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Original filing (PDF)20251015190322NAL0002896515001
PENCOR SERVICES, INC.
Form 5500
FILING_RECEIVED
PENCOR SERVICES, INC. 401(K) SALARY REDUCTION PLAN
401(k) retirement plan
Active participants
710
Accounts w/ balance
594
Plan assets (EOY)
$29.0M
Net assets (EOY)
$29.0M
How this plan invests
This plan
1 pooled trust
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 48 bps in Schedule C fees — 67% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PENCOR SERVICES, INC..
Plan sponsor
Name
PENCOR SERVICES, INC.
EIN
24-0820653
Address
613 THIRD STREET · PALMERTON, PA · 180711520
Phone
(610) 826-2552
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BARSZ GOWIE AMON FULTZ LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS, | 13-3689044 | — | RECORDKEEPER | $122K | — |
| STALKER & ASSOCIATES, INC. | 23-2756743 | NEWTOWN, PA | TPA/ RECORDKEEPER | $13K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ENVESTNET RETIREMENT SOLUTIONS LLC | 20-1409613 | — | INVETSMENT ADVISORY-PLAN | $5K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OSAIC WEALTH INC | 93-0987232 | — | BROKER | $0 | — |
Investments
34 direct securities · 1 pooled fund· $29.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$27.5M
34 holdings
Common Collective Trust
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund Admiral Class Mutual Funds | — | — | — | $2.6M | 8.8% | |
| Vanguard Target Retirement 2035 Fund Investor Shares Mutual Funds | — | — | — | $2.4M | 8.2% | |
| Vanguard Target Retirement 2025 Fund Investor Shares Mutual Funds | — | — | — | $2.2M | 7.4% | |
| American Funds New Perspective Fund® Class R-6 Mutual Funds | — | — | — | $2.1M | 7.3% | |
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Funds | — | — | — | $2.0M | 6.8% | |
| MFS Value Fund Class R6 Mutual Funds | — | — | — | $1.6M | 5.5% | |
| American Funds EuroPacific Growth Fund® Class R-6 Mutual Funds | — | — | — | $1.6M | 5.5% | |
| RELIANCE/METLIFE STABLE 25053 CL 0 METLIFE · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $1.5M | 5.3% | |
| American Funds The Bond Fund of America® Class R-6 Mutual Funds | — | — | — | $1.2M | 4.2% | |
| Federated Hermes Institutional High Yield Bond Fund Class R6 Mutual Funds | — | — | — | $1.1M | 3.7% | |
| Vanguard Target Retirement 2040 Fund Investor Shares Mutual Funds | — | — | — | $995K | 3.4% | |
| Vanguard Total International Stock Index Fund Admiral Shares Mutual Funds | — | — | — | $937K | 3.2% | |
| American Funds New World Fund® Class R-6 Mutual Funds | — | — | — | $795K | 2.7% | |
| Vanguard Target Retirement 2070 Fund Investor Shares Mutual Funds ** 240 Vanguard Target Retirement Income Fund Investor Shares Mutual Funds | — | — | — | $705K | 2.4% | |
| Vanguard Small-Cap Value Index Fund Admiral Shares Mutual Funds | — | — | — | $641K | 2.2% | |
| PIMCO Income Fund Institutional Class Mutual Funds | — | — | — | $600K | 2.1% | |
| Vanguard Target Retirement 2030 Fund Investor Shares Mutual Funds | — | — | — | $589K | 2.0% | |
| Janus Henderson Triton Fund Class N Mutual Funds | — | — | — | $558K | 1.9% | |
| Vanguard Target Retirement 2055 Fund Investor Shares Mutual Funds | — | — | — | $526K | 1.8% | |
| Vanguard Mid-Cap Index Fund Admiral Shares Mutual Funds | — | — | — | $515K | 1.8% | |
| Vanguard Value Index Fund Admiral Shares Mutual Funds | — | — | — | $472K | 1.6% | |
| Vanguard Target Retirement 2050 Fund Investor Shares Mutual Funds | — | — | — | $435K | 1.5% | |
| Loans backed by participants vested interest, * Participant Directed Loans interest rates from 5.25% to 10.50% | — | — | — | $402K | 1.4% | |
| American Funds Inflation Linked Bond Fund Class R-6 Mutual Funds | — | — | — | $381K | 1.3% | |
| MassMutual Select Mid Cap Growth Fund Class I Mutual Funds | — | — | — | $321K | 1.1% | |
| American Funds The Growth Fund of America® Class R-6 Mutual Funds | — | — | — | $313K | 1.1% | |
| Vanguard Target Retirement 2060 Fund Investor Shares Mutual Funds | — | — | — | $292K | 1.0% | |
| TIAA-CREF International Equity Index Fund Institutional Class Mutual Funds | — | — | — | $286K | 1.0% | |
| Principal MidCap Value Fund I Institutional Class Mutual Funds | — | — | — | $282K | 1.0% | |
| Cohen & Steers Real Estate Securities Fund, Inc. Class Z Mutual Funds | — | — | — | $201K | 0.7% | |
| Vanguard Balanced Index Fund Admiral Shares Mutual Funds | — | — | — | $192K | 0.7% | |
| Transamerica High Yield Bond R6 Mutual Funds | — | — | — | $185K | 0.6% | |
| Vanguard Target Retirement 2065 Fund Investor Shares Mutual Funds | — | — | — | $155K | 0.5% | |
| Vanguard Target Retirement 2020 Fund Investor Shares Mutual Funds | — | — | — | $58K | 0.2% | |
| DFA Commodity Strategy Portfolio Institutional Class Shares Mutual Funds | — | — | — | $12K | <0.1% |
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