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Original filing (PDF)20251030105119NAL0001154131001
CARDINAL GROUP MANAGEMENT & ADVISORY LLC
Form 5500
FILING_RECEIVED
CARDINAL GROUP MANAGEMENT 401(K) PLAN
401(k) retirement plan
Active participants
2,467
Accounts w/ balance
740
Plan assets (EOY)
$20.5M
Net assets (EOY)
$20.5M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Only 30% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CARDINAL GROUP MANAGEMENT & ADVISORY LLC.
Plan sponsor
Name
CARDINAL GROUP MANAGEMENT & ADVISORY LLC
EIN
26-3023643
Address
4100 E MISSISSIPPI AVE · FLOOR 15 · DENVER, CO · 80246
Phone
(303) 407-4500
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3B · Covers self-employed individuals
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $64K | — |
Investments
34 direct securities· $20.0M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Registered Investment Companies American Funds 2050 Target Date Retirement Fund Class R6 | — | — | — | $4.1M | 20.1% | |
| American Funds 2060 Target Date Retirement Fund Class R6 | — | — | — | $3.3M | 15.9% | |
| American Funds 2055 Target Date Retirement Fund Class R6 | — | — | — | $3.0M | 14.8% | |
| American Funds 2045 Target Date Retirement Fund Class R6 | — | — | — | $2.2M | 10.8% | |
| Fidelity Total Market Index Fund | — | — | — | $1.4M | 6.9% | |
| American Funds 2065 Target Date Retirement Fund Class R6 | — | — | — | $819K | 4.0% | |
| American Century Ultra Fund R6 Class | — | — | — | $786K | 3.8% | |
| American Funds 2040 Target Date Retirement Fund Class R6 | — | — | — | $649K | 3.2% | |
| American Funds 2035 Target Date Retirement Fund Class R6 | — | — | — | $567K | 2.8% | |
| Fidelity 500 Index Fund | — | — | — | $426K | 2.1% | |
| Vanguard Small-Cap Index Fund Admiral Shares | — | — | — | $335K | 1.6% | |
| Fidelity Balanced K6 Fund | — | — | — | $323K | 1.6% | |
| JPMorgan Mid Cap Growth Fund Class R6 | — | — | — | $271K | 1.3% | |
| Vanguard Mid-Cap Index Fund Admiral Shares | — | — | — | $211K | 1.0% | |
| Putnam Large Cap Value Fund Class R6 | — | — | — | $202K | 1.0% | |
| Hartford Schroders International Stock Fund Class SDR | — | — | — | $186K | 0.9% | |
| American Funds 2030 Target Date Retirement Fund Class R6 | — | — | — | $177K | 0.9% | |
| American Funds 2025 Target Date Retirement Fund Class R6 | — | — | — | $168K | 0.8% | |
| Fidelity Government Money Market Fund Class K6 | — | — | — | $142K | 0.7% | |
| Allspring Special Mid Cap Value Fund Class R6 | — | — | — | $133K | 0.6% | |
| Putnam Small Cap Growth Fund Class Y | — | — | — | $127K | 0.6% | |
| First Eagle Global Fund Class R6 | — | — | — | $115K | 0.6% | |
| PGIM High Yield Fund Class R6 | — | — | — | $69K | 0.3% | |
| Vanguard Short-Term Federal Fund Admiral Shares | — | — | — | $50K | 0.2% | |
| Fidelity International Index Fund | — | — | — | $47K | 0.2% | |
| American Century Small Cap Value Fund R6 Class | — | — | — | $32K | 0.2% | |
| American Funds 2020 Target Date Retirement Fund Class R6 | — | — | — | $30K | 0.1% | |
| John Hancock Bond Fund Class R6 | — | — | — | $29K | 0.1% | |
| American Funds 2010 Target Date Retirement Fund Class R6 | — | — | — | $27K | 0.1% | |
| Vanguard Short-Term Investment-Grade Fund Admiral Shares | — | — | — | $22K | 0.1% | |
| Cohen & Steers Real Estate Securities Fund, Inc. Class Z | — | — | — | $19K | <0.1% | |
| Hartford Balanced Income Fund Class R6 | — | — | — | $16K | <0.1% | |
| Thornburg Strategic Income Fund Class R6 | — | — | — | $13K | <0.1% | |
| American Funds 2015 Target Date Retirement Fund Class R6 | — | — | — | $10K | <0.1% |
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