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Original filing (PDF)20251010142122NAL0018221170001
GINGKO RESIDENTIAL LLC
Form 5500
FILING_RECEIVED
GINKGO RESIDENTIAL 401(K) PLAN
401(k) retirement plan
Active participants
206
Accounts w/ balance
245
Plan assets (EOY)
$14.0M
Net assets (EOY)
$14.0M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GINGKO RESIDENTIAL LLC.
Plan sponsor
Name
GINGKO RESIDENTIAL LLC
EIN
26-0320055
Address
200 S COLLEGE STREET SUITE 200 · CHARLOTTE, NC · 28202
Phone
(704) 944-0100
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARTER, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPITAL GROUP RETIREMENT PLAN SVCS. | 82-4555287 | — | RECORDKEEPER | $23K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RBC CAPITAL MARKETS LLC | — | MINNEAPOLIS, MN | INVESTMENT ADVISOR | $31K | — |
Investments
23 direct securities· $14.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds Fundamental Investors R6 | — | — | — | $3.4M | 24.3% | |
| American Funds 2035 Target Date Fund R6 | — | — | — | $1.8M | 13.1% | |
| American Funds 2020 Target Date Fund R6 | — | — | — | $1.5M | 11.0% | |
| American Funds 2045 Target Date Fund R6 | — | — | — | $1.2M | 8.9% | |
| American Funds 2040 Target Date Fund R6 | — | — | — | $858K | 6.1% | |
| Vanguard International Explorer Fund 464 Vanguard Large Cap Index Adm | — | — | — | $759K | 5.4% | |
| American Funds 2030 Target Date Fund R6 | — | — | — | $746K | 5.3% | |
| American Funds 2050 Target Date Fund R6 | — | — | — | $728K | 5.2% | |
| American Funds 2055 Target Date Fund R6 | — | — | — | $576K | 4.1% | |
| American Funds 2025 Target Date Fund R6 | — | — | — | $376K | 2.7% | |
| Vanguard Mid Cap Index Adm | — | — | — | $325K | 2.3% | |
| Vanguard Small Cap Index Adm | — | — | — | $293K | 2.1% | |
| American Funds 2060 Target Date Fund R6 | — | — | — | $255K | 1.8% | |
| American Funds Income Fund of America R6 | — | — | — | $240K | 1.7% | |
| American Funds 2065 Target Date Fund R6 | — | — | — | $177K | 1.3% | |
| American Funds Growth Funds of Amer R6 | — | — | — | $146K | 1.0% | |
| John Hancock Bond R6 | — | — | — | $136K | 1.0% | |
| Participant Loans Participant loans: maturing through 2028 0 | — | — | — | $124K | 0.9% | |
| American Funds Capital World G/I R6 | — | — | — | $90K | 0.6% | |
| Neuberger Berman International Eq R6 | — | — | — | $72K | 0.5% | |
| similar a party collateral, par, or maturity value * American Funds 2015 Target Date Fund R6 | — | — | — | $62K | 0.4% | |
| Vanguard Short-term Bond Index Adm | — | — | — | $14K | 0.1% | |
| Western Asset High Yield IS 197 Western Asset Inflation Index Plus IS | — | — | — | $1K | <0.1% |
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