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Original filing (PDF)20251008101048NAL0005381569001
KEYSTONE HUMAN SERVICES
Form 5500
FILING_RECEIVED
KEYSTONE HUMAN SERVICES 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
2,640
Accounts w/ balance
3,039
Plan assets (EOY)
$59.5M
Net assets (EOY)
$59.5M
How this plan invests
This plan
3 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 58 bps in Schedule C fees — 260% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KEYSTONE HUMAN SERVICES.
Plan sponsor
Name
KEYSTONE HUMAN SERVICES
EIN
25-1847902
Address
4391 STURBRIDGE DRIVE · HARRISBURG, PA · 17110
Phone
(717) 232-7509
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MCKONLY & ASBURY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $262K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES INC DBA | — | NEW YORK, NY | INVESTMENT ADVISOR | $80K | — |
Investments
23 direct securities · 3 pooled funds· $59.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$49.4M
23 holdings
Pooled Separate Account
$7.8M
1 holding
Common Collective Trust
$2.3M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| DRYDEN S&P 500 INDEX FUND (IS PLATF EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 123 | Pooled Separate Account | — | — | $7.8M | 13.0% | |
| BlackRock LifePath Index 2040 K Mutual fund | — | — | — | $5.6M | 9.5% | |
| BlackRock LifePath Index 2055 K Mutual fund | — | — | — | $5.1M | 8.5% | |
| BlackRock LifePath Index 2035 K Mutual fund | — | — | — | $4.9M | 8.2% | |
| BlackRock LifePath Index 2050 K Mutual fund | — | — | — | $4.7M | 8.0% | |
| BlackRock LifePath Index 2030 K Mutual fund | — | — | — | $4.4M | 7.3% | |
| Principal LargeCap Growth I R6 Mutual fund | — | — | — | $4.2M | 7.1% | |
| BlackRock LifePath Index 2045 K Mutual fund | — | — | — | $3.8M | 6.4% | |
| BlackRock LifePath Index Retirement K Mutual fund | — | — | — | $3.8M | 6.3% | |
| Empower Annuity Insurance Company Guaranteed investment contract | — | — | — | $2.8M | 4.7% | |
| BLACKROCK TOTAL RETURN BOND CL 6 GREAT GRAY · EIN 82-2941483 / PN 264 | Common Collective Trust | — | — | $2.3M | 3.9% | |
| BlackRock LifePath Index 2060 K Mutual fund | — | — | — | $2.3M | 3.8% | |
| MFS Intl Diversification R6 Mutual fund | — | — | — | $1.3M | 2.2% | |
| Principal MidCap R6 Mutual fund | — | — | — | $1.3M | 2.2% | |
| JHancock Disciplined Value Mid Cap R6 Mutual fund | — | — | — | $1.3M | 2.2% | |
| Fidelity Small Cap Index Mutual fund | — | — | — | $1.1M | 1.8% | |
| American Funds New World R6 Mutual fund | — | — | — | $648K | 1.1% | |
| Hartford Core Equity R6 Mutual fund | — | — | — | $580K | 1.0% | |
| Fidelity Mid Cap Index Mutual fund | — | — | — | $512K | 0.9% | |
| Neuberger Berman Large Cap Value R6 Mutual fund | — | — | — | $373K | 0.6% | |
| Calvert Small-Cap R6 Mutual fund | — | — | — | $330K | 0.6% | |
| Janus Henderson Multi-Sector Income N Mutual fund | — | — | — | $200K | 0.3% | |
| Fidelity International Index Mutual fund | — | — | — | $105K | 0.2% | |
| Fidelity US Bond Index Mutual fund | — | — | — | $79K | 0.1% | |
| Party in interest. ** - Historical cost information has not been provided for these participant-directed investments. *** - Net of $27,787 in deemed loan distributions. | — | — | — | $28K | <0.1% | |
| EMERGING MARKETS CIT GREAT GRAY · EIN 86-1819869 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% |
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