Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $27K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF " | — | — | — | $3.8M | 34.3% | |
| Vanguard FTSE Developed Markets " | — | — | — | $2.1M | 19.3% | |
| Schwab U.S. Broad Market ETF " ** 339 Schwab International Equity ETF " ** 54 Schwab U.S. REIT ETF " ** 706 SPDR S&P Emerging Markets ETF " ** 11 SPDR Portfolio S&P 500 ETF " | — | — | — | $1.1M | 10.4% | |
| iShares Core Total US Bond Market ETF Exchange traded fund | — | — | — |
| $810K |
| 7.3% |
| Vanguard U.S. Large-cap Growth Equity ETF " ** 888 Vanguard FTSE Emerging Markets " | — | — | — | $767K | 7.0% |
| SPDR Portfolio S&P 400 Mid Cap " | — | — | — | $468K | 4.2% |
| SPDR Portfolio S&P 600 Small Cap ETF " | — | — | — | $355K | 3.2% |
| Vanguard Total International Bond ETF " | — | — | — | $201K | 1.8% |
| iShares Emerging Markets USD Bond ETF " | — | — | — | $181K | 1.6% |
| Goldman Sachs ActiveBeta US Large Cap Equity " | — | — | — | $122K | 1.1% |
| iShares ESG Aware MSCI USA ETF " | — | — | — | $119K | 1.1% |
| SPDR S&P Kensho New Economies Composite ETF " | — | — | — | $118K | 1.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF " | — | — | — | $90K | 0.8% |
| iShares MSCI ACWI Low Carbon Target ETF " | — | — | — | $77K | 0.7% |
| iShares 0-5 Year TIPS Bond ETF " | — | — | — | $71K | 0.6% |
| iShares ESG Aware MSCI EAFE ETF " | — | — | — | $49K | 0.4% |
| Vanguard Value ETF " | — | — | — | $44K | 0.4% |
| Vanguard Small-Cap Value ETF " | — | — | — | $31K | 0.3% |
| JPMorgan Ultra-Short Income " | — | — | — | $29K | 0.3% |
| Goldman Sachs ActiveBeta International Equity " | — | — | — | $26K | 0.2% |
| Vanguard Mid-Cap Value ETF " | — | — | — | $25K | 0.2% |
| iShares ESG Aware MSCI EM ETF " | — | — | — | $25K | 0.2% |
| TCW Transform 500 ETF " | — | — | — | $24K | 0.2% |
| Vanguard Dividend Appreciation ETF " | — | — | — | $21K | 0.2% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF " | — | — | — | $17K | 0.2% |
| iShares ESG Aware U.S. Aggregate Bond ETF " | — | — | — | $17K | 0.2% |
| Invesco Emerging Markets Sovereign Debt ETF " ** 4 Invesco QQQ Trust " | — | — | — | $17K | 0.2% |
| Goldman Sachs ActiveBeta Europe Equity ETF " | — | — | — | $16K | 0.1% |
| Xtrackers USD High Yield Corporate Bond " | — | — | — | $16K | 0.1% |
| iShares Trust iShares USD Green Bond ETF " | — | — | — | $15K | 0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF " | — | — | — | $14K | 0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF " | — | — | — | $12K | 0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity " | — | — | — | $11K | <0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF " | — | — | — | $10K | <0.1% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF " | — | — | — | $9K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF " | — | — | — | $7K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF " | — | — | — | $7K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF " | — | — | — | $5K | <0.1% |
| iShares iBoxx $ Investment Grade Corporate Bond ETF " ** 518 iShares National AMT-Free Muni Bond ETF " | — | — | — | $4K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF " | — | — | — | $4K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF " | — | — | — | $4K | <0.1% |
| Vanguard LongTerm Government Bond " | — | — | — | $4K | <0.1% |
| iShares Core MSCI Emerging Markets ETF " ** 471 iShares Core S&P Total U.S. Stock Market ETF " | — | — | — | $2K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF " | — | — | — | $1K | <0.1% |
