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Original filing (PDF)20251027143230NAL0005425651001
ZEP INC.
Form 5500
FILING_RECEIVED
ZEP INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,067
Accounts w/ balance
1,517
Plan assets (EOY)
$160.0M
Net assets (EOY)
$160.0M
How this plan invests
This plan
5 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 12 bps in Schedule C fees — modestly above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZEP INC..
Plan sponsor
Name
ZEP INC.
EIN
26-0783366
Address
600 GALLERIA PARKWAY SUITE 1500 · ATLANTA, GA · 30339
Phone
(404) 352-1680
Industry
Management of Companies / Holdingssee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
007
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-27
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WARREN AVERETTE CPAS AND ADVISORS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | 34-1479833 | — | NONE | $126K | — |
| NFP RETIREMENT INC | 33-0905143 | — | NONE | $45K | — |
| SMITH ANGLIN FINANCIAL LLC | 26-0778361 | — | NONE | $15K | — |
| ZANETTI FINANCIAL LLC | 47-5440273 | — | NONE | $8K | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $4K | — |
Investments
23 direct securities · 5 pooled funds· $177.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$136.7M
23 holdings
Common Collective Trust
$41.0M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $25.1M | 15.7% | |
| INVESCO STABLE VALUE TRUST A1 Common Collective Trust Fund | — | — | — | $15.9M | 9.9% | |
| INVESCO STABLE VALUE TRUST INVESCO TRUST COMPANY · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $15.9M | 9.9% | |
| LARGE CAP GROWTH FUND IV CL I1 WILMINGTON TRUST, N.A. · EIN 38-7289851 / PN 001 | Common Collective Trust | — | — | $12.8M | 8.0% | |
| Charles Schwab PCRA Self-Directed Brokerage Account | — | — | — | $12.5M | 7.8% | |
| BLACKROCK LIFEPATH IDX RTRMT K Registered Investment Company | — | — | — | $11.5M | 7.2% | |
| BlackRock LifePath 2030 Instl | — | — | — | $8.9M | 5.6% | |
| Columbia Dividend Income Class R5 | — | — | — | $8.4M | 5.3% | |
| BlackRock LifePath 2035 Instl | — | — | — | $7.9M | 4.9% | |
| Fidelity Small Cap Growth Fund | — | — | — | $5.8M | 3.6% | |
| BlackRock LifePath 2045 Instl | — | — | — | $5.6M | 3.5% | |
| Metropolitan West Funds Metropolitan West Total Return Bond Plan | — | — | — | $5.5M | 3.5% | |
| MID CAP GROWTH FUND CLASS I1 WILMINGTON TRUST, N.A. · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $5.5M | 3.4% | |
| MFS International Diversification Fund | — | — | — | $5.3M | 3.3% | |
| Fidelity US Bond Index Fund | — | — | — | $5.0M | 3.1% | |
| BlackRock LifePath 2050 Instl | — | — | — | $4.3M | 2.7% | |
| MFS MID CAP VALUE FUND 2W GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $4.2M | 2.6% | |
| BlackRock LifePath 2040 Instl | — | — | — | $4.1M | 2.6% | |
| WILMGT TR CIT SMALL CAP VALUE FUND WILMINGTON TRUST, N.A. · EIN 38-4126250 / PN 554 | Common Collective Trust | — | — | $2.6M | 1.6% | |
| Wilmington Trust Small Cap Value Fund | — | — | — | $2.6M | 1.6% | |
| various maturity dates | — | — | — | $1.5M | 0.9% | |
| PARTICIPANT LOANS (4.25% - 9.50%) | — | — | — | $1.5M | 0.9% | |
| Fidelity International Index Fund | — | — | — | $1.5M | 0.9% | |
| Fidelity Small Cap Growth Index Fund | — | — | — | $1.3M | 0.8% | |
| BlackRock LifePath 2055 Instl | — | — | — | $1.2M | 0.8% | |
| BlackRock LifePath 2060 Instl | — | — | — | $853K | 0.5% | |
| BlackRock LifePath 2065 Instl | — | — | — | $340K | 0.2% | |
| Fidelity Mid Cap Index Fund | — | — | — | $73K | <0.1% |
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