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Original filing (PDF)20251015102343NAL0002141107001
COCHRAN MOTORS, INC.
Form 5500
FILING_RECEIVED
NUMBER 1 COCHRAN RETIREMENT PLAN
401(k) retirement plan
Active participants
1,873
Accounts w/ balance
1,872
Plan assets (EOY)
$77.7M
Net assets (EOY)
$77.7M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 34 bps in Schedule C fees — 115% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COCHRAN MOTORS, INC..
Plan sponsor
Name
COCHRAN MOTORS, INC.
EIN
25-1251007
Address
4520 WILLIAM PENN HIGHWAY · MONROEVILLE, PA · 15146
Phone
(412) 373-3333
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2E · Profit-sharing
2F · ERISA section 404(c)
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SCHNEIDER DOWNS & CO., INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $181K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS FARGO CLEARING SERVICES LLC | 23-2384840 | — | ADVISOR | $87K | — |
Investments
31 direct securities· $77.7M(100% of reported assets)
Uncategorized
$69.4M
30 holdings
Mutual Funds
$8.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| J.P. Morgan Asset Management SmartRetirement 2045 Class R6 N/A | Mutual Funds | — | — | $8.3M | 10.7% | |
| J.P. Morgan Asset Management SmartRetirement 2035 Class R6 N/A | — | — | — | $8.2M | 10.5% | |
| J.P. Morgan Asset Management SmartRetirement 2055 Class R6 N/A | — | — | — | $6.9M | 8.9% | |
| J.P. Morgan Asset Management SmartRetirement 2030 Class R6 N/A | — | — | — | $6.3M | 8.1% | |
| MFS Investment Management Growth Fund Class R6 N/A | — | — | — | $6.0M | 7.7% | |
| J.P. Morgan Asset Management SmartRetirement 2060 Class R6 N/A | — | — | — | $4.9M | 6.3% | |
| J.P. Morgan Asset Management SmartRetirement 2050 Class R6 N/A | — | — | — | $4.8M | 6.2% | |
| Fidelity Management Trust 500 Index Fund - Premium Class N/A | — | — | — | $4.4M | 5.7% | |
| Company J.P. Morgan Asset Management SmartRetirement 2025 Class R6 N/A | — | — | — | $3.8M | 4.9% | |
| Lincoln Investments Fixed Account (at contract value) N/A | — | — | — | $3.5M | 4.5% | |
| J.P. Morgan Asset Management SmartRetirement 2040 Class R6 N/A | — | — | — | $3.3M | 4.3% | |
| American Funds New Perspective Fund Class R6 N/A | — | — | — | $2.9M | 3.7% | |
| Fidelity Management Trust Mid Cap Index Fund N/A | — | — | — | $2.9M | 3.7% | |
| Company * Fidelity Management Trust Balanced Fund - Class K N/A | — | — | — | $1.8M | 2.4% | |
| Company The Vanguard Group Small Cap Value Index Fund Admiral N/A | — | — | — | $1.6M | 2.0% | |
| Participant Loans to participants (with a rate of interest of - | — | — | — | $1.3M | 1.7% | |
| Federated Heremes MDT Large Cap Value Fund N/A | — | — | — | $1.2M | 1.5% | |
| Fidelity Management Trust Value Fund - Class K N/A | — | — | — | $956K | 1.2% | |
| Company The Vanguard Group Mid-Cap Growth Index Fund Admiral N/A | — | — | — | $788K | 1.0% | |
| J.P. Morgan Asset Management SmartRetirement 2020 Class R6 N/A | — | — | — | $669K | 0.9% | |
| Western Asset Core Bond Fund Class IS N/A | — | — | — | $531K | 0.7% | |
| The Vanguard Group GNMA Fund Admiral Shares N/A | — | — | — | $513K | 0.7% | |
| J.P. Morgan Asset Management SmartRetirement Income Fund Class R6 N/A | — | — | — | $458K | 0.6% | |
| Fidelity Management Trust Small Cap Index Fund N/A | — | — | — | $386K | 0.5% | |
| Company * Fidelity Management Trust International Index Fund N/A | — | — | — | $328K | 0.4% | |
| The Vanguard Group Small-Cap Growth Index Fund Admiral N/A | — | — | — | $308K | 0.4% | |
| Janus Henderson Multi-Sector Income Fund N/A | — | — | — | $244K | 0.3% | |
| Federated Hermes High Yield Trust Institutional Shares N/A | — | — | — | $173K | 0.2% | |
| DFA Investment Trust Company Emerging Markets Portfolio Institutional Class N/A | — | — | — | $114K | 0.1% | |
| Alliance Bernstein LP Global Bond Fund Class Z N/A | — | — | — | $40K | <0.1% | |
| DFA Investment Trust Company Inflation-Protected Securities Portfolio N/A | — | — | — | $7K | <0.1% |
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