Original filing (PDF)20251015211148NAL0007327664001

MOORECO INC.

Name: MOORECO INC. — MOORECO, INC. 401(K) PLAN, Form 5500 (2024)
Creator: MOORECO INC.

Form 5500

FILING_RECEIVED

MOORECO, INC. 401(K) PLAN

401(k) retirement plan

Signals · 2

~82 bps in Sched C feesNo recordkeeper disclosed

Active participants

309

Accounts w/ balance

121

Plan assets (EOY)

$4.1M

Net assets (EOY)

$4.1M

How this plan invests

This plan

29 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

82 bps in Schedule C fees — 57% above peer band of 52 bps.
No recordkeeper disclosed on Schedule C.
Only 39% as many balances as active participants — suggests many active employees aren't deferring.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MOORECO INC..

Plan sponsor

Name

MOORECO INC.

EIN

26-1162929

Address

P.O. DRAWER D · TEMPLE, TX · 76503

Phone

(254) 778-4727

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CALHOUN, THOMSON + MATZA, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
TCG GROUP HOLDINGS, LLP	20-0529591	—	NONE	$33K	—

Investments

29 direct securities· $4.1M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
VANGUARD 500 INDEX F Mutual Fund a	—	—	—	$564K	13.8%
NUVEEN LIFECYCLE INDEX 2025 R6 Mutual Fund a	—	—	—	$555K	13.6%
NUVEEN LIFECYCLE INDEX 2030 R6 Mutual Fund a	—	—	—	$500K	12.2%
NUVEEN LIFECYCLE INDEX 2035 R6 Mutual Fund a	—	—	—	$455K	11.1%
NUVEEN LIFECYCLE INDEX 2045 R6 Mutual Fund a	—	—	—	$327K	8.0%
VANGUARD LIFE STRATEGY GROWTH FD I Mutual Fund a	—	—	—	$232K	5.7%
NUVEEN LIFECYCLE INDEX 2040 R6 Mutual Fund a	—	—	—	$211K	5.1%
NUVEEN LIFECYCLE INDEX 2050 R6 Mutual Fund a	—	—	—	$209K	5.1%
NUVEEN LIFECYCLE INDEX RET INC R6 Mutual Fund a	—	—	—	$143K	3.5%
VANGUARD LIFESTRAT CONSRV GRTH FD I Mutual Fund a	—	—	—	$138K	3.4%
Notes receivable from plan participants	—	—	—	$132K	3.2%
NUVEEN LIFECYCLE INDEX 2020 R6 Mutual Fund a	—	—	—	$130K	3.2%
VANGUARD LIFE STRAT MOD GRWTH FUND I Mutual Fund a	—	—	—	$127K	3.1%
VANGUARD MID CAP INDEX FUND ADMIRAL Mutual Fund a	—	—	—	$105K	2.6%
As of December 31, 2024 VANGUARD SMALL CAP INDEX ADMIRAL SH Mutual Fund a	—	—	—	$59K	1.4%
NUVEEN LIFECYCLE INDEX 2060 R6 Mutual Fund a	—	—	—	$52K	1.3%
LORD ABBETT SHORT DUR INCOME CL R6 Mutual Fund a	—	—	—	$32K	0.8%
BLACKROCK TOTAL RETURN FD CL K Mutual Fund a	—	—	—	$28K	0.7%
DFA US CORE EQTY 1 PORT INSTL Mutual Fund a	—	—	—	$25K	0.6%
NUVEEN LIFECYCLE INDEX 2055 R6 Mutual Fund a	—	—	—	$22K	0.5%
SCHWAB BANK SAVINGS Interest Bearing Cash a	—	—	—	$14K	0.3%
NUVEEN LIFECYCLE INDEX 2065 R6 Mutual Fund a	—	—	—	$10K	0.3%
VANGUARD LIFE STRATEGY INCOME FD I Mutual Fund a	—	—	—	$7K	0.2%
DFA GLBL REAL ESTATE SEC PORT INST Mutual Fund a	—	—	—	$6K	0.2%
Noninterest-bearing cash Account a	—	—	—	$6K	0.1%
VANGUARD DEVELOPED MKTS INDEX ADM Mutual Fund a	—	—	—	$5K	0.1%
DFA INTL SMALL CO PORT INSTL Mutual Fund a	—	—	—	$5K	0.1%
BLACKROCK EMERGING MKTS FD CL I Mutual Fund a	—	—	—	$4K	0.1%
DFA INFLATION PROTECT SEC PORT INSTL Mutual Fund a	—	—	—	$1K	<0.1%