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Original filing (PDF)20250904082426NAL0015917121002
WESTMONT LIVING, INC.
Form 5500
FILING_RECEIVED
WESTMONT LIVING 401(K) PLAN
401(k) retirement plan
Signals · 1
~127 bps in Sched C fees
Active participants
979
Accounts w/ balance
1,240
Plan assets (EOY)
$11.7M
Net assets (EOY)
$11.7M
How this plan invests
This plan
3 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 127 bps in Schedule C fees — 337% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WESTMONT LIVING, INC..
Plan sponsor
Name
WESTMONT LIVING, INC.
EIN
26-2513782
Address
3636 NOBEL DRIVE · SUITE 330 · SAN DIEGO, CA · 92122
Phone
(858) 729-6734
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-04
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LAVINE, LOFGREN, MORRIS & ENGELBERG
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $56K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ACCELERATE INVESTMENT ADVISORS | — | ALISO VIEJO, CA | INVESTMENT ADVISOR | $51K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NOVA 401(K) ASSOCIATES | — | HOUSTON, TX | CONTRACT ADMIN | $5K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LAVINE LOFGREN MORRIS & ENGELBERG | — | LA JOLLA, CA | AUDITOR | $14K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADMINISTRATIVE FIDUCIARY SERVICES | — | FORT SMITH, AR | OTHER | $23K | — |
Investments
26 direct securities · 3 pooled funds· $11.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.2M
26 holdings
Common Collective Trust
$442K
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2045 Inv Mutual Fund - | — | — | — | $1.4M | 12.3% | |
| Vanguard Target Retirement 2030 Inv Mutual Fund - | — | — | — | $1.3M | 10.9% | |
| Vanguard Target Retirement 2025 Inv Mutual Fund - | — | — | — | $1.1M | 9.7% | |
| Vanguard Target Retirement 2055 Inv Mutual Fund - | — | — | — | $1.0M | 8.9% | |
| Vanguard Target Retirement 2020 Inv Mutual Fund - | — | — | — | $965K | 8.2% | |
| Vanguard Target Retirement 2040 Inv Mutual Fund - | — | — | — | $907K | 7.8% | |
| Vanguard Target Retirement 2035 Inv Mutual Fund - | — | — | — | $853K | 7.3% | |
| Vanguard Target Retirement 2050 Inv Mutual Fund - | — | — | — | $764K | 6.5% | |
| Fidelity 500 Index Mutual Fund - | — | — | — | $486K | 4.2% | |
| Vanguard Target Retirement 2060 Inv Mutual Fund - | — | — | — | $456K | 3.9% | |
| STABLE VALUE FUND FEE CLASS II GREAT GRAY · EIN 85-4031707 / PN 000 | Common Collective Trust | — | — | $398K | 3.4% | |
| Vanguard Target Retirement Income Inv Mutual Fund - | — | — | — | $379K | 3.2% | |
| 10.50%; maturities vary -0- | — | — | — | $258K | 2.2% | |
| Vanguard Developed Markets Index Admiral Mutual Fund - | — | — | — | $221K | 1.9% | |
| BlackRock Total Return K Mutual Fund - | — | — | — | $217K | 1.9% | |
| Vanguard Mid Cap Index Admiral Mutual Fund - | — | — | — | $190K | 1.6% | |
| Vanguard International Growth Adm Mutual Fund - | — | — | — | $133K | 1.1% | |
| Vanguard Growth Index Admiral Mutual Fund - | — | — | — | $103K | 0.9% | |
| Vanguard Small Cap Index Adm Mutual Fund - | — | — | — | $91K | 0.8% | |
| Vanguard Value Index Adm Mutual Fund - | — | — | — | $82K | 0.7% | |
| American Funds New Perspective R6 Mutual Fund - | — | — | — | $60K | 0.5% | |
| Vanguard Mid-Cap Value Index Admiral Mutual Fund - | — | — | — | $52K | 0.4% | |
| DFA Real Estate Securities I Mutual Fund - | — | — | — | $48K | 0.4% | |
| PIMCO Income Instl Mutual Fund - | — | — | — | $48K | 0.4% | |
| MID CAP GROWTH II GREAT GRAY · EIN 38-4126247 / PN 000 | Common Collective Trust | — | — | $41K | 0.3% | |
| Vanguard Small Cap Value Index Admiral Mutual Fund - | — | — | — | $37K | 0.3% | |
| Fidelity Advisor Growth Opps Z Mutual Fund - | — | — | — | $18K | 0.2% | |
| Neuberger Berman Large Cap Value R6 Mutual Fund - | — | — | — | $12K | <0.1% | |
| SMALL CAP GROWTH FUND II FEE CLASS GREAT GRAY · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $3K | <0.1% |