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Original filing (PDF)20251013122420NAL0000589507001
BATH SAVER, INC.
Form 5500
FILING_RECEIVED
BATH SAVER, INC. 401(K) PLAN
401(k) retirement plan
Active participants
552
Accounts w/ balance
370
Plan assets (EOY)
$15.0M
Net assets (EOY)
$15.0M
How this plan invests
This plan
2 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 53 bps in Schedule C fees — 82% above peer band of 29 bps.
- 67% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BATH SAVER, INC..
Plan sponsor
Name
BATH SAVER, INC.
EIN
25-1799625
Address
542 INDUSTRIAL DR · LEWISBERRY, PA · 17339
Phone
(717) 932-2500
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RKL LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $67K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $9K | — |
| CAMBRIDGE INVESTMENT RESEARCH INC | — | FAIRFIELD, IA | BROKER/ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENNSYLVANIA PENSION PLANNERS | — | HARRISBURG, PA | CONTRACT ADMIN | $3K | — |
Investments
33 direct securities · 2 pooled funds· $15.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$14.3M
33 holdings
Common Collective Trust
$686K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Registered Investment Companies Fidelity Investments Fidelity 500 Index | — | — | — | $2.4M | 15.7% | |
| Vanguard Target Retirement 2040 INV | — | — | — | $1.5M | 10.3% | |
| Vanguard Target Retirement 2035 INV | — | — | — | $1.4M | 9.4% | |
| Putnam Investments Putnam Large Cap Growth R6 | — | — | — | $1.2M | 8.2% | |
| T. Rowe Price T. Rowe Price Balanced I | — | — | — | $814K | 5.4% | |
| Vanguard Target Retirement 2055 INV | — | — | — | $760K | 5.1% | |
| LARGE CAP VALUE FUND CLASS R1 GREAT GRAY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $660K | 4.4% | |
| Investment Contract with Insurance Company * Empower Trust Company, LLC Key Guaranteed Portfolio Fund | — | — | — | $566K | 3.8% | |
| Vanguard Target Retirement 2045 INV | — | — | — | $540K | 3.6% | |
| Vanguard Small Cap Index ADM | — | — | — | $530K | 3.5% | |
| Vanguard Target Retirement 2050 INV | — | — | — | $499K | 3.3% | |
| Vanguard Target Retirement 2030 INV | — | — | — | $433K | 2.9% | |
| iShares MSCI Eafe International Index K | — | — | — | $407K | 2.7% | |
| Vanguard Target Retirement 2025 INV | — | — | — | $311K | 2.1% | |
| Vanguard Mid Cap Index Fund - Admiral | — | — | — | $257K | 1.7% | |
| Participant Loans 4.25% to 9.50% | — | — | — | $249K | 1.7% | |
| Fidelity Investments Fidelity Advisor Investment GR BD Z | — | — | — | $238K | 1.6% | |
| Vanguard Target Retirement 2060 INV | — | — | — | $238K | 1.6% | |
| American Funds Service Company American Funds New Perspective R6 | — | — | — | $231K | 1.5% | |
| JPMorgan JP Morgan Mid Cap Growth R6 | — | — | — | $218K | 1.5% | |
| American Funds Service Company American Funds New World R6 | — | — | — | $178K | 1.2% | |
| Vanguard Target Retirement 2020 INV | — | — | — | $170K | 1.1% | |
| Fidelity Investments Fidelity Advisor Asset Manager® 85% Z | — | — | — | $166K | 1.1% | |
| Federated Hermes Federated Hermes Instl High Yield BD IS | — | — | — | $144K | 1.0% | |
| PIMCO Income Fund Instl | — | — | — | $141K | 0.9% | |
| Janus Henderson Janus Henderson Venture N | — | — | — | $113K | 0.8% | |
| MFS Investment Management MFS International Diversification Fund Class R6 | — | — | — | $111K | 0.7% | |
| Vanguard Target Retirement 2065 INV | — | — | — | $111K | 0.7% | |
| Cohen & Steers Cohen & Steers Real Estate Securities Z | — | — | — | $97K | 0.6% | |
| Lord Abbett Lord Abbett Bond Debentures R6 | — | — | — | $84K | 0.6% | |
| PGIM Global Total Return R6 | — | — | — | $69K | 0.5% | |
| Vanguard Target Retirement Income INV | — | — | — | $58K | 0.4% | |
| Franklin Templeton Investments Franklin Small Cap Value Fund R6 | — | — | — | $39K | 0.3% | |
| MID CAP VALUE FEE CLASS R1 GREAT GRAY · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $26K | 0.2% | |
| Vanguard Target Retirement 2070 Inv | — | — | — | $5K | <0.1% |
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