Back to filter
Original filing (PDF)20250925135900NAL0003576387001
ACCESS BANK
Form 5500
FILING_RECEIVED
ACCESS BANK 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
125
Accounts w/ balance
160
Plan assets (EOY)
$14.0M
Net assets (EOY)
$14.0M
How this plan invests
This plan
12 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ACCESS BANK.
Plan sponsor
Name
ACCESS BANK
EIN
26-1375622
Address
8712 WEST DODGE ROAD · OMAHA, NE · 681143419
Phone
(402) 763-6000
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BERGANKDV LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROYAL WEALTH MANAGEMENT | — | OMAHA, NE | NONE | $18K | — |
| ONEAMERICA RETIREMENT SERVICES | 46-5378846 | — | NONE | $5K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $0 | — |
Investments
30 direct securities · 12 pooled funds· $14.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$14.0M
30 holdings
Common Collective Trust
$0
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2035 | — | — | — | $2.5M | 17.5% | |
| Vanguard Target Retirement 2045 | — | — | — | $2.4M | 17.1% | |
| Vanguard 500 Index Admiral | — | — | — | $2.3M | 16.6% | |
| Vanguard Target Retirement 2055 | — | — | — | $1.6M | 11.1% | |
| Victory Nasdaq 100 Index R6 | — | — | — | $863K | 6.1% | |
| Fidelity International Index | — | — | — | $570K | 4.1% | |
| Fidelity Advisor Mid Cap Value Z | — | — | — | $527K | 3.8% | |
| Vanguard Target Retirement 2065 | — | — | — | $368K | 2.6% | |
| BlackRock Equity Dividend Fund K | — | — | — | $341K | 2.4% | |
| DFA US Small Cap Value I | — | — | — | $295K | 2.1% | |
| Fidelity Large Cap Growth Index | — | — | — | $278K | 2.0% | |
| DFA US Small Cap Growth Institutional | — | — | — | $238K | 1.7% | |
| The New Economy Fund R6 | — | — | — | $226K | 1.6% | |
| Vanguard Real Estate Index Admiral | — | — | — | $224K | 1.6% | |
| DFA Emerging Markets Core Equity I | — | — | — | $205K | 1.5% | |
| Fidelity Mid Cap Index | — | — | — | $196K | 1.4% | |
| AUL Stable Value Account Series A | — | — | — | $190K | 1.4% | |
| Vanguard Target Retirement 2025 | — | — | — | $164K | 1.2% | |
| PIMCO Income Institutional | — | — | — | $119K | 0.8% | |
| American Funds High income Trust R6 | — | — | — | $104K | 0.7% | |
| Vanguard Intermediate-Term Investment-Grade Admiral | — | — | — | $102K | 0.7% | |
| Vanguard Target Retirement 2060 | — | — | — | $85K | 0.6% | |
| Vanguard Small Cap Index Admiral | — | — | — | $83K | 0.6% | |
| Notes receivable from participants | — | — | — | $51K | 0.4% | |
| Vanguard Target Retirement Income | — | — | — | $33K | 0.2% | |
| Vanguard Developed Markets Index Admiral | — | — | — | $10K | <0.1% | |
| Fidelity Large Cap Value Index | — | — | — | $7K | <0.1% | |
| Vanguard Mid-Cap Growth Index Admiral | — | — | — | $7K | <0.1% | |
| Vanguard Target Retirement 2070 | — | — | — | $929 | <0.1% | |
| DFA Commodity Strategy Institutional | — | — | — | $626 | <0.1% | |
| FLXFOCS AGGR 2025 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS AGGR 2035 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS AGGR 2045 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS AGGR 2055 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS CNSRV 2055 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS CNSRV RTRMT R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS MOD 2025 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS MOD 2035 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS MOD 2045 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS MOD 2055 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS MOD RTRMT R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS MOD 2065 R1 WILMINGTON TRUST · EIN 16-1486454 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% |
Related plans
Similar-size Commercial Banking plans
CITIZENS & NORTHERN CORPORATION
CITIZENS & NORTHERN CORP. EMPLOYEE STOCK OWNERSHIP PLAN
$14.0M · 400 participants
FIRST NATIONAL BANK & TRUST
FIRST NATIONAL BANK & TRUST RETIREMENT SAVINGS PLAN
$14.1M · 76 participants
FIRST NATIONAL BANK OF EASTERN ARKANSAS
FIRST NATIONAL BANK OF EASTERN ARKANSAS EMPLOYEE STOCK OWNERSHIP PLAN
$14.1M · 90 participants
STATE BANK OF INDIA
STATE BANK OF INDIA 401(K) PLAN & TRUST
$14.0M · 56 participants
FIRST NATIONAL BANCORP, INC.
FIRST NATIONAL BANCORP, INC. EMPLOYEE STOCK OWNERSHIP PLAN WITH 401(K) PROVISIONS
$14.0M · 96 participants
BANK OF LUXEMBURG
BANK OF LUXEMBURG EMPLOYEES' RETIREMENT SAVINGS PLAN
$14.1M · 101 participants
Large plans in Nebraska
HDR, INC.
HDR, INC. BEST PLAN AND ESOP
$7.7B · 12,137 participants
BERKSHIRE HATHAWAY CREDIT CORPORATION
BERKSHIRE HATHAWAY CONSOLIDATED PENSION PLAN
$5.2B · 7,732 participants
AMERITAS LIFE INSURANCE CORP
AMERITAS LIFE INSURANCE CORP SEPARATE ACCOUNT G
$4.9B
UNION PACIFIC CORPORATION
UNION PACIFIC CORPORATION MASTER TRUST
$4.7B
UNION PACIFIC CORPORATION
UNION PACIFIC CORPORATION MASTER RETIREMENT TRUST
$4.6B
UNION PACIFIC CORPORATION
PENSION PLAN FOR SALARIED EMPLOYEES OF UNION PACIFIC CORPORATION & AFFILIATES
$4.1B · 3,169 participants