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Original filing (PDF)20250915164224NAL0001191361001
WASHINGTON MILLS MANAGEMENT, INC.
Form 5500
FILING_RECEIVED
WASHINGTON MILLS MANAGEMENT, INC. 401(K) & PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
38% in single holding
Active participants
216
Accounts w/ balance
317
Plan assets (EOY)
$72.6M
Net assets (EOY)
$72.6M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
81
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MassMutual SAGIC ••" is 38% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WASHINGTON MILLS MANAGEMENT, INC..
Plan sponsor
Name
WASHINGTON MILLS MANAGEMENT, INC.
EIN
26-1206539
Address
1801 BUFFALO AVE. · NIAGARA FALLS, NY · 14302
Phone
(716) 693-4550
Industry
Mining, Quarrying, Oil & Gassee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
STOWE & DEGON
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INSURANCE | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $89K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDUCIENT ADVISORS LLC | — | CHICAGO, IL | INVESTMENT ADVISOR | $19K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STOWE & DEGON, LLC | — | WESTBOROUGH, MA | AUDITOR | $15K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $4K | — |
Investments
24 direct securities· $72.0M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MassMutual SAGIC •• | — | — | — | $27.5M | 37.8% | |
| Vanguard Institutional Index Fund •• | — | — | — | $9.6M | 13.2% | |
| Pioneer Fundamental Growth Fund •• | — | — | — | $6.0M | 8.3% | |
| Vanguard Target Retirement 2035 Fund •• | — | — | — | $4.8M | 6.5% | |
| Vanguard Target Retirement 2025 Fund •• | — | — | — | $3.0M | 4.1% | |
| Vanguard Smail-Cap Index Fund •• | — | — | — | $2.7M | 3.7% | |
| American Funds New Perspective Fund •• | — | — | — | $2.5M | 3.5% | |
| Vanguard Target Retirement 2040 Fund •• | — | — | — | $2.2M | 3.0% | |
| MassMutual MidCap Growth Fund •• | — | — | — | $2.0M | 2.7% | |
| Vanguard Target Retirement 2050 Fund •• | — | — | — | $1.6M | 2.1% | |
| RidgeWorth Virtus Ceredex MidCap Value Equity Fund •• | — | — | — | $1.5M | 2.1% | |
| MFS Value Fund •• | — | — | — | $1.4M | 2.0% | |
| Vanguard Total International Stock Index Fund •• | — | — | — | $1.2M | 1.7% | |
| Dodge& Cox Income Fund •• | — | — | — | $1.2M | 1.6% | |
| Vanguard Target Retirement 2045 Fund •• | — | — | — | $1.1M | 1.5% | |
| Vanguard MidCap Index Fund •• | — | — | — | $868K | 1.2% | |
| Vanguard Target Retirement 2030 Fund •• | — | — | — | $612K | 0.8% | |
| American Funds EuroPacific Growth Fund •• | — | — | — | $593K | 0.8% | |
| Vanguard Target Retirement 2055 Fund •• | — | — | — | $569K | 0.8% | |
| MassMutuai Premier High Yield Fund •• | — | — | — | $478K | 0.7% | |
| Vanguard Target Retirement 2060 Fund •• | — | — | — | $255K | 0.4% | |
| Vanguard Target Retirement 2020 Fund •• | — | — | — | $168K | 0.2% | |
| Vanguard Target Retirement Income Fund •• | — | — | — | $163K | 0.2% | |
| Vanguard Institutional Target Retirement 2065 Fund •• | — | — | — | $137K | 0.2% |