Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $16K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Mutual fund | — | — | — | $3.0M | 24.3% | |
| Vanguard FTSE Developed Markets Mutual fund | — | — | — | $2.5M | 20.9% | |
| SPDR Portfolio S&P 500 ETF Mutual fund | — | — | — | $2.0M | 16.7% | |
| iShares Core MSCI Emerging Markets ETF Mutual fund ** 146 iShares Core Total US Bond Market ETF Mutual fund | — | — | — | $951K |
| 7.8% |
| Vanguard FTSE Emerging Markets Mutual fund | — | — | — | $882K | 7.2% |
| SPDR Portfolio S&P 400 Mid Cap Mutual fund | — | — | — | $577K | 4.7% |
| SPDR Portfolio S&P 600 Small Cap ETF Mutual fund | — | — | — | $434K | 3.6% |
| Goldman Sachs ActiveBeta US Large Cap Equity Mutual fund | — | — | — | $263K | 2.2% |
| Vanguard Total International Bond ETF Mutual fund | — | — | — | $218K | 1.8% |
| Vanguard Value ETF Mutual fund | — | — | — | $206K | 1.7% |
| iShares Emerging Markets USD Bond ETF Mutual fund | — | — | — | $187K | 1.5% |
| Vanguard Mid-Cap Value ETF Mutual fund | — | — | — | $117K | 1.0% |
| iShares 0-5 Year TIPS Bond ETF Mutual fund | — | — | — | $78K | 0.6% |
| SPDR S&P Kensho New Economies Composite ETF Mutual fund | — | — | — | $65K | 0.5% |
| Vanguard Small-Cap Value ETF Mutual fund | — | — | — | $64K | 0.5% |
| Goldman Sachs TreasuryAccess 01 Year ETF Mutual fund | — | — | — | $62K | 0.5% |
| Goldman Sachs ActiveBeta International Equity Mutual fund | — | — | — | $56K | 0.5% |
| Invesco Emerging Markets Sovereign Debt ETF Mutual fund ** 2 Goldman Sachs ActiveBeta Europe Equity ETF Mutual fund | — | — | — | $37K | 0.3% |
| JPMorgan Ultra-Short Income Mutual fund | — | — | — | $37K | 0.3% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Mutual fund | — | — | — | $24K | 0.2% |
| Goldman Sachs Access Investment Grade Corporate Bond ETF Mutual fund | — | — | — | $20K | 0.2% |
| Vanguard Dividend Appreciation ETF Mutual fund | — | — | — | $18K | 0.1% |
| iShares ESG Aware MSCI USA ETF Mutual fund | — | — | — | $18K | 0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Mutual fund | — | — | — | $15K | 0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF Mutual fund | — | — | — | $14K | 0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF Mutual fund | — | — | — | $12K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond ETF Mutual fund | — | — | — | $11K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF Mutual fund ** 652 iShares MSCI ACWI Low Carbon Target ETF Mutual fund | — | — | — | $10K | <0.1% |
| iShares ESG Aware MSCI EAFE ETF Mutual fund | — | — | — | $9K | <0.1% |
| Vanguard Global ex-U.S. Real Estate ETF Mutual fund ** 588 Vanguard LongTerm Government Bond Mutual fund | — | — | — | $8K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Mutual fund | — | — | — | $7K | <0.1% |
| Invesco QQQ Trust Mutual fund | — | — | — | $7K | <0.1% |
| Xtrackers USD High Yield Corporate Bond Mutual fund | — | — | — | $5K | <0.1% |
| GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Mutual fund | — | — | — | $4K | <0.1% |
| Schwab U.S. REIT ETF Mutual fund | — | — | — | $4K | <0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Mutual fund | — | — | — | $4K | <0.1% |
| Goldman Sachs Access Inflation Protected USD Bond ETF Mutual fund | — | — | — | $4K | <0.1% |
| iShares ESG Aware MSCI EM ETF Mutual fund | — | — | — | $4K | <0.1% |
| TCW Transform 500 ETF Mutual fund | — | — | — | $3K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Mutual fund | — | — | — | $3K | <0.1% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Mutual fund | — | — | — | $3K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF Mutual fund | — | — | — | $2K | <0.1% |
| iShares Trust iShares USD Green Bond ETF Mutual fund | — | — | — | $2K | <0.1% |
| SPDR MSCI Emerging Markets Fossil Fuel Free ETF Mutual fund | — | — | — | $1K | <0.1% |
