Original filing (PDF)20251001165744NAL0018069491001

S & T BANK

Name: S & T BANK — THRIFT PLAN FOR EMPLOYEES OF S & T BANK, Form 5500 (2024)
Creator: S & T BANK

Form 5500

FILING_RECEIVED

THRIFT PLAN FOR EMPLOYEES OF S & T BANK

401(k) retirement plan

Active participants

1,220

Accounts w/ balance

1,433

Plan assets (EOY)

$128.4M

Net assets (EOY)

$128.4M

How this plan invests

This plan

18 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade B

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for S & T BANK.

Plan sponsor

Name

S & T BANK

EIN

25-0776600

Address

P. O. BOX 190 · 800 PHILADELPHIA STREET · INDIANA, PA · 157010190

Phone

(724) 465-4457

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-01

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2O · ESOP (non-leveraged)

2S · Automatic enrollment

2T · Default investment account (QDIA)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS	13-2689044	—	RECORDKEEPER	$37K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONAL FINANCIAL SERVICES	04-3523567	—	SECURITIES BROKER	$0	—

Investments

18 direct securities· $130.7M(100% of reported assets)

Other securities

$96.4M

14 holdings

Common Stock

$13.8M

1 holding

Mutual Funds

$10.6M

1 holding

Cash / Money Market

$7.5M

1 holding

U.S. Treasuries

$2.3M

1 holding

					% of plan
Dodge & Cox Balanced Fund X................................................................................................................................................................. 290,329 Units...........	Other securities	—	$290K	$29.5M	23.0%
Fidelity 500 Index................................................................................................................................................................. 109,309 Units...........	Other securities	—	$109K	$22.3M	17.4%
S&T Bancorp, Inc. Common Stock* 361,784 Shares	Common Stock	—	$362K	$13.8M	10.8%
Fidelity Mid Cap Index................................................................................................................................................................. 407,015 Units...........	Other securities	—	$407K	$13.7M	10.7%
s:................................................................................................................................................................. ........... American Funds Fundamental Investors Fund R5 131,382 Units	Mutual Funds	—	$131K	$10.6M	8.3%
Delaware Small Cap Value R6................................................................................................................................................................. 118,056 Units...........	Other securities	—	$118K	$8.3M	6.4%
Vanguard Treasury Money Market Inv	Cash / Money Market	—	$7.5M	$7.5M	5.8%
PIMCO Total Return Institutional................................................................................................................................................................. 501,480 Units...........	Other securities	—	$501K	$4.3M	3.3%
Dodge & Cox Stock X................................................................................................................................................................. 13,688 Units...........	Other securities	—	$14K	$3.5M	2.7%
Principal Edge Mid Cap R6................................................................................................................................................................. 237,152 Units...........	Other securities	—	$237K	$3.0M	2.4%
Neuberger Berman International Equity R6................................................................................................................................................................. 235,295 Units...........	Other securities	—	$235K	$2.9M	2.3%
Dodge & Cox Income X................................................................................................................................................................. 190,821 Units...........	Other securities	—	$191K	$2.4M	1.8%
Federated Short-Intermediate Total Ret Bond Fund R6................................................................................................................................................................. 232,658 Units...........	U.S. Treasuries	—	$233K	$2.3M	1.8%
Federated Hermes Sh-InTrm TR Bd R6	Other securities	—	—	$2.3M	1.8%
Fidelity International Index................................................................................................................................................................. 34,335 Units...........	Other securities	—	$34K	$1.6M	1.3%
Brandes Emerging Markets Value Fund I................................................................................................................................................................. 126,335 Units...........	Other securities	—	$126K	$1.1M	0.8%
Merger I................................................................................................................................................................. 51,854 Units...........	Other securities	—	$52K	$877K	0.7%
Calamos Market Neutral Income R6................................................................................................................................................................. 35,781 Units...........	Other securities	—	$36K	$534K	0.4%