Back to filter
Original filing (PDF)20251014123706NAL0001388003001
SMS GROUP INC.
Form 5500
FILING_RECEIVED
SMS GROUP 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
1,171
Accounts w/ balance
1,492
Plan assets (EOY)
$167.0M
Net assets (EOY)
$167.0M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SMS GROUP INC..
Plan sponsor
Name
SMS GROUP INC.
EIN
25-0912177
Address
100 SANDUSKY STREET · PITTSBURGH, PA · 15212
Phone
(412) 231-1200
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
007
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2U · Association Retirement Plan
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $114K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $17K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BDO USA, P.C. | 13-5381590 | — | ACCOUNTANT/AUDITOR | $26K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
33 direct securities· $166.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Contrafund Fund K6 | — | — | — | $20.9M | 12.5% | |
| Fidelity Investments 500 Index Fund | — | — | — | $19.0M | 11.4% | |
| Fidelity Investments Freedom 2030 Fund K6 | — | — | — | $13.9M | 8.3% | |
| Fidelity Investments Freedom 2035 Fund K6 | — | — | — | $10.2M | 6.1% | |
| Fidelity Investments Freedom 2025 Fund K6 | — | — | — | $10.1M | 6.0% | |
| Fidelity Investments Freedom 2040 Fund K6 | — | — | — | $9.9M | 5.9% | |
| Fidelity Investments Freedom 2050 Fund K6 | — | — | — | $8.4M | 5.0% | |
| Fidelity Investments Gov't Money Market Fund K6 | — | — | — | $8.1M | 4.8% | |
| Fidelity Investments Freedom 2045 Fund K6 | — | — | — | $8.0M | 4.8% | |
| JP Morgan Large Cap Growth Fund Class R6 | — | — | — | $6.7M | 4.0% | |
| Fidelity Investments Freedom 2055 Fund K6 | — | — | — | $5.3M | 3.2% | |
| Registered Investment Companies American Funds American Mutual R6 | — | — | — | $4.9M | 3.0% | |
| Fidelity Investments Diversified International Funds K6 | — | — | — | $4.6M | 2.8% | |
| Fidelity Investments Balanced Fund K6 | — | — | — | $4.3M | 2.6% | |
| Fidelity Investments Low Priced Stock Fund K6 | — | — | — | $4.1M | 2.4% | |
| Allspring Special Mid Cap Value R6 | — | — | — | $3.7M | 2.2% | |
| Fidelity Investments Freedom 2060 Fund K6 | — | — | — | $3.3M | 2.0% | |
| Janus JH Enterprise Fund Class N | — | — | — | $2.6M | 1.6% | |
| PIMCO Investments Total Return Institutional Fund | — | — | — | $2.5M | 1.5% | |
| Fidelity Investments Freedom 2020 Fund K6 | — | — | — | $2.3M | 1.4% | |
| Fidelity Investments Small Cap Discovery | — | — | — | $2.3M | 1.4% | |
| Fidelity Investments Investment Grade Bond Fund | — | — | — | $2.2M | 1.3% | |
| Fidelity Investments Extended Market Index Fund | — | — | — | $1.8M | 1.1% | |
| Fidelity Investments Global Ex US Index Fund | — | — | — | $1.7M | 1.0% | |
| Participant Loans Interest rates of 5.25% to 7.50% - | — | — | — | $1.6M | 0.9% | |
| Fidelity Investments Freedom 2065 Fund K | — | — | — | $1.3M | 0.8% | |
| Neuberger Berman High Income Bond R6 | — | — | — | $1.1M | 0.7% | |
| Seafarer Overseas Growth and Income Fund | — | — | — | $741K | 0.4% | |
| Fidelity Investments Freedom 2010 Fund K6 | — | — | — | $431K | 0.3% | |
| Fidelity Investments Freedom Income Fund K6 | — | — | — | $255K | 0.2% | |
| American Funds Inflation Linked Bond Fund R6 | — | — | — | $229K | 0.1% | |
| Fidelity Investments Freedom 2015 Fund K6 | — | — | — | $156K | <0.1% | |
| Fidelity Investments Freedom 2070 Fund K6 | — | — | — | $18K | <0.1% |
Related plans
Other plans using FIDELITY INVESTMENTS INSTITUTIONAL
KAISER PERMANENTE MEDICAL CARE PROGRAM
KAISER PERMANENTE GROUP TRUST
$66.6B
MICROSOFT CORPORATION
MICROSOFT CORPORATION SAVINGS PLUS 401K PLAN
$65.6B · 123,878 participants
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
AT&T INC.
AT&T RETIREMENT SAVINGS PLAN
$43.1B · 102,760 participants
VERIZON COMMUNICATIONS INC.
VERIZON MASTER SAVINGS TRUST
$41.1B
NORTHROP GRUMMAN CORPORATION
NORTHROP GRUMMAN SAVINGS PLAN
$39.5B · 99,799 participants
Similar-size Engineering Services plans
H2M ARCHITECTS, ENGINEERS, GEOLOGY, LAND SURVEYING AND LANDSCAPE ARCHI
H2M ARCHITECTS + ENGINEERS 401(K) PLAN
$167.9M · 574 participants
ORANO USA LLC
ORANO USA 401(K) RETIREMENT PLAN
$168.0M · 379 participants
BGE, INC.
BGE, INC. 401(K) PLAN
$165.9M · 1,041 participants
NATIONAL AEROSPACE SOLUTIONS
AEDC CONTRACTORS EMPLOYEE PENSION PLAN
$168.4M · 433 participants
PENNONI ASSOCIATES INC.
PENNONI ASSOCIATES INC. 401(K)/PROFIT SHARING PLAN
$165.4M · 1,365 participants
IHI AMERICAS INC.
IHI GROUP 401(K) PROFIT SHARING PLAN
$165.1M · 801 participants
Large plans in Pennsylvania
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY INSTITUTIONAL TOTAL INTERNATIONAL STOCK MARKET INDEX TRUST II
$223.1B
VANGUARD FIDUCIARY TRUST COMPANY
VFTC INSTITUTIONAL 500 INDEX TRUST
$183.5B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2035 MASTER TRUST
$116.3B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2045 MASTER TRUST
$109.4B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2040 MASTER TRUST
$108.2B
VANGUARD FIDUCIARY TRUST COMPANY
VANGUARD FIDUCIARY TRUST COMPANY TARGET RETIREMENT 2030 MASTER TRUST
$106.2B