Original filing (PDF)20251014095347NAL0001200563001

WATSONTOWN TRUCKING COMPANY

Name: WATSONTOWN TRUCKING COMPANY — WATSONTOWN TRUCKING COMPANY RETIREMENT PLAN, Form 5500 (2024)
Creator: WATSONTOWN TRUCKING COMPANY

Form 5500

FILING_RECEIVED

WATSONTOWN TRUCKING COMPANY RETIREMENT PLAN

401(k) retirement plan

Signals · 1

Corrective distributions issued

Active participants

1,000

Accounts w/ balance

Plan assets (EOY)

$11.0M

Net assets (EOY)

$11.0M

How this plan invests

This plan

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (0th percentile).
Bottom-decile employer contributions per participant (6th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for WATSONTOWN TRUCKING COMPANY.

Plan sponsor

Name

WATSONTOWN TRUCKING COMPANY

EIN

24-0836088

Address

60 BELFORD BOULEVARD · MILTON, PA · 17847

Phone

(570) 522-9820

Industry

Transportation & Warehousingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPITAL GROUP RETIREMENT PLAN SERVI	—	IRVINE, CA	RECORDKEEPER	$20K	—

Investments

32 direct securities· $11.0M(100% of reported assets)

Other securities

$10.0M

27 holdings

Bonds / Notes

$467K

1 holding

Cash / Money Market

$417K

2 holdings

Mutual Funds

$81K

1 holding

Common Collective Trusts

$30K

1 holding

					% of plan
American Funds American Funds 2040 Target Date Fund	Other securities	—	—	$1.3M	12.3%
American Funds American Funds Growth Funds of America	Other securities	—	—	$1.2M	10.7%
American Funds American Funds Washington Mutual	Other securities	—	—	$1.2M	10.6%
American Funds American Funds 2030 Target Date Fund	Other securities	—	—	$967K	8.8%
American Funds American Funds 2035 Target Date Fund	Other securities	—	—	$734K	6.7%
American Funds American Funds 2050 Target Date Fund	Other securities	—	—	$623K	5.7%
American Funds American Funds New Perspective	Other securities	—	—	$470K	4.3%
Notes Receivable from Participants (Rates: 3.25% - 8.50%) -0-	Bonds / Notes	—	—	$467K	4.3%
American Funds American Funds 2045 Target Date Fund	Other securities	—	—	$413K	3.8%
ClearBridge Investments ClearBridge Dividend Strategy	Other securities	—	—	$397K	3.6%
Money Market * American Funds American Funds US Government Money Market Fund	Cash / Money Market	—	—	$392K	3.6%
Franklin Templeton Franklin Rising Dividends	Other securities	—	—	$356K	3.2%
Franklin Templeton Franklin Income Fund	Other securities	—	—	$335K	3.1%
American Funds American Funds 2055 Target Date Fund	Other securities	—	—	$319K	2.9%
American Funds American Funds Income Fund of America	Other securities	—	—	$300K	2.7%
American Funds American Funds 2025 Target Date Fund	Other securities	—	—	$292K	2.7%
American Funds American Funds 2070 Target Date Fund 799 * American Funds American Funds AMCAP Fund	Other securities	—	—	$277K	2.5%
American Funds American Funds 2060 Target Date Fund	Other securities	—	—	$168K	1.5%
American Funds American Funds Capital Income Builder	Other securities	—	—	$101K	0.9%
American Funds American Funds 2020 Target Date Fund	Other securities	—	—	$96K	0.9%
American Funds American Funds Europacific Gr	Other securities	—	—	$91K	0.8%
s * American Funds American Funds 2010 Target Date Fund	Mutual Funds	—	—	$81K	0.7%
American Funds American Funds 2065 Target Date Fund	Other securities	—	—	$74K	0.7%
American Funds American Funds Bond Fund of America	Other securities	—	—	$59K	0.5%
Franklin Templeton Franklin Mutual US Mid Cap Value	Other securities	—	—	$53K	0.5%
American Funds American Funds 2015 Target Date Fund	Other securities	—	—	$50K	0.5%
American Funds American Funds Capital World G/I	Other securities	—	—	$44K	0.4%
American Funds American Funds American High Income Trust Fund	Common Collective Trusts	—	—	$30K	0.3%
Franklin Templeton Franklin Mutual Global Discovery	Other securities	—	—	$30K	0.3%
American Funds American Funds Intermediate Bond Fund of America	Other securities	—	—	$28K	0.3%
Cash and Cash Equivalents Cash	Cash / Money Market	—	—	$25K	0.2%
American Funds American Funds US Government Sec	Other securities	—	—	$22K	0.2%