-R | Registered Investment Companies | — | — | $339K | 7.9% | |
| TROWE PRICE RET 2005 - R 5 REGISTERED INVESTMENT COMPANY PUTNAM LARGE CAP VALUE A | Registered Investment Companies | — | — | $322K | 7.5% | |
| T.ROWE PRICE RETIREMENT 2050-R | Registered Investment Companies | — | — | $308K | 7.2% | |
| T.ROWE PRICE RETIREMENT 2035-R | Registered Investment Companies | — | — | $168K | 3.9% | |
| JPMORGAN GWTH ADV R3 | Registered Investment Companies | — | — | $157K | 3.6% | |
| T.ROWE PRICE RETIREMENT 2060-R | Registered Investment Companies | — | — | $150K | 3.5% | |
| STATE ST RUSS SC IDX VIII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 340 | Common Collective Trust | — | — | $119K | 2.8% | |
| STATE ST INTL IDX SECLEND VIII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 336 | Common Collective Trust | — | — | $102K | 2.4% | |
| STATE ST S&P MD CP IDX NL J STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 347 | Common Collective Trust | — | — | $82K | 1.9% | |
| JPMORGAN MID CAP GROWTH R3 | Registered Investment Companies | — | — | $60K | 1.4% | |
| T.ROWE PRICE RETIREMENT 2025-R | Registered Investment Companies | — | — | $51K | 1.2% | |
| AMERICAN CENT SM CAP VAL - A | Registered Investment Companies | — | — | $47K | 1.1% | |
| T. ROWE PRICE RETIREMENT 2065 | Registered Investment Companies | — | — | $44K | 1.0% | |
| MFS INTL DIVERSIFICATION R3 | Registered Investment Companies | — | — | $34K | 0.8% | |
| C&S REAL EST SECURITIES R | Registered Investment Companies | — | — | $34K | 0.8% | |
| T.ROWE PRICE RETIREMENT 2030-R | Registered Investment Companies | — | — | $26K | 0.6% | |
| AMERICAN FUNDS NEW WORLD-R3 | Registered Investment Companies | — | — | $20K | 0.5% | |
| BLACKROCK MID-CAP VALUE A | Registered Investment Companies | — | — | $20K | 0.5% | |
| JOHN HANCOCK BOND FUND R2 | Registered Investment Companies | — | — | $14K | 0.3% | |
| PUTNAM STABLE VALUE FUND 75 PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $12K | 0.3% | |
| BLACKROCK HIGH YIELD SVC | Registered Investment Companies | — | — | $10K | 0.2% | |
| JANUS HENDERSONTRITON FUND - S | Registered Investment Companies | — | — | $9K | 0.2% | |
| T.ROWE PRICE RETIREMENT 2010-R | Registered Investment Companies | — | — | $4K | <0.1% |
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