Original filing (PDF)20250924121842NAL0009209859001

DIVURGENT LLC

Name: DIVURGENT LLC — DIVURGENT LLC 401(K) PROFIT SHARING PLAN, Form 5500 (2024)
Creator: DIVURGENT LLC

Form 5500

FILING_RECEIVED

DIVURGENT LLC 401(K) PROFIT SHARING PLAN

401(k) retirement plan

Active participants

210

Accounts w/ balance

246

Plan assets (EOY)

$11.4M

Net assets (EOY)

$11.4M

How this plan invests

This plan

1 pooled trust

Schedule D

38 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (10 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DIVURGENT LLC.

Plan sponsor

Name

DIVURGENT LLC

EIN

26-1129326

Address

4445 CORPORATION LANE - SUITE 232 · VIRGINIA BEACH, VA · 23462

Phone

(757) 213-6872

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-24

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CHERRY BEKAERT LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK USA	01-0233346	—	RECORDKEEPER	$6K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
WILSHIRE ASSOCIATES INC(USA)	95-2755361	—	RIA	$5K	—

Investments

38 direct securities · 1 pooled fund· $22.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Uncategorized

$11.3M

38 holdings

Pooled Separate Account

$11.2M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
JOHN HANCOCK POOLED SEPARATE ACCTS JOHN HANCOCK USA · EIN 01-0233346 / PN 000	Pooled Separate Account	—	—	$11.2M	98.5%
American Funds American Funds 2040 Target Date	—	—	—	$1.5M	12.8%
American Funds American Funds 2030 Target Date	—	—	—	$1.3M	11.5%
T.Rowe Price IDX 500	—	—	—	$1.1M	9.8%
American Funds American Funds 2050 Target Date	—	—	—	$971K	8.5%
American Funds American Funds 2055 Target Date	—	—	—	$808K	7.1%
American Funds American Funds 2035 Target Date	—	—	—	$768K	6.7%
John Hancock DISCIPVAL	—	—	—	$750K	6.6%
John Hancock VS BLUCP	—	—	—	$688K	6.0%
American Funds American Funds 2045 Target Date	—	—	—	$619K	5.4%
John Hancock STBL VALUE	—	—	—	$584K	5.1%
Vanguard 'EXPLORER	—	—	—	$286K	2.5%
Fidelity FID IIF	—	—	—	$264K	2.3%
BlackRock BR HIGH YI	—	—	—	$251K	2.2%
American Funds American Funds 2065 Target Date	—	—	—	$190K	1.7%
Dodge & Cox DC INTL ST	—	—	—	$180K	1.6%
Fidelity FID MCIF	—	—	—	$169K	1.5%
with maturities through July 2029.	—	—	—	$144K	1.3%
American Funds American Funds 2060 Target Date	—	—	—	$124K	1.1%
John Hancock TC SCBIF	—	—	—	$107K	0.9%
American Funds AVAN SCV	—	—	—	$80K	0.7%
American Funds AF CAP WGI	—	—	—	$58K	0.5%
John Hancock LS-AGGRESS	—	—	—	$52K	0.5%
Principal PRIN GRES	—	—	—	$51K	0.5%
American Funds American Funds 2015 Target Date ** - American Funds American Funds 2020 Target Date	—	—	—	$44K	0.4%
John Hancock TOT BMKT	—	—	—	$40K	0.4%
American Funds NEW WORLD	—	—	—	$39K	0.3%
John Hancock DISCIP MCF	—	—	—	$38K	0.3%
AllianceBernstein AB GBF	—	—	—	$31K	0.3%
PGIM Jennison PRUJEN MCG	—	—	—	$24K	0.2%
American Funds American Funds 2025 Target Date	—	—	—	$22K	0.2%
John Hancock DFAINFLPRO	—	—	—	$16K	0.1%
John Hancock LS-MODERAT	—	—	—	$13K	0.1%
PGIM Jennison PRU TRB	—	—	—	$9K	<0.1%
John Hancock LS-BALANCE	—	—	—	$6K	<0.1%
John Hancock LS-GROWTH	—	—	—	$5K	<0.1%
John Hancock LS-CONSERV	—	—	—	$4K	<0.1%
American Funds American Funds 2010 Target Date	—	—	—	$3K	<0.1%
Dimensional Fund Advisors DFA ISCF	—	—	—	$3K	<0.1%