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Original filing (PDF)20260225113658NAL0002939201001
KENCREST SERVICES, INC.
Form 5500
FILING_RECEIVED
KEN-CREST SERVICES 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 2
Late filing · 3.3 moNo recordkeeper disclosed
Active participants
1,640
Accounts w/ balance
1,163
Plan assets (EOY)
$54.8M
Net assets (EOY)
$54.8M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
87
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 3.3 months past the 10.5-month grace window.
- 49 bps in Schedule C fees — 206% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KENCREST SERVICES, INC..
Plan sponsor
Name
KENCREST SERVICES, INC.
EIN
25-1439925
Address
960A HARVEST DRIVE · SUITE 100 · BLUE BELL, PA · 19422
Phone
(610) 825-9360
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-02-25
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
WITHUM SMITH AND BROWN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VALIC RETIREMENT SERVICES CO | 51-0396365 | — | NONE | $268K | — |
Investments
34 direct securities· $55.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund Admiral - | — | — | — | $7.0M | 12.7% | |
| Insurance contracts at contract value * Corebridge Financial Corebridge Fixed-Interest - | — | — | — | $6.1M | 11.0% | |
| Vanguard Developed Markets Index Fund Admiral - | — | — | — | $4.5M | 8.1% | |
| American Funds Growth Fund of America R-6 - | — | — | — | $3.8M | 6.9% | |
| Vanguard Wellington Fund Admiral - | — | — | — | $3.7M | 6.8% | |
| Vanguard Windsor II Fund Admiral - | — | — | — | $3.5M | 6.4% | |
| Vanguard Total Bond Market Index Fund Admiral - | — | — | — | $3.4M | 6.2% | |
| American Funds Capital World Growth & Income Fund R-6 - | — | — | — | $3.3M | 6.0% | |
| Participant Loan Balance Interest rates from 3.25% to 8.50%, maturity dates through - | — | — | — | $2.5M | 4.6% | |
| Vanguard Small Cap Index Admiral - | — | — | — | $2.0M | 3.7% | |
| Vanguard Mid Cap Index Admiral - | — | — | — | $1.9M | 3.6% | |
| American Funds EuroPacific Growth Fund R-6 - | — | — | — | $1.2M | 2.1% | |
| Calvert U S Large-Cap Growth Responsible Index Fund Class I - | — | — | — | $1.1M | 2.1% | |
| Massachusetts Financial Services Massachusetts Investors Trust Fund A - | — | — | — | $1.1M | 1.9% | |
| BlackRock Mid-Cap Growth - | — | — | — | $1000K | 1.8% | |
| Eaton Vance High Income Opportunities Fund - | — | — | — | $928K | 1.7% | |
| Invesco Real Estate R5 - | — | — | — | $787K | 1.4% | |
| DoubleLine Core Fixed Income Fund Institutional Class - | — | — | — | $744K | 1.4% | |
| Massachusetts Financial Services Growth Fund Class A - | — | — | — | $733K | 1.3% | |
| Janus Henderson Small Cap Value Fund - | — | — | — | $715K | 1.3% | |
| Federated Hermes MDT Small Cap Growth Fund Institutional Shares - | — | — | — | $680K | 1.2% | |
| American Century Mid Cap Value Fund - | — | — | — | $635K | 1.2% | |
| Columbia Dividend Income Fund A - | — | — | — | $598K | 1.1% | |
| Vanguard Target Retirement 2050 Fund - | — | — | — | $572K | 1.0% | |
| Vanguard Target Retirement 2035 Fund - | — | — | — | $530K | 1.0% | |
| Dimensional Fund Advisors Inflation-Protected Securities Portfolio Institutional Class - | — | — | — | $432K | 0.8% | |
| Vanguard International Growth Admiral - | — | — | — | $410K | 0.7% | |
| Vanguard Target Retirement 2020 Fund - | — | — | — | $346K | 0.6% | |
| Vanguard Target Retirement Income Fund - | — | — | — | $192K | 0.4% | |
| Vanguard Target Retirement 2045 Fund - | — | — | — | $165K | 0.3% | |
| Massachusetts Financial Services Value Fund A - | — | — | — | $164K | 0.3% | |
| Vanguard Target Retirement 2025 Fund - | — | — | — | $159K | 0.3% | |
| Vanguard Target Retirement 2040 Fund - | — | — | — | $70K | 0.1% | |
| Vanguard Target Retirement 2030 Fund - | — | — | — | $60K | 0.1% |
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