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Original filing (PDF)20251009091150NAL0003449379001
NATURAL SYSTEMS UTILITIES, LLC
Form 5500
FILING_RECEIVED
NSU, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
~327 bps in Sched C fees
Active participants
0
Accounts w/ balance
19
Plan assets (EOY)
$558K
Net assets (EOY)
$558K
How this plan invests
This plan
1 pooled trust
Schedule D
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
90
Knocking points off
- 327 bps in Schedule C fees — 107% above peer band of 158 bps.
- No active participants reported but plan still holds assets.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NATURAL SYSTEMS UTILITIES, LLC.
Plan sponsor
Name
NATURAL SYSTEMS UTILITIES, LLC
EIN
26-2484092
Address
170 TOWNSHIP LINE ROAD · SUITE C · HILLSBOROUGH, NJ · 08844
Phone
(908) 431-7038
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BEDERSON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WEB401K.COM, INC. | 23-2295481 | — | RECORD KEEPER | $8K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHADLER INVESTMENT ADVISORY SOLUTIO | — | FAIRFIELD, NJ | INVESTMENT ADVISOR | $10K | — |
Investments
17 direct securities · 1 pooled fund· $557K(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$516K
17 holdings
Common Collective Trust
$41K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab S&P 500 Mutual Fund | — | — | — | $89K | 16.0% | |
| T Rowe Price Overseas Stock Mutual Fund | — | — | — | $64K | 11.6% | |
| T Rowe Price Cap Appreciation Mutual Fund | — | — | — | $62K | 11.2% | |
| American Century Select Mutual Fund | — | — | — | $53K | 9.5% | |
| DFA Emerging Markets Mutual Fund | — | — | — | $44K | 7.8% | |
| MORLEY STABLE VALUE FUND UNION BOND & TRUST COMPANY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $41K | 7.4% | |
| Vanguard Admiral Mid Cap Index Mutual Fund | — | — | — | $37K | 6.7% | |
| Vanguard Admiral Small Cap Idx Mutual Fund | — | — | — | $36K | 6.5% | |
| American Funds Target Date 2020 Mutual Fund | — | — | — | $34K | 6.1% | |
| Aristotle Core Income Mutual Fund | — | — | — | $28K | 5.0% | |
| Vanguard Admiral Explorer Mutual Fund | — | — | — | $21K | 3.8% | |
| American Funds Target Date 2050 Mutual Fund | — | — | — | $19K | 3.4% | |
| American Funds Target Date 2030 Mutual Fund | — | — | — | $14K | 2.5% | |
| Fidelity Advisor MegaCap Stock Mutual Fund | — | — | — | $6K | 1.1% | |
| American Funds Target Date 2060 Mutual Fund | — | — | — | $3K | 0.5% | |
| Schwab Inflation Protected Sec Mutual Fund | — | — | — | $2K | 0.4% | |
| Vanguard Admiral Dev Mkts Idx Mutual Fund | — | — | — | $1K | 0.2% | |
| Vanguard Admiral Total Bond Idx Mutual Fund | — | — | — | $1K | 0.2% |
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