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Original filing (PDF)20251009150426NAL0016427426001
TRUECOMMERCE, INC.
Form 5500
FILING_RECEIVED
TRUECOMMERCE, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
492
Accounts w/ balance
617
Plan assets (EOY)
$57.7M
Net assets (EOY)
$57.7M
How this plan invests
This plan
18 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 20 bps in Schedule C fees — modestly above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRUECOMMERCE, INC..
Plan sponsor
Name
TRUECOMMERCE, INC.
EIN
25-1774791
Address
210 W KENSINGER DR · SUITE 100 · CRANBERRY TWP, PA · 16066
Phone
(888) 430-4489
Industry
Custom Computer Programming· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MMA SECURITES LLC | 22-3570392 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $116K | — |
Investments
21 direct securities · 18 pooled funds· $61.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$39.1M
16 holdings
Uncategorized
$18.6M
21 holdings
Common Collective Trust
$3.4M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LIFETIME 2050 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 079 | Pooled Separate Account | — | — | $8.0M | 13.9% | |
| Fidelity 500 Index Fund | — | — | — | $6.3M | 11.0% | |
| PRIN LIFETIME 2040 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 078 | Pooled Separate Account | — | — | $6.1M | 10.6% | |
| PRIN LIFETIME 2035 SEP ACT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 112 | Pooled Separate Account | — | — | $6.0M | 10.4% | |
| PRIN LIFETIME 2045 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 113 | Pooled Separate Account | — | — | $4.1M | 7.1% | |
| PRIN LIFETIME 2055 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 114 | Pooled Separate Account | — | — | $4.0M | 6.9% | |
| PRIN LIFETIME 2030 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 077 | Pooled Separate Account | — | — | $2.9M | 5.0% | |
| Great Gray Collective Investment Trust AB US Large Cap Growth CIT W Series Class M | — | — | — | $2.5M | 4.3% | |
| AB US LG CP GTH CIT W SER M GREAT GRAY TRUST COMPANY · EIN 38-4116831 / PN 509 | Common Collective Trust | — | — | $2.5M | 4.3% | |
| PRIN LIFETIME 2025 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 111 | Pooled Separate Account | — | — | $1.6M | 2.7% | |
| PRIN LIFETIME 2060 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 130 | Pooled Separate Account | — | — | $1.5M | 2.7% | |
| Massachusetts Financial Services Massachusetts Financial Services Value R6 Fund | — | — | — | $1.4M | 2.4% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $1.3M | 2.3% | |
| PRIN LIFETIME 2020 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 076 | Pooled Separate Account | — | — | $1.1M | 2.0% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $991K | 1.7% | |
| Fidelity Total Bond K6 Fund | — | — | — | $979K | 1.7% | |
| The American Funds American Funds Euro Pacific Growth R6 Fund | — | — | — | $978K | 1.7% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $943K | 1.6% | |
| Eaton Vance Eaton Vance Income Fund of Boston R6 Fund | — | — | — | $818K | 1.4% | |
| American Beacon American Beacon Sm Cp Val R6 Fund | — | — | — | $800K | 1.4% | |
| Vanguard Inflation-Protected Securities Admiral Fund | — | — | — | $766K | 1.3% | |
| through December 2039 | — | — | — | $752K | 1.3% | |
| Principal Diversified International Separate Account-Z | — | — | — | $721K | 1.2% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $721K | 1.2% | |
| BlackRock Mid-Cap Growth Equity K Fund | — | — | — | $533K | 0.9% | |
| American Century American Century Mid-Cap Val R6 Fund | — | — | — | $435K | 0.8% | |
| PRIN LIFETIME 2065 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 173 | Pooled Separate Account | — | — | $405K | 0.7% | |
| Dimensional Fund Advisors Dimensional Fund Advisors Emergency Market Core Equity I Fund | — | — | — | $347K | 0.6% | |
| Legg Mason Brandywine Global Opportunities Bond IS Fund | — | — | — | $340K | 0.6% | |
| Vanguard Real Estate Index Admiral Fund | — | — | — | $317K | 0.5% | |
| Janus Henderson Janus Henderson Venture N Fund | — | — | — | $243K | 0.4% | |
| PRIN LIFETIME 2015 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 110 | Pooled Separate Account | — | — | $180K | 0.3% | |
| Fidelity Total International Index Fund | — | — | — | $123K | 0.2% | |
| (E) | — | — | — | $85K | 0.1% | |
| Principal LifeTime Strategic Income Separate Account-Z | — | — | — | $85K | 0.1% | |
| PRIN LIFETIME STRAT INC SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 080 | Pooled Separate Account | — | — | $85K | 0.1% | |
| (E) | — | — | — | $72K | 0.1% | |
| Principal Lifetime 2070 Separate Account | — | — | — | $72K | 0.1% | |
| PRIN LIFETM 2070 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 179 | Pooled Separate Account | — | — | $72K | 0.1% |