Back to filter
Original filing (PDF)20251012110739NAL0000289329001
UPMC
Form 5500
FILING_RECEIVED
UPMC 403(B) RETIREMENT SAVINGS PLAN
403(b) retirement plan
Signals · 1
7 service providers
Active participants
79,337
Accounts w/ balance
72,888
Plan assets (EOY)
$4.7B
Net assets (EOY)
$4.7B
How this plan invests
This plan
2 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 10 bps in Schedule C fees — 99% above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UPMC.
Plan sponsor
Name
UPMC
EIN
25-1423657
Address
USS TOWER, 56TH FL, 600 GRANT ST · PITTSBURGH, PA · 15219
Phone
(412) 647-9480
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
334
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-12
Pension benefit codes
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2F · ERISA section 404(c)
2G · Total participant-directed accounts
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALIGHT FINANCIAL SOLUTIONS, LLC | 82-1061233 | — | RECORDKEEPER | $1.7M | — |
| VANGUARD | 23-1945930 | — | RECORDKEEPING | $31K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALIGHT FINANCIAL ADVISORS, LLC | 82-1061233 | — | PARTICIPANT ADVISORY | $2.6M | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BANK OF NEW YORK MELLON, N.A. | 13-5160382 | — | TRUSTEE | $206K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ERNST & YOUNG, LLP | 34-6565596 | — | AUDITING | $73K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COZEN O'CONNOR | 23-1732832 | — | LEGAL | $11K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| D.B. ROOT COMPANY, LLC | 82-1414976 | — | CONSULTING | $113K | — |
Investments
27 direct securities · 2 pooled funds· $8.7B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Master Trust
$4.4B
1 holding
Uncategorized
$4.4B
27 holdings
Pooled Separate Account
$1.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| UPMC DEFINED CONTRIBUTION PL TRUST UPMC · EIN 25-1423657 / PN 998 | Master Trust | — | — | $4.4B | 92.4% | |
| Vanguard Institutional Index | — | — | — | $694.9M | 14.7% | |
| JP Morgan Large Cap Growth R6 | — | — | — | $410.6M | 8.7% | |
| Vanguard Total Intl Stock Index | — | — | — | $325.5M | 6.9% | |
| Vanguard Wellington | — | — | — | $268.4M | 5.7% | |
| Vanguard Target 2050 | — | — | — | $256.6M | 5.4% | |
| Vanguard Target 2030 | — | — | — | $242.6M | 5.1% | |
| Vanguard Target 2040 | — | — | — | $240.4M | 5.1% | |
| Vanguard Target 2045 | — | — | — | $233.0M | 4.9% | |
| Vanguard Target 2035 | — | — | — | $220.2M | 4.7% | |
| Vanguard Extended Mkt Index | — | — | — | $202.9M | 4.3% | |
| Vanguard Target 2055 | — | — | — | $198.3M | 4.2% | |
| Vanguard Windsor II | — | — | — | $179.1M | 3.8% | |
| Vanguard Target 2025 | — | — | — | $141.9M | 3.0% | |
| Vanguard Total Bond | — | — | — | $135.3M | 2.9% | |
| Vanguard Prime Money Market | — | — | — | $101.9M | 2.2% | |
| Vanguard Target 2060 | — | — | — | $91.8M | 1.9% | |
| Victory Sycamore Established Value | — | — | — | $71.8M | 1.5% | |
| Wells Fargo Advantage Discovery Inst | — | — | — | $70.7M | 1.5% | |
| Vanguard Target 2020 | — | — | — | $62.9M | 1.3% | |
| Victory Sycamore Small Cap | — | — | — | $55.5M | 1.2% | |
| JP Morgan Core Plus Bond R6 | — | — | — | $54.9M | 1.2% | |
| Vanguard Target Inc. | — | — | — | $36.4M | 0.8% | |
| Vanguard Short Term | — | — | — | $29.1M | 0.6% | |
| Vanguard Target 2065 | — | — | — | $21.1M | 0.4% | |
| Hartford Schroders Intl Stock | — | — | — | $10.5M | 0.2% | |
| Cash account | — | — | — | $10.0M | 0.2% | |
| Vanguard Target 2070 | — | — | — | $3.1M | <0.1% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $1.2M | <0.1% |