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Original filing (PDF)20251014165906NAL0003343393001
ACOPIA, LLC
Form 5500
FILING_RECEIVED
ACOPIA 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
124
Accounts w/ balance
194
Plan assets (EOY)
$15.5M
Net assets (EOY)
$15.5M
How this plan invests
This plan
26 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 53 bps in Schedule C fees — 84% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ACOPIA, LLC.
Plan sponsor
Name
ACOPIA, LLC
EIN
26-0777326
Address
306 NORTHCREEK BLVD STE 100 · GOODLETTSVILLE, TN · 370722090
Phone
(615) 859-5537
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BLANKENSHIP CPA GROUP, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $83K | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OHIO NATIONAL INSURANCE AGENCY INC | 32-0071428 | — | OTHER SERVICES | $0 | — |
| O N EQUITY SALES CO | 31-0742113 | — | OTHER SERVICES | $0 | — |
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
33 direct securities · 26 pooled funds· $20.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.1M
33 holdings
Pooled Separate Account
$4.0M
12 holdings
Common Collective Trust
$908K
14 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AM FDS 2055 TRGT DTE RTM R6 FD | — | — | $0 | $2.2M | 14.4% | |
| Prin SAM Flexible Income SA-Z | — | — | $0 | $1.6M | 10.4% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $1.6M | 10.4% | |
| AM FDS 2050 TRGT DTE RTM R6 FD | — | — | $0 | $1.5M | 9.7% | |
| AM FDS 2065 TRGT DTE RTM R6 FD | — | — | $0 | $1.3M | 8.1% | |
| AM FDS 2060 TRGT DTE RTM R6 FD | — | — | $0 | $1.0M | 6.6% | |
| Virtus NFJ MidCap Val R6 Fd | — | — | $0 | $908K | 5.9% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $908K | 5.9% | |
| AM FDS 2030 TRGT DTE RTM R6 FD | — | — | $0 | $742K | 4.8% | |
| AM FDS 2015 TRGT DTE RTM R6 FD | — | — | $0 | $604K | 3.9% | |
| Prin MidCap S&P 400 Idx SA-Z | — | — | $0 | $572K | 3.7% | |
| PRIN CAPITAL APPR SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 119 | Pooled Separate Account | — | — | $572K | 3.7% | |
| AM FDS 2035 TRGT DTE RTM R6 FD | — | — | $0 | $568K | 3.7% | |
| AM FDS 2025 TRGT DTE RTM R6 FD | — | — | $0 | $533K | 3.4% | |
| AM FDS 2040 TRGT DTE RTM R6 FD | — | — | $0 | $460K | 3.0% | |
| PRIN MIDCAP SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 020 | Pooled Separate Account | — | — | $405K | 2.6% | |
| Prin SmCap S&P 600 Index SA-Z | — | — | $0 | $405K | 2.6% | |
| Prin SAM Balanced Sep Acct-Z | — | — | $0 | $304K | 2.0% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $304K | 2.0% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $294K | 1.9% | |
| Prin SmCap Growth I Sep Acct-Z | — | — | $0 | $294K | 1.9% | |
| Participant Loans | — | — | $0 | $273K | 1.8% | |
| PRIN SAM BALANCED SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 105 | Pooled Separate Account | — | $0 | $239K | 1.5% | |
| AM FDS 2020 TRGT DTE RTM R6 FD | — | — | $0 | $233K | 1.5% | |
| AM FDS 2010 TRGT DTE RTM R6 FD | — | — | $0 | $228K | 1.5% | |
| AM FDS 2045 TRGT DTE RTM R6 FD | — | — | $0 | $225K | 1.5% | |
| PRIN SAM STRAT GROWTH SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 109 | Pooled Separate Account | — | — | $158K | 1.0% | |
| Principal Stable Value Z Fund | — | — | $0 | $158K | 1.0% | |
| PRIN SAM CONS BALANCED SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 106 | Pooled Separate Account | — | $0 | $153K | 1.0% | |
| Prin LgCp S&P 500 Index SA-Z | — | — | $0 | $135K | 0.9% | |
| Prin MidCap Sep Acct-Z | — | — | $0 | $125K | 0.8% | |
| PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $125K | 0.8% | |
| Voya Multi-Mgr Intl Sm Cp I Fd | — | — | $0 | $122K | 0.8% | |
| Prin Equity Income SA-Z | — | — | $0 | $103K | 0.7% | |
| Macquarie Small Cap Core R6 Fu | — | — | $0 | $94K | 0.6% | |
| Macquarie Small Cap Value R6 F | — | — | $0 | $93K | 0.6% | |
| PRIN SMCAP GROWTH I SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 070 | Pooled Separate Account | — | — | $93K | 0.6% | |
| PRIN SAM CONS GROWTH SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 107 | Pooled Separate Account | — | — | $81K | 0.5% | |
| MassMutual Mid Cap Gr I Fd | — | — | $0 | $81K | 0.5% | |
| Prin SAM Strat Growth SA-Z | — | — | $0 | $69K | 0.4% | |
| Am Fds EuroPacific Grth R6 Fd | — | — | $0 | $56K | 0.4% | |
| Am Fds Grth Fd of Am R6 Fund | — | — | $0 | $31K | 0.2% | |
| Columbia Total Ret Bond I3 Fd | — | — | $0 | $19K | 0.1% | |
| Amer Fund Cap Wld Bnd R6 Fund | — | — | $0 | $13K | <0.1% | |
| PRIN SAM FLEXIBLE INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 108 | Pooled Separate Account | — | — | $8K | <0.1% | |
| Prin Capital Appr SA-Z | — | — | $0 | $8K | <0.1% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2015 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $0 | <0.1% | |
| PRIN LIFETIME HYB 2070 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $0 | <0.1% |