Original filing (PDF)20251007080635NAL0002500579001

RQM+

Name: RQM+ — RQM+ 401(K) PLAN, Form 5500 (2024)
Creator: RQM+

Form 5500

FILING_RECEIVED

RQM+ 401(K) PLAN

401(k) retirement plan

Active participants

275

Accounts w/ balance

442

Plan assets (EOY)

$33.2M

Net assets (EOY)

$33.2M

How this plan invests

This plan

26 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

60 bps in Schedule C fees — 107% above peer band of 29 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RQM+.

Plan sponsor

Name

RQM+

EIN

26-2573999

Address

2790 MOSSIDE BLVD., SUITE 800 · MONROEVILLE, PA · 15146

Phone

(877) 652-0830

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-07

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

BDO USA PC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$68K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GLOBAL RETIREMENT PARTNERS, LLC	—	SAN RAFAEL, CA	INVESTMENT ADVISOR	$61K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
METRO BENEFITS, INC.	—	PITTSBURGH, PA	CONTRACT ADMIN	$11K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
BDO USA, LLP	—	GRAND RAPIDS, MI	AUDITOR	$29K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$32K	—

Investments

26 direct securities· $33.2M(100% of reported assets)

Uncategorized

$33.0M

25 holdings

Mutual Funds

$209K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity 500 Index	—	—	—	$4.8M	14.5%
Vanguard Target Retirement 2035	—	—	—	$4.4M	13.1%
Vanguard Target Retirement 2055	—	—	—	$2.7M	8.2%
Vanguard Target Retirement 2040	—	—	—	$2.2M	6.6%
Vanguard Target Retirement 2045	—	—	—	$2.1M	6.2%
Vanguard Target Retirement 2025	—	—	—	$1.9M	5.8%
Vanguard Target Retirement 2050	—	—	—	$1.9M	5.7%
Vanguard Target Retirement 2060	—	—	—	$1.7M	5.2%
American Funds New Perspective R6	—	—	—	$1.6M	4.9%
Vanguard Target Retirement 2030	—	—	—	$1.5M	4.6%
JPMorgan Large Cap Growth R6	—	—	—	$1.3M	3.9%
Fidelity Mid Cap Index	—	—	—	$1.0M	3.2%
Hartford Intl Opportunities Y	—	—	—	$1.0M	3.1%
Fixed Annuity Empower Annuity Key Guaranteed Portfolio Fund * Insurance Company	—	—	—	$1.0M	3.0%
Fidelity Advisor Total Bond Z	—	—	—	$736K	2.2%
Fidelity Small Cap Index	—	—	—	$599K	1.8%
Vanguard Target Retirement 2020	—	—	—	$564K	1.7%
MFS Value Fund Class R6	—	—	—	$549K	1.7%
American Funds American Balanced R6	—	—	—	$358K	1.1%
Vanguard Target Retirement Income	—	—	—	$243K	0.7%
All Spring Special Mid Cap Value R6	Mutual Funds	—	—	$209K	0.6%
Janus Henderson Developed World Bond N	—	—	—	$174K	0.5%
Invesco Discovery Mid Cap Growth R6	—	—	—	$146K	0.4%
Participant Loans Notes receivable from participants rate of interest - 4.25% - 9.50%	—	—	—	$146K	0.4%
Macquarie Small Cap Value R6	—	—	—	$143K	0.4%
Federated Hermes Mdt Small Cap Growth R6	—	—	—	$142K	0.4%