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Original filing (PDF)20251119091623NAL0003746961001
GAI CONSULTANTS, INC.
Form 5500
FILING_RECEIVED
GAI CONSULTANTS INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
Late filing · 0.1 mo
Active participants
990
Accounts w/ balance
1,203
Plan assets (EOY)
$127.7M
Net assets (EOY)
$116.0M
How this plan invests
This plan
3 pooled trusts
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Filed 0.1 months past the 10.5-month grace window.
- 15 bps in Schedule C fees — modestly above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GAI CONSULTANTS, INC..
Plan sponsor
Name
GAI CONSULTANTS, INC.
EIN
25-1260999
Address
385 EAST WATERFRONT DRIVE · HOMESTEAD, PA · 15120
Phone
(412) 399-5281
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-11-19
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CARR, RIGGS AND INGRAM
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $34K | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | 47-1411118 | — | NONE | $90K | — |
| SCHWAB RETIREMENT PLAN SERVICES,INC | 34-1479833 | — | NONE | $47K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $18K | — |
Investments
31 direct securities · 3 pooled funds· $127.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$121.2M
31 holdings
Common Collective Trust
$6.4M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD 500 INDEX ADMIRAL FUND Mutual Funds | — | — | — | $14.5M | 11.4% | |
| SCHWAB GOVERNMENT MONEY INVESTMENT Money market fund | — | — | — | $11.4M | 9.0% | |
| AMERICAN FUNDS 2040 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $9.2M | 7.2% | |
| AMERICAN FUNDS 2025 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $8.6M | 6.7% | |
| AMERICAN FUNDS 2030 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $8.6M | 6.7% | |
| AMERICAN FUNDS 2050 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $8.1M | 6.4% | |
| AMERICAN FUNDS 2045 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $8.0M | 6.3% | |
| JPMORGAN LARGE CAP GROWTH FUND CLASS R6 Mutual Funds | — | — | — | $6.3M | 4.9% | |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX ADMIRAL FUND Mutual Funds | — | — | — | $5.1M | 4.0% | |
| AMERICAN FUNDS 2055 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $5.0M | 3.9% | |
| AMERICAN FUNDS 2035 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $5.0M | 3.9% | |
| AMERICAN FUNDS 2015 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $4.4M | 3.4% | |
| VANGUARD MID-CAP INDEX ADMIRAL FUND Mutual Funds | — | — | — | $3.9M | 3.1% | |
| VANGUARD TOTAL BOND MARKET INDEX ADMIRAL FUND Mutual Funds | — | — | — | $3.2M | 2.5% | |
| T. ROWE PRICE MID-CAP VALUE FUND Mutual Funds | — | — | — | $3.1M | 2.5% | |
| AMERICAN FUNDS 2060 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $2.9M | 2.3% | |
| AMERICAN FUNDS 2020 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $2.7M | 2.1% | |
| FEDERATED CAPITAL PRESERVE R6 FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $2.6M | 2.1% | |
| PUTNAM LARGE CAP VALUE TRUST II PUTNAM FIDUCIARY TRUST COMPANY, LLC · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $2.1M | 1.6% | |
| JANUS HENDERSON ENTERPRISE CF GREAT GRAY TRUST COMPANY · EIN 25-1381032 / PN 667 | Common Collective Trust | — | — | $1.7M | 1.3% | |
| VANGUARD SMALL CAP INDEX ADMIRAL FUND Mutual Funds | — | — | — | $1.5M | 1.2% | |
| Notes receivable from Interest rates ranging participants from 4.25 to 9.50% | — | — | — | $1.2M | 1.0% | |
| GOLDMAN SACHS INTERNATIONAL EQUITY FUND Mutual Funds | — | — | — | $1.0M | 0.8% | |
| FIDELITY INTERMEDIATE BOND FUND Mutual Funds | — | — | — | $1.0M | 0.8% | |
| MFS INTERNATIONAL INTRINSIC VALUE FUND R6 Mutual Funds | — | — | — | $1.0M | 0.8% | |
| AMERICAN BEACON SMALL CAP VALUE FUND - R6 Mutual Funds | — | — | — | $896K | 0.7% | |
| T. ROWE PRICE CREDIT OPPORTUNITIES FUND, INC. Mutual Funds | — | — | — | $843K | 0.7% | |
| FEDERATED HERMES MDT SMALL CAP CORE FUND Mutual Funds | — | — | — | $816K | 0.6% | |
| DFA EMERGING MARKETS CORE EQUITY FUND Mutual Funds | — | — | — | $784K | 0.6% | |
| VANGUARD REAL ESTATE INDEX ADMIRAL FUND Mutual Funds | — | — | — | $624K | 0.5% | |
| VANGUARD GNMA FUND ADMIRAL FUND Mutual Funds | — | — | — | $598K | 0.5% | |
| PIMCO REAL RETURN FUND INSTITUTIONAL CLASS Mutual Funds | — | — | — | $411K | 0.3% | |
| VANGUARD FTSE SOCIAL INDEX ADMIRAL FUND Mutual Funds | — | — | — | $361K | 0.3% | |
| AMERICAN FUNDS 2065 TARGET DATE RETIREMENT FUND Mutual Funds | — | — | — | $92K | <0.1% |